American Coastal Insurance Corporation

NasdaqCM:ACIC Stock Report

Market Cap: US$534.8m

American Coastal Insurance Future Growth

Future criteria checks 2/6

American Coastal Insurance is forecast to grow earnings and revenue by 2.6% and 9.4% per annum respectively. EPS is expected to grow by 1.9% per annum. Return on equity is forecast to be 22.4% in 3 years.

Key information

2.6%

Earnings growth rate

1.88%

EPS growth rate

Insurance earnings growth11.9%
Revenue growth rate9.4%
Future return on equity22.36%
Analyst coverage

Low

Last updated12 May 2025

Recent future growth updates

Recent updates

Here's Why We Think American Coastal Insurance (NASDAQ:ACIC) Might Deserve Your Attention Today

Feb 20
Here's Why We Think American Coastal Insurance (NASDAQ:ACIC) Might Deserve Your Attention Today

Improved Earnings Required Before American Coastal Insurance Corporation (NASDAQ:ACIC) Stock's 40% Jump Looks Justified

Nov 07
Improved Earnings Required Before American Coastal Insurance Corporation (NASDAQ:ACIC) Stock's 40% Jump Looks Justified
author-image

Reinsurance Strategy And Streamlining Operations Set To Propel Growth And Profitability

Strategic adjustments and divestments aim to boost profitability and streamline operations, focusing on more lucrative commercial lines.

American Coastal Insurance: A Remarkable Comeback

Jul 17

American Coastal Insurance Corporation (NASDAQ:ACIC) Stock Rockets 29% As Investors Are Less Pessimistic Than Expected

Feb 16
American Coastal Insurance Corporation (NASDAQ:ACIC) Stock Rockets 29% As Investors Are Less Pessimistic Than Expected

American Coastal Insurance: Stock Continues To Gain Traction But Caution Required

Jan 12

Revenues Not Telling The Story For American Coastal Insurance Corporation (NASDAQ:ACIC)

Dec 25
Revenues Not Telling The Story For American Coastal Insurance Corporation (NASDAQ:ACIC)

United Insurance estimates $36.4M in catastrophe losses from Hurricane Ian

Oct 12

United Insurance: More United Revenue Streams May Lead To A Rebound

Sep 27

United Insurance files withdrawal plans in three states due to personal-lines uncertainty

Aug 25

United Insurance reports Q2 estimated losses, consolidates Florida-based insurers

Jul 27

United Insurance initiates strategic review

Jul 13

United Insurance Holdings (NASDAQ:UIHC) Is Due To Pay A Dividend Of US$0.06

Feb 27
United Insurance Holdings (NASDAQ:UIHC) Is Due To Pay A Dividend Of US$0.06

United Insurance Holdings (NASDAQ:UIHC) Is Due To Pay A Dividend Of US$0.06

Nov 13
United Insurance Holdings (NASDAQ:UIHC) Is Due To Pay A Dividend Of US$0.06

Earnings and Revenue Growth Forecasts

NasdaqCM:ACIC - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/202739176N/AN/A1
12/31/202636373N/AN/A1
12/31/202532968N/AN/A1
3/31/202530272145145N/A
12/31/202429776243244N/A
9/30/202429185291291N/A
6/30/202426172348348N/A
3/31/2024244779393N/A
12/31/202326485-136-136N/A
9/30/202328869-260-260N/A
6/30/202330826-415-414N/A
3/31/2023298-8-258-256N/A
12/31/2022222-24-176-173N/A
9/30/2022350-43-288-284N/A
6/30/2022440-30-264-259N/A
3/31/2022531-40-255-250N/A
12/31/2021229-2-301-295N/A
9/30/2021721-90-290-285N/A
6/30/2021771-149-184-178N/A
3/31/2021832-102-103-95N/A
12/31/2020847-96-21-10N/A
9/30/2020816-717185N/A
6/30/2020811-2586109N/A
3/31/2020799-52147169N/A
12/31/2019825-30127149N/A
9/30/2019796-33114132N/A
6/30/2019776-16118126N/A
3/31/201975413339N/A
12/31/20187240N/A26N/A
9/30/201872538N/A52N/A
6/30/201870922N/A35N/A
3/31/201870415N/A3N/A
12/31/201765410N/A36N/A
9/30/2017603-27N/A61N/A
6/30/20175594N/A72N/A
3/31/20175027N/A20N/A
12/31/20164876N/A66N/A
9/30/201645630N/A104N/A
6/30/201641835N/A97N/A
3/31/201638330N/A120N/A
12/31/201535827N/A98N/A
9/30/201533425N/A93N/A
6/30/201531326N/A74N/A
3/31/201529530N/A71N/A
12/31/201428041N/A69N/A
9/30/201426737N/A89N/A
6/30/201425032N/A87N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: ACIC's forecast earnings growth (2.6% per year) is below the savings rate (2.8%).

Earnings vs Market: ACIC's earnings (2.6% per year) are forecast to grow slower than the US market (14.3% per year).

High Growth Earnings: ACIC's earnings are forecast to grow, but not significantly.

Revenue vs Market: ACIC's revenue (9.4% per year) is forecast to grow faster than the US market (8.5% per year).

High Growth Revenue: ACIC's revenue (9.4% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: ACIC's Return on Equity is forecast to be high in 3 years time (22.4%)

Discover growth companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/19 08:45
End of Day Share Price 2025/05/16 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

American Coastal Insurance Corporation is covered by 4 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Matthew CarlettiCitizens JMP Securities, LLC
Charles Gregory PetersRaymond James & Associates
Daniel FarrellSterne Agee & Leach