Announcement • Apr 02
Goeasy Ltd. Reports Net Charge Offs and Impairment of Goodwill for the Fourth Quarter Ended December 31, 2025; Provides Net Charge Offs Guidance for First Quarter of 2026 and Full Year 2026 goeasy Ltd. reported charge offs and impairment of goodwill for the fourth quarter ended December 31, 2025 and provided net Charge Offs Guidance for First Quarter of 2026 and Full Year 2026. For the fourth quarter ended December 31, 2025, the company reported net charge offs of CAD 331,133,000 compared to CAD 103,910,000 a year ago. The Company recorded a CAD 159,613,000 goodwill impairment charge related to its LendCare business.
For the first quarter of 2026, company expects to incur net charge offs in range of 17.5% to 18.5%.
For full year. company Expected net charge offs to decrease from 23.8% in the fourth quarter of 2025 to the mid-teens for full year 2026; improvement is expected as the year progresses. Announcement • Mar 24
goeasy Ltd., Annual General Meeting, May 20, 2026 goeasy Ltd., Annual General Meeting, May 20, 2026. Announcement • Mar 16
Kalloghlian Myers LLP Files Class Action Against goeasy Ltd. and Its Auditor Ernst & Young LLP Kalloghlian Myers LLP has filed an investor class action against goeasy Ltd., its directors and officers and its auditor Ernst & Young LLP. The class action is on behalf of all persons, other than certain excluded persons, who acquired goeasy's securities between May 9, 2023 and March 10, 2026. On September 22, 2025, Jehoshaphat Research issued a report titled, "Jehoshaphat Research is Short goeasy ltd (GSY CN)" alleging that goeasy had understated its credit losses. Six months later, on March 10, 2026, goeasy issued another press release announcing, among other things, a charge off in Fourth Quarter 2025 of approximately $178 million against gross consumer loans receivable; a related write down of approximately $55 million for loan interest and fees; and revisions to prior period results arising from a correction of historical reporting practices. This class action alleges that goeasy made misrepresentations in its public disclosure and seeks compensation for the benefit of class members. Announcement • Feb 23
goeasy Ltd. to Report Q4, 2025 Results on Mar 25, 2026 goeasy Ltd. announced that they will report Q4, 2025 results After-Market on Mar 25, 2026 Announcement • Dec 03
goeasy Ltd. Announces CEO Changes goeasy Ltd. announced that Dan Rees will step down as Chief Executive Officer effective December 31, 2025, due to a blood disorder that requires him to resign from his position. The Board of Directors will appoint Patrick Ens, currently President of easyfinancial, as the Company's next Chief Executive Officer, effective January 1, 2026. To ensure continuity, Mr. Rees will serve as Special Advisor to the CEO from January 1 through June 30, 2026. The Board's decision to appoint Patrick Ens reflects a thoughtful succession planning process that identified him (externally) in 2023 as a high-potential future CEO. He joined goeasy in 2024, after a successful 17-year tenure with Capital One Canada before joining goeasy. Prior to being appointed President of Capital One Canada in 2021, Patrick held numerous other executive positions within the marketing, risk and product functions, after beginning his career there as a risk analyst. At goeasy, Patrick has demonstrated exceptional strategic leadership, his deep expertise in consumer lending and credit, and a proven ability to elevate high-performing teams. Under his guidance, easyfinancial has experienced some of its strongest periods of balanced growth. Patrick obtained a Bachelor of Commerce from Queen's University in 2006 and was recently appointed to the Board of Directors of the Canadian Lenders Association in 2025. Announcement • Nov 07
goeasy Ltd. announces Quarterly dividend, payable on January 09, 2026 goeasy Ltd. announced Quarterly dividend of CAD 1.4600 per share payable on January 09, 2026, ex-date on December 26, 2025 and record date on December 26, 2025. Announcement • Oct 22
goeasy Ltd. to Report Q3, 2025 Results on Nov 05, 2025 goeasy Ltd. announced that they will report Q3, 2025 results After-Market on Nov 05, 2025 Announcement • Oct 02
Goeasy Ltd. Appoints Felix Wu as Interim CFO, Effective September 30, 2025 goeasy Ltd. announced that Felix Wu has been appointed as the Interim Chief Financial Officer (CFO), Effective September 30, 2025. This positive development follows the announcement made on September 16th, 2025 of current CFO Hal Khouri's upcoming departure from the company following the completion of third quarter reporting in November 2025. Mr. Wu is a well-regarded financial services executive bringing over 20 years of financial and operational experience to goeasy, including significant exposure to non-prime lending. He most recently served as CFO for KOHO, a leading Canadian fintech, where he strengthened the finance, risk, and compliance functions while overseeing debt and equity activities that helped guide the company through a period of significant revenue growth. Prior to that he was at President's Choice Financial as CFO and Chief Operating Officer, and at Capital One Canada as Chief Risk Officer and CFO earlier in his career. Mr. Wu's track record in capital markets, corporate finance and operational leadership underscore his strong technical expertise and makes him an excellent fit for the company. Mr. Wu's engagement at the company will include his oversight of year-end reporting and the first quarter of 2026, ensuring a seamless transition of responsibilities and continuity until a new CFO is appointed. A comprehensive search process to identify Mr. Khouri's permanent successor is already underway. Announcement • Sep 18
goeasy Ltd. Announces Hal Khouri Leaves as Chief Financial Officer goeasy Ltd. on September 16, 2025 announced that Hal Khouri, Chief Financial Officer, will be leaving the Company following the completion of third quarter reporting in November 2025 to pursue a new opportunity outside of Canada. Since joining goeasy in 2019, Mr. Khouri has played a central role in the Company's financial strategy and capital markets execution, which has enabled the organization's growth. He has been instrumental in strengthening goeasy's balance sheet, enhancing financial reporting, and supporting the organization's strong track record of shareholder value creation. In addition to the formal comprehensive search process that has been initialized to identify Mr. Khouri's permanent successor, the Company has made significant progress toward identifying an Interim Chief Financial Officer and anticipates that it will be in a position to provide further details in the coming weeks. This approach will ensure a seamless transition of responsibilities and continuity from Mr. Khouri's tenure until the new CFO is appointed. Announcement • Aug 08
goeasy Ltd. Approves Quarterly Dividend, Payable on October 10, 2025 The Board of Directors of goeasy Ltd. has approved a quarterly dividend of CAD 1.46 per share, payable on October 10, 2025 to the holders of common shares of record as at the close of business on September 26, 2025. Announcement • Jul 23
goeasy Ltd. to Report Q2, 2025 Results on Aug 06, 2025 goeasy Ltd. announced that they will report Q2, 2025 results After-Market on Aug 06, 2025 Announcement • Jul 02
goeasy Ltd. Announces Executive Changes goeasy Ltd. announced the appointment of James Obright as Senior Vice-President of Investor Relations & Capital Markets. James Obright brings over 20 years of experience in investment banking and capital markets, with a proven track record of leading complex equity transactions across multiple sectors, including many of the most notable financings in the Canadian Financial Services market. Most recently, he served as Managing Director in the Canadian Equity Capital Markets group at RBC, where he acted as the lead advisor on a broad range of equity and equity-linked transactions. James replaces Farhan Ali Khan who has progressed to assume the position of Chief Revenue Officer of LendCare, goeasy's point-of-sale financing division. James also brings to goeasy valuable international experience, having worked in London, UK, with RBC's Global Mining & Metals investment banking team. He worked at UBS Investment Bank in corporate finance and equity capital markets earlier in his career. He holds an Honours Business Administration degree and an MBA from the Ivey Business School at Western University. In his new role, James will report to Hal Khouri, goeasy's CFO, and lead the Company's investor relations function and oversee the capital markets strategy, with a focus on strengthening shareholder engagement and supporting goeasy's funding initiatives as it targets ambitious growth in loan originations and product expansion. Announcement • May 09
goeasy Ltd. announces Quarterly dividend, payable on July 11, 2025 goeasy Ltd. announced Quarterly dividend of CAD 1.4600 per share payable on July 11, 2025, ex-date on June 27, 2025 and record date on June 27, 2025. Announcement • Apr 23
goeasy Ltd. to Report Q1, 2025 Results on May 07, 2025 goeasy Ltd. announced that they will report Q1, 2025 results After-Market on May 07, 2025 Announcement • Mar 03
goeasy Ltd. Announces Appointment of Dan Rees as Chief Executive Officer goeasy Ltd. announced the appointment of Dan Rees as Chief Executive Officer. Dan Rees joins goeasy following a successful 25-year career with Scotiabank where he held progressively senior executive roles. From 2019 to 2024, Dan served as Scotiabank's Group Head of Canadian Banking where he demonstrated a track record of driving impressive results while leading the largest revenue portfolio of $13 billion and a lending portfolio of approximately $450 billion at the bank. He oversaw eight distribution channels spanning retail, small business, commercial and insurance for Canadian Banking, and ultimately strengthened the bank's competitive position. His tenure was marked by generating new revenue opportunities, developing continuous improvement initiatives, and boosting Scotiabank's customer satisfaction ranking to a lead position amongst Canada's big banks. Dan will officially join the Company on March 3, 2025, and will assume responsibility in May of 2025 after a transition period. In recent years, Dan's notable achievements include establishing strategic partnerships such as the Scene loyalty program with Sobeys, was prime on the Canadian Tire Bank relationship which culminated in the sale of ownership back to Canadian Tire, and oversight of the centralization and consolidation of the bank's legacy operational functions leading to gains in operating leverage and efficiency. In his last role, Dan also had accountability for the digital challenger-bank platform Tangerine where he more than doubled revenue and earnings, and the number one automotive finance business in Canada including Scotia Dealer Advantage which provides near and non-prime lending solutions through auto dealers. Dan's specific and diverse combination of experiences in financial services will enhance goeasy's market-leading revenue growth and ambition to scale the loan portfolio from $4.6 billion at the end of 2024 to between $7 billion and $8 billion by the end of 2027 through product and distribution channel expansion, including a revolving card product, a quest for streamlined operations leading to superior customer experiences, all while continuing to deliver exceptional value to the Company's shareholders. Prior to being appointed Group Head of Canadian Banking, Dan held several executive positions within Operations, Risk, Global Banking & Markets, Human Resources and Retail Banking. Dan holds an Honours Bachelor of Economics and Commerce from Queen's University and a Master of Science in Management from The London School of Economics. Announcement • Feb 25
goeasy Ltd., Annual General Meeting, May 08, 2025 goeasy Ltd., Annual General Meeting, May 08, 2025. Announcement • Jan 30
goeasy Ltd. to Report Q4, 2024 Results on Feb 13, 2025 goeasy Ltd. announced that they will report Q4, 2024 results at 4:00 PM, US Eastern Standard Time on Feb 13, 2025 Announcement • Nov 09
goeasy Ltd. Appoints David Ingram as Interim Chief Executive Officer Effective January 1, 2025 In the interim, the Board of goeasy Ltd. announced the appointment of David Ingram as interim Chief Executive Officer effective January 1, 2025. David assumed the role of Executive Chairman of the Board on January 1, 2019, prior to which he was goeasy's Chief Executive Officer from the year 2000 to 2018. Between David and myself, there is 38 years of combined goeasy management experience on the Board. The company is in an excellent position with a very strong executive team to continue its 23-year plus track record of delivering performance. Announcement • Nov 08
goeasy Ltd. Approves Quarterly Dividend, Payable on January 10, 2025 The Board of Directors of goeasy Ltd. has approved a quarterly dividend of $1.17 per share payable on January 10, 2025 to the holders of common shares of record as at the close of business on December 27, 2024. Announcement • Oct 24
goeasy Ltd. to Report Q3, 2024 Results on Nov 07, 2024 goeasy Ltd. announced that they will report Q3, 2024 results After-Market on Nov 07, 2024 Announcement • Oct 21
goeasy Ltd. Provides Net Charge Offs Guidance for the Third Quarter Ended September 30, 2024 goeasy Ltd. provided net charge offs guidance for the third quarter ended September 30, 2024. The company announced Net charge offs as a percentage of average gross consumer loans receivable will be between 8.75% and 9.75% in the third quarter of 2024. Announcement • Sep 23
Goeasy Ltd. Appoints Radhika Kakkar to Its Board of Directors goeasy Ltd. announce Radhika Kakkar as the newest appointee to its Board of Directors. Radhika Kakkar brings deep expertise in business transformation and operationsto the goeasy Board of Directors with over two decades of experience deploying technology-enabled solutions to solve business challenges. Currently,Radhika is the Chief Operating Officer at Wealthsimple where she leads operations, strategy, and customer success facilitating an ambitious product strategy within a strictly regulated sector. Prior to Wealthsimple, Radhika was the Vice President of Global Operations at Snap, the parent company of Snapchat, where she oversaw global operations and online sales, and managed vital functions essential for maintaining the technology and integrity of the platform. Before her time at Snap, Radhika spent 13 years at Accenture ascending to Managing Director &Partner. Radhika brings considerable advisory experience to goeasy serving as an Independent Director on the board of InTouchCx since 2020 and acting as an Executive Advisor to Origin, a women's health start-up. She holds a B.Sc. in Chemical Engineering from Queen's University. Announcement • Jul 22
goeasy Ltd. to Report Q2, 2024 Results on Aug 08, 2024 goeasy Ltd. announced that they will report Q2, 2024 results After-Market on Aug 08, 2024 Announcement • May 24
goeasy Ltd. Announces Appointment of Patrick Ens as President, Easyfinancial and Easyhome, Effective July 1, 2024 goeasy Ltd. announced the appointment of Patrick Ens as President of its easyfinancial and easyhome brands, effective July 1, 2024. Patrick joins goeasy from a successful tenure with Capital One Canada, where he acquired over 17 years of experience in consumer credit. Most recently, Patrick served as President of Capital One Canada, with responsibility for the overall strategic direction and operations of the Canadian business, while driving toward the goal of helping Canadians succeed with credit. Prior to being appointed President in 2021, Patrick held numerous other executive positions at Capital One, within the marketing, risk and product functions, after beginning his career there as a Business Analyst. Patrick obtained a Bachelor of Commerce from Queen's University in 2006. In this new role, Patrick will have full accountability over the easyfinancial and easyhome brands, including easyfinancial's direct-to-consumer lending products such as personal loans and home equity lending. Patrick's appointment balances the organizational structure with the role of Ali Metel, who has served as President of the LendCare brand since 2021, when it was acquired by goeasy. Under the LendCare brand, Ali remains responsible for all indirect lending products, including automotive financing and point-of-sale lending. Each executive will be responsible for the operations and financial performance of their respective brands and lending products, reporting into Jason Mullins, President and Chief Executive Officer of goeasy Ltd. Announcement • May 09
goeasy Ltd. Approves Quarterly Dividend, Payable on July 12, 2024 The Board of Directors of goeasy Ltd. has approved a quarterly dividend of $1.17 per share payable on July 12, 2024 to the holders of common shares of record as at the close of business on June 28, 2024. Announcement • Apr 24
goeasy Ltd. to Report Q1, 2024 Results on May 07, 2024 goeasy Ltd. announced that they will report Q1, 2024 results After-Market on May 07, 2024 Announcement • Feb 24
goeasy Ltd., Annual General Meeting, May 08, 2024 goeasy Ltd., Annual General Meeting, May 08, 2024. Announcement • Jan 31
goeasy Ltd. to Report Q4, 2023 Results on Feb 13, 2024 goeasy Ltd. announced that they will report Q4, 2023 results After-Market on Feb 13, 2024 Announcement • Nov 08
Goeasy Ltd. Approves Quarterly Dividend, Payable on January 12, 2024 goeasy Ltd. has approved a quarterly dividend of $0.96 per share payable on January 12, 2024 to the holders of common shares of record as at the close of business on December 29, 2023. Announcement • Oct 25
goeasy Ltd. to Report Q3, 2023 Results on Nov 07, 2023 goeasy Ltd. announced that they will report Q3, 2023 results After-Market on Nov 07, 2023 Announcement • Aug 10
Goeasy Ltd. Approves Quarterly Dividend, Payable on October 13, 2023 The Board of Directors of goeasy Ltd. has approved a quarterly dividend of $0.96 per share payable on October 13, 2023 to the holders of common shares of record as at the close of business on September 29, 2023. Announcement • Jul 28
goeasy Ltd. to Report Q2, 2023 Results on Aug 09, 2023 goeasy Ltd. announced that they will report Q2, 2023 results on Aug 09, 2023 Announcement • Feb 17
goeasy Ltd. Provides Earnings Guidance for 2023, 2024 and 2025 goeasy Ltd. provided earnings guidance for 2023, 2024 and 2025. For 2023, the company expects Total revenue in the range of $3.4 billion to $3.6 billion.For 2024, the company expects Total revenue in the range of $4.1 billion to $4.3 billion.For 2025, the company expects Total revenue in the range of $4.7 billion to $5.0 billion. Announcement • Feb 02
goeasy Ltd. to Report Q4, 2022 Results on Feb 15, 2023 goeasy Ltd. announced that they will report Q4, 2022 results After-Market on Feb 15, 2023 Announcement • May 12
goeasy Ltd. Announces Quarterly Dividend, Payable on July 9, 2021 goeasy Ltd. announced that its board of Directors has approved a quarterly dividend of $0.66 per share payable on July 9, 2021 to the holders of common shares of record as at the close of business on June 25, 2021. Announcement • Mar 16
goeasy Ltd. Appoints Jason Mullins to Its Board of Directors goeasy Ltd. announced the appointment of Jason Mullins, the Company's President & Chief Executive Officer, to its Board of Directors. Mr. Mullins was appointed as President & CEO in January 2019 and will now join its Board of Directors. After joining goeasy in August 2010, as Vice President of Business Development, Mr. Mullins ascended through progressively more senior roles, including serving as the Chief Operating Officer for four years, before taking on his current leadership position as President & CEO. Announcement • Mar 06
goeasy Ltd., Annual General Meeting, May 12, 2021 goeasy Ltd., Annual General Meeting, May 12, 2021. Announcement • Feb 05
goeasy Ltd. to Report Q4, 2020 Results on Feb 17, 2021 goeasy Ltd. announced that they will report Q4, 2020 results After-Market on Feb 17, 2021 Announcement • Jan 05
Affirm Canada Holdings completed the acquisition of Health Smart Financial Services Inc. from Canadian Business Growth Fund, goeasy Ltd. (TSX:GSY) and other shareholders. Affirm Canada Holdings entered into a definitive agreement to acquire Health Smart Financial Services Inc. from Canadian Business Growth Fund, goeasy Ltd. (TSX:GSY) and other shareholders for approximately CAD 340 million on December 2, 2020. Under the terms of the transaction, Affirm will pay approximately CAD140 million in cash and 6.2 million class A common stock, which includes approximately 2.5 million shares issued in escrow and subject to forfeiture if certain revenue milestones are not met, subject, in each case, to adjustments for cash, indebtedness, transaction expenses and normalized working capital of Health Smart at closing. The shares will be subject to lock-up agreements. goeasy Ltd. will receive a mixture of cash and equity consideration in connection with closing, valued at up to $60.1 million (CAD 83.17 million). Canadian Business Growth Fund has sold its stake in Health Smart Financial Services. The transaction is subject to customary closing conditions and is expected close in the first quarter of 2021. Lawrence C. Lee, Nancy Hamzo, Kai R. Kramer, Peter Clark, Marcela Robledo, and Jeremy Hann of Baker McKenzie and Norton Rose Fulbright acted as legal advisors to Affirm. PJ SOLOMON acted as financial advisor and Borden Ladner Gervais LLP acted as legal advisor to Health Smart Financial Services.
Affirm Canada Holdings completed the acquisition of Health Smart Financial Services Inc. from Canadian Business Growth Fund, goeasy Ltd. (TSX:GSY) and other shareholders on January 4, 2021. As part of the agreement, Wayne Pommen becomes Senior Vice President of Affirm Canada. Announcement • Dec 04
Affirm Holdings, Inc. entered into a definitive agreement to acquire Health Smart Financial Services Inc. from Canadian Business Growth Fund, goeasy Ltd. (TSX:GSY) and other shareholders for approximately CAD 340 million. Affirm Holdings, Inc. entered into a definitive agreement to acquire Health Smart Financial Services Inc. from Canadian Business Growth Fund, goeasy Ltd. (TSX:GSY) and other shareholders for approximately CAD 340 million on December 3, 2020. Under the terms of the transaction, Affirm Holdings will pay the consideration in cash and equity. goeasy Ltd. will receive a mixture of cash and equity consideration in connection with closing, valued at up to $60.1 million (CAD 83.17 million). Canadian Business Growth Fund has sold its stake in Health Smart Financial Services. The transaction is subject to customary closing conditions and is expected to in early 2021. Lawrence C. Lee, Nancy Hamzo, Kai R. Kramer, Peter Clark, Marcela Robledo, and Jeremy Hann of Baker McKenzie and Norton Rose Fulbright acted as legal advisors to Affirm. PJ SOLOMON acted as financial advisor and Borden Ladner Gervais LLP acted as legal advisor to Health Smart Financial Services. 
