OTCPK:EFGX.Y

Stock Analysis Report

Executive Summary

EFG International AG, together with its subsidiaries, provides private banking, wealth management, and asset management services to individual and business clients.

Snowflake

Fundamentals

Average dividend payer and fair value.


Similar Companies

Share Price & News

How has EFG International's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

OTCPK:EFGX.Y

0.9%

US Capital Markets

0.9%

US Market


1 Year Return

-7.8%

OTCPK:EFGX.Y

-5.5%

US Capital Markets

0.3%

US Market

EFGX.Y underperformed the Capital Markets industry which returned -6.5% over the past year.

EFGX.Y underperformed the Market in United States of America which returned -0.5% over the past year.


Share holder returns

EFGX.YIndustryMarket
7 Day0%0.9%0.9%
30 Dayn/a-3.7%-1.9%
90 Dayn/a0.4%1.6%
1 Year-4.4%-7.8%-3.4%-5.5%2.6%0.3%
3 Year47.3%33.0%53.1%44.2%41.0%31.8%
5 Year-41.6%-50.4%69.9%54.1%55.2%38.0%

Price Volatility Vs. Market

How volatile is EFG International's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is EFG International undervalued based on future cash flows and its price relative to the stock market?

31.93x

Price to Earnings (PE) ratio


Intrinsic Value Based on Future Cash Flows

EFG International's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).

EFG International's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).


Price Based on Earnings

EFG International is good value based on earnings compared to the US Capital Markets industry average.

EFG International is overvalued based on earnings compared to the United States of America market.


Price Based on Expected Growth

EFG International is good value based on expected growth next year.


Price Based on Value of Assets

EFG International is good value based on assets compared to the US Capital Markets industry average.


Next Steps

Future Growth

How is EFG International expected to perform in the next 1 to 3 years based on estimates from 5 analysts?

36.8%

Forecasted annual earnings growth


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

EFG International's revenue is expected to grow by 5.9% yearly, however this is not considered high growth (20% yearly).

EFG International's earnings are expected to grow significantly at over 20% yearly.

EFG International's revenue growth is positive but not above the United States of America market average.

EFG International's earnings growth is expected to exceed the United States of America market average.

EFG International's earnings growth is expected to exceed the low risk savings rate of 2.7%.


Earnings per Share Growth Estimates


Future Return on Equity

EFG International is not expected to efficiently use shareholders’ funds in the future (Return on Equity less than 20%).


Next Steps

Past Performance

How has EFG International performed over the past 5 years?

-9.7%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

EFG International's year on year earnings growth rate was negative over the past 5 years and the most recent earnings are below average.

EFG International has become profitable in the last year making the earnings growth rate difficult to compare to the 5-year average.

EFG International has become profitable in the last year making it difficult to compare the US Capital Markets industry average.


Return on Equity

EFG International has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).


Return on Assets

EFG International used its assets less efficiently than the US Capital Markets industry average last year based on Return on Assets.


Return on Capital Employed

Unable to establish if EFG International improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.


Next Steps

Financial Health

How is EFG International's financial position?


Financial Position Analysis

EFG International's short term (1 year) commitments are greater than its holdings of cash and other short term assets.

EFG International's cash and other short term assets cover its long term commitments.


Debt to Equity History and Analysis

EFG International's level of debt (115.8%) compared to net worth is high (greater than 40%).

The level of debt compared to net worth has been reduced over the past 5 years (133.7% vs 115.8% today).

Debt is well covered by operating cash flow (146.8%, greater than 20% of total debt).

Unable to confirm if the interest payments on EFG International's debt are well covered by earnings due to lack of past financial data.


Balance Sheet

Low level of unsold assets.

Debt is covered by short term assets, assets are 11.5x debt.


Next Steps

Dividend

What is EFG International's current dividend yield, its reliability and sustainability?

5.76%

Expected Dividend Yield


Dividend Yield and Payments Analysis

EFG International's pays a higher dividend yield than the bottom 25% of dividend payers in United States of America (1.49%).

EFG International's dividend is above the markets top 25% of dividend payers in United States of America (3.84%).

Dividends per share have been volatile in the past 10 years (annual drop of over 20%).

Dividends per share have increased over the past 10 years.


Current Payout to Shareholders

Dividends paid are not well covered by earnings (0.6x coverage).


Future Payout to Shareholders

Dividends after 3 years are expected to be covered by earnings (1.8x coverage).


Next Steps

Management

What is the CEO of EFG International's salary, the management and board of directors tenure and is there insider trading?

1.6yrs

Average management tenure


CEO

Giorgio Pradelli (52yo)

1.6yrs

Tenure

CHF2,820,416

Compensation

Mr. Piergiorgio Pradelli, also known as Giorgio, has been Deputy Chief Executive Officer at EFG International AG since January 14, 2014 and has been its Chief Financial Officer since June 2012. Mr. Pradell ...


CEO Compensation Analysis

Giorgio's remuneration is about average for companies of similar size in United States of America.

Insufficient data for Giorgio to compare compensation growth.


Management Age and Tenure

1.6yrs

Average Tenure

52yo

Average Age

The average tenure for the EFG International management team is less than 2 years, this suggests a new team.


Insider Trading

No 3 month open market individual insider trading information.


Ownership Breakdown


Management Team

  • Giorgio Pradelli (52yo)

    Chief Executive Officer

    • Tenure: 1.6yrs
    • Compensation: CHF2.82m
  • Jens Brueckner

    Head of Investor Relations

    • Tenure: 0.0yrs
  • Silvio Ammann

    Deputy Chief Risk Officer

    • Tenure: 0.0yrs
  • Mark Bagnall (52yo)

    Chief Technology Officer

    • Tenure: 1.6yrs
  • William Ramsay

    Chief Economist

    • Tenure: 0.0yrs
  • Dimitris Politis (48yo)

    Chief Financial Officer

    • Tenure: 1.6yrs
  • Yves Aeschlimann (52yo)

    Group Head of Legal & Compliance

    • Tenure: 0.4yrs
  • Christian Flemming (44yo)

    Chief Operating Officer

    • Tenure: 1.6yrs
  • Daniela Haesler

    Head of Marketing & Communication

    • Tenure: 0.0yrs
  • Daniel Lüscher (54yo)

    Global Head of Human Resources

    • Tenure: 0.8yrs

Board Members

  • John Hallam (71yo)

    Non-Executive Chairman of Efg Private Bank (channel Islands) Limited Guernsey

    • Tenure: 0.0yrs
  • Gonzalo Rodríguez-Fraile

    Chairman of PRS International Consulting Inc

    • Tenure: 0.0yrs
  • John Williamson (57yo)

    Chairman of the Board

    • Tenure: 3.3yrs
    • Compensation: CHF1.17m
  • Victor Echevarria

    Chairman of EFG Capital International Corp Miami Florida USA

    • Tenure: 0.0yrs
  • Rudy Van Den Steen (55yo)

    Chairman of EFG Bank Von Ernst Ag Vaduz and Chairman of on Finance Sa Lugano

    • Tenure: 0.0yrs
  • Peter London (68yo)

    Chairman of Efg Ashby London Financial Svcs Ltd & Chairman of Efg Platts Flello Ltd

    • Tenure: 0.0yrs
  • Paul Imison

    Chairman of Private Banking - Management EFG Bank AG

    • Tenure: 0.0yrs
  • Alberto Rodriguez-Fraile Diaz

    President of the Board of A&g Holding

    • Tenure: 0.0yrs
  • Gilad Hayeem (51yo)

    Chairman of Marble Bar Asset Management LLP & CEO of Marble Bar Asset Management Ltd

    • Tenure: 0.0yrs
  • Nico Burki (69yo)

    Vice Chairman of the Board

    • Tenure: 3.3yrs
    • Compensation: CHF262.25k

Company Information

EFG International AG's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: EFG International AG
  • Ticker: EFGX.Y
  • Exchange: OTCPK
  • Founded: 1995
  • Industry: Asset Management and Custody Banks
  • Sector: Diversified Financials
  • Market Cap: CHF1.773b
  • Listing Market Cap: CHF1.807b
  • Shares outstanding: 289.67m
  • Website: https://www.efginternational.com

Number of Employees


Location

  • EFG International AG
  • Bleicherweg 8
  • PO Box 6012
  • Zurich
  • Zurich
  • 8022
  • Switzerland

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
EFGNSWX (SIX Swiss Exchange)YesRegistered SharesCHCHFOct 2005
E2SDB (Deutsche Boerse AG)YesRegistered SharesDEEUROct 2005
EFGI.FOTCPK (Pink Sheets LLC)YesRegistered SharesUSUSDOct 2005
0QJXLSE (London Stock Exchange)YesRegistered SharesGBCHFOct 2005
EFGX.YOTCPK (Pink Sheets LLC)UNSPONSORD ADRUSUSDAug 2009

Biography

EFG International AG, together with its subsidiaries, provides private banking, wealth management, and asset management services to individual and business clients. The company operates through Switzerland ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/20 00:16
End of Day Share Price2019/07/30 00:00
Earnings2019/06/30
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.