Credit Saison Balance Sheet Health
Financial Health criteria checks 3/6
Credit Saison has a total shareholder equity of ¥600.0B and total debt of ¥2,805.2B, which brings its debt-to-equity ratio to 467.5%. Its total assets and total liabilities are ¥3,896.1B and ¥3,296.1B respectively. Credit Saison's EBIT is ¥43.5B making its interest coverage ratio -36.3. It has cash and short-term investments of ¥159.7B.
Key information
467.5%
Debt to equity ratio
JP¥2.81t
Debt
| Interest coverage ratio | -36.3x |
| Cash | JP¥159.67b |
| Equity | JP¥600.04b |
| Total liabilities | JP¥3.30t |
| Total assets | JP¥3.90t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: CSAS.Y's short term assets (¥3,347.0B) exceed its short term liabilities (¥263.7B).
Long Term Liabilities: CSAS.Y's short term assets (¥3,347.0B) exceed its long term liabilities (¥3,032.4B).
Debt to Equity History and Analysis
Debt Level: CSAS.Y's net debt to equity ratio (440.9%) is considered high.
Reducing Debt: CSAS.Y's debt to equity ratio has increased from 406.7% to 467.5% over the past 5 years.
Debt Coverage: CSAS.Y's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: CSAS.Y earns more interest than it pays, so coverage of interest payments is not a concern.