Banca Mediolanum (OTCPK:BNCD.Y) - Stock Price, News & Analysis

BNCD.Y Stock Overview

Provides various banking products and services in Italy. More details

BNCD.Y fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	2/6
Past Performance	5/6
Financial Health	3/6
Dividends	4/6

Rewards

Price-To-Earnings ratio (9.3x) is below the US market (18.9x)

Revenue is forecast to grow 12.59% per year

Earnings grew by 31.7% over the past year

Risk Analysis

Shares are highly illiquid

Earnings are forecast to decline by an average of 3.7% per year for the next 3 years

Unstable dividend track record

Banca Mediolanum S.p.A. Competitors

Voya Financial

NYSE:VOYA

US$7.7b

Alerus Financial

NasdaqCM:ALRS

US$544.8m

Apollo Global Management

NYSE:APO

US$92.2b

NewtekOne

NasdaqGM:NEWT

US$363.0m

Price History & Performance

Summary of all time highs, changes and price drops for Banca Mediolanum
Historical stock prices
Current Share Price	€23.74
52 Week High	€23.74
52 Week Low	€18.78
Beta	1.27
11 Month Change	0%
3 Month Change	10.65%
1 Year Change	n/a
33 Year Change	18.68%
5 Year Change	25.05%
Change since IPO	44.73%

Recent updates

Shareholder Returns

	BNCD.Y	US Diversified Financial	US Market
7D	0%	0.9%	0.3%
1Y	n/a	31.8%	31.1%

Return vs Industry: Insufficient data to determine how BNCD.Y performed against the US Diversified Financial industry.

Return vs Market: Insufficient data to determine how BNCD.Y performed against the US Market.

Price Volatility

Is BNCD.Y's price volatile compared to industry and market?
BNCD.Y volatility
BNCD.Y Average Weekly Movement	n/a
Diversified Financial Industry Average Movement	5.1%
Market Average Movement	6.2%
10% most volatile stocks in US Market	15.8%
10% least volatile stocks in US Market	3.1%

Stable Share Price: BNCD.Y's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine BNCD.Y's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1982	3,799	Massimo Doris	www.bancamediolanum.it

Banca Mediolanum S.p.A. provides various banking products and services in Italy. The company offers current accounts; deposits; and mortgages and loans. It also provides debit, credit, and prepaid cards; investment products, such as mutual funds, unit linked policies, investment strategies, other investments, trading, and retirement products; and life insurance products and services.

Banca Mediolanum S.p.A. Fundamentals Summary

How do Banca Mediolanum's earnings and revenue compare to its market cap?
BNCD.Y fundamental statistics
Market cap	US$9.00b
Earnings (TTM)	US$972.78m
Revenue (TTM)	US$2.20b

9.3x

P/E Ratio

4.1x

P/S Ratio

Is BNCD.Y overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BNCD.Y income statement (TTM)
Revenue	€2.09b
Cost of Revenue	€4.84m
Gross Profit	€2.09b
Other Expenses	€1.16b
Earnings	€924.04m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	1.25
Gross Margin	99.77%
Net Profit Margin	44.19%
Debt/Equity Ratio	207.4%

How did BNCD.Y perform over the long term?

See historical performance and comparison

Dividends

7.2%

Current Dividend Yield

63%

Payout Ratio

Does BNCD.Y pay a reliable dividends?

See BNCD.Y dividend history and benchmarks

When do you need to buy BNCD.Y by to receive an upcoming dividend?
Banca Mediolanum dividend dates
Ex Dividend Date	Nov 22 2024
Dividend Pay Date	Dec 05 2024
Days until Ex dividend	1 day
Days until Dividend pay date	12 days