OTCPK:ACFL

Stock Analysis Report

Executive Summary

AMC Financial Holdings Inc. does not have significant operations.


Snowflake Analysis

Slightly overvalued unattractive dividend payer.

Share Price & News

How has AMC Financial Holdings's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: ACFL's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

0%

ACFL

-9.9%

US Consumer Finance

-7.4%

US Market


1 Year Return

-58.7%

ACFL

2.5%

US Consumer Finance

10.5%

US Market

Return vs Industry: ACFL underperformed the US Consumer Finance industry which returned 2.5% over the past year.

Return vs Market: ACFL underperformed the US Market which returned 10.5% over the past year.


Shareholder returns

ACFLIndustryMarket
7 Day0%-9.9%-7.4%
30 Day0%-6.8%-3.6%
90 Day-47.3%-6.2%-0.6%
1 Year-50.4%-58.7%4.3%2.5%12.8%10.5%
3 Year59.9%-71.9%25.0%18.8%37.4%28.6%
5 Year72.3%-82.6%33.3%23.5%61.3%43.6%

Price Volatility Vs. Market

How volatile is AMC Financial Holdings's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is AMC Financial Holdings undervalued compared to its fair value and its price relative to the market?

>50%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: ACFL ($0.21) is trading below our estimate of fair value ($39.15)

Significantly Below Fair Value: ACFL is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: Insufficient data to calculate ACFL's PE Ratio to determine if it is good value compared to the Consumer Finance industry average.

PE vs Market: Insufficient data to calculate ACFL's PE Ratio to determine if it is good value compared to the US market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate ACFL's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: Insufficient data to calculate ACFL's PB Ratio to determine if it is good value.


Next Steps

Future Growth

How is AMC Financial Holdings forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

3.5%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as AMC Financial Holdings has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

  • Take a look at our analysis of ACFL’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access AMC Financial Holdings's filings and announcements here.
  • Explore growth companies in the Diversified Financials industry.

Past Performance

How has AMC Financial Holdings performed over the past 5 years?

22.9%

Historical Diversified Financials annual earnings growth


In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, AMC Financial Holdings has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.


Next Steps

Financial Health

How is AMC Financial Holdings's financial position? (This company is analysed differently as a bank or financial institution)


In this section we usually analyse AMC Financial Holdings's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. AMC Financial Holdings has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Next Steps

  • Take a look at our analysis of ACFL’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
  • Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when AMC Financial Holdings's financial data was last updated here.
  • Explore more healthy companies in the Diversified Financials industry.

Dividend

What is AMC Financial Holdings's current dividend yield, its reliability and sustainability?

1187.08%

Current Dividend Yield


Dividend Yield vs Market

company1187.1%marketbottom25%1.5%markettop25%3.9%industryaverage2.1%forecastin3Yearsn/a

Current dividend yield vs market & industry

Notable Dividend: ACFL's dividend (1187.08%) is higher than the bottom 25% of dividend payers in the US market (1.52%).

High Dividend: ACFL's dividend (1187.08%) is in the top 25% of dividend payers in the US market (3.9%)


Stability and Growth of Payments

Stable Dividend: Whilst dividend payments have been stable, ACFL has been paying a dividend for less than 10 years.

Growing Dividend: ACFL has only been paying a dividend for 6 years, and since then payments have not increased.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

23.7yrs

Average management tenure


CEO

Bill Goss 0

0

Mr. Bill N. Goss serves as Chief Executive Officer and President at AMC Financial Holdings Inc. 


Leadership Team

NamePositionTenureCompensationOwnership
Bill Goss
Chief Executive Officer and President0yrsno datano data
Robert Patent
Vice Chairman24.4yrsUS$444.28kno data
Michael Kennemer
Chief Financial Officer20.6yrsno datano data
Michele Katz
IR/Morgan-Walke0yrsno datano data
Peter Kucma
President of CSC and Director of CSC22.3yrsUS$555.05kno data
Steven Weiss
Director and Senior Vice President - Sales - CSC25.1yrsUS$386.72kno data
David Steene
Director24.3yrsUS$1.60mno data
Robert Stata
Director24.7yrsno datano data

23.7yrs

Average Tenure

61.5yo

Average Age

Experienced Management: ACFL's management team is seasoned and experienced (23.7 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Robert Patent
Vice Chairman24.4yrsUS$444.28kno data
Peter Kucma
President of CSC and Director of CSC22.3yrsUS$555.05kno data
Steven Weiss
Director and Senior Vice President - Sales - CSC25.1yrsUS$386.72kno data
David Steene
Director24.3yrsUS$1.60mno data
Robert Stata
Director24.7yrsno datano data
James Hawkins
Chairman11.3yrsno datano data
Raymond Wechsler
Director20.5yrsno datano data
Asher Fensterheim
Director and Director - CSC24.7yrsno datano data
Robert Grosser
Chairman of the Board - Cityscape Corp and Director - City Mortgage Corporation Limited35.1yrsUS$409.95kno data
Todd Snyder
Director20.5yrsno datano data

24.4yrs

Average Tenure

65.5yo

Average Age

Experienced Board: ACFL's board of directors are seasoned and experienced ( 24.4 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Top Shareholders

Company Information

AMC Financial Holdings Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: AMC Financial Holdings Inc.
  • Ticker: ACFL
  • Exchange: OTCPK
  • Founded: 1985
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: US$1.639m
  • Shares outstanding: 7.78m
  • Website: https://null

Location

  • AMC Financial Holdings Inc.
  • 11111 Wilcrest Green
  • Suite 250
  • Houston
  • Texas
  • 76710
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
ACFLOTCPK (Pink Sheets LLC)YesCommon StockUSUSDJun 2003

Biography

AMC Financial Holdings Inc. does not have significant operations. Previously, it was a consumer finance company, engaged in the selling and servicing of mortgage loans secured primarily by one- to four-family residences. It was formerly known as AMC Financial, Inc. AMC Financial changed its name to AMC Financial Holdings, Inc. in April 2004. The company was founded in 1985 and is based in Houston, Texas. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/02/25 23:52
End of Day Share Price2020/02/14 00:00
Earnings2000/09/30
Annual Earnings1999/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.