UWM Holdings Corporation

NYSE:UWMC Stock Report

Market Cap: US$9.8b

UWM Holdings Past Earnings Performance

Past criteria checks 0/6

UWM Holdings's earnings have been declining at an average annual rate of -59.2%, while the Diversified Financial industry saw earnings growing at 11.1% annually. Revenues have been declining at an average rate of 8.8% per year.

Key information

-59.2%

Earnings growth rate

-129.0%

EPS growth rate

Diversified Financial Industry Growth6.1%
Revenue growth rate-8.8%
Return on equity-7.9%
Net Margin-0.8%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

UWM Holdings: Paving The Path To Success In The Mortgage Lending Industry

Oct 01

UWM Holdings (NYSE:UWMC) Is Paying Out A Dividend Of $0.10

Jun 16
UWM Holdings (NYSE:UWMC) Is Paying Out A Dividend Of $0.10

This Is Why Shareholders Will Hold Back On A Pay Rise For UWM Holdings Corporation's (NYSE:UWMC) CEO This Year

May 29
This Is Why Shareholders Will Hold Back On A Pay Rise For UWM Holdings Corporation's (NYSE:UWMC) CEO This Year

UWM Holdings: Poised For Continued Dominance In 2024 Despite Cyclical Economics

Jan 09

UWM Holdings: Hold On

Sep 19

UWM Holdings: A 'Hold' Until More Clarity Is Had

Jul 14

United Wholesale Mortgage appoints Andrew Hubacker as CFO

Feb 06

UWM Holdings Q3 2022 Earnings Preview

Nov 03

UWM Holdings: Management's Belief In Game-On And The Broker Channel

Oct 08

Revenue & Expenses Breakdown

How UWM Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NYSE:UWMC Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 242,727-221,0290
30 Jun 242,33939800
31 Mar 242,25279520
31 Dec 232,165-139170
30 Sep 232,099149090
30 Jun 231,96279170
31 Mar 231,93789230
31 Dec 222,089429730
30 Sep 222,377599900
30 Jun 222,796729950
31 Mar 222,962721,0010
31 Dec 213,556981,0020
30 Sep 214,6291,4539110
30 Jun 215,5972,8799170
31 Mar 215,7403,4108450
31 Dec 205,0013,3837420
30 Sep 203,6162,1607670
30 Jun 202,2319076340
31 Mar 201,5964015660
31 Dec 191,3014155180
31 Dec 18502913290
31 Dec 174561152570

Quality Earnings: UWMC is currently unprofitable.

Growing Profit Margin: UWMC is currently unprofitable.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: UWMC is unprofitable, and losses have increased over the past 5 years at a rate of 59.2% per year.

Accelerating Growth: Unable to compare UWMC's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: UWMC is unprofitable, making it difficult to compare its past year earnings growth to the Diversified Financial industry (14.6%).


Return on Equity

High ROE: UWMC has a negative Return on Equity (-7.9%), as it is currently unprofitable.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/19 23:43
End of Day Share Price 2025/01/17 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

UWM Holdings Corporation is covered by 17 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Terry MaBarclays
Mark DeVriesBarclays
Mark DeVriesBarclays