UWM Holdings Corporation

NYSE:UWMC Stock Report

Market Cap: US$6.9b

UWM Holdings Management

Management criteria checks 2/4

UWM Holdings' CEO is Mat Ishbia, appointed in Jun 2013, has a tenure of 11.92 years. total yearly compensation is $13.15M, comprised of 4.6% salary and 95.4% bonuses, including company stock and options. directly owns 2.54% of the company’s shares, worth $175.55M. The average tenure of the management team and the board of directors is 7.1 years and 4.3 years respectively.

Key information

Mat Ishbia

Chief executive officer

US$13.2m

Total compensation

CEO salary percentage4.56%
CEO tenure11.9yrs
CEO ownership2.5%
Management average tenure7.1yrs
Board average tenure4.3yrs

Recent management updates

This Is Why Shareholders Will Hold Back On A Pay Rise For UWM Holdings Corporation's (NYSE:UWMC) CEO This Year

May 29
This Is Why Shareholders Will Hold Back On A Pay Rise For UWM Holdings Corporation's (NYSE:UWMC) CEO This Year

Recent updates

UWM Holdings: Record 2024 Performance Sets Stage For Future Gains

Mar 25

UWM Holdings: 6.5% Dividend While Waiting For Refinancing Boom

Jan 26

UWM Holdings: Paving The Path To Success In The Mortgage Lending Industry

Oct 01
author-image

Mixed Mortgage Market Prospects Amid Rate Cuts Could Squeeze Margins But Tactical Tech Investments Offer Growth Hope

Heavy reliance on broker channels and the strategic focus on maintaining staff levels may squeeze net margins if loan volumes don't increase as expected.

UWM Holdings (NYSE:UWMC) Is Paying Out A Dividend Of $0.10

Jun 16
UWM Holdings (NYSE:UWMC) Is Paying Out A Dividend Of $0.10

This Is Why Shareholders Will Hold Back On A Pay Rise For UWM Holdings Corporation's (NYSE:UWMC) CEO This Year

May 29
This Is Why Shareholders Will Hold Back On A Pay Rise For UWM Holdings Corporation's (NYSE:UWMC) CEO This Year

UWM Holdings: Poised For Continued Dominance In 2024 Despite Cyclical Economics

Jan 09

UWM Holdings: Hold On

Sep 19

UWM Holdings: A 'Hold' Until More Clarity Is Had

Jul 14

United Wholesale Mortgage appoints Andrew Hubacker as CFO

Feb 06

CEO Compensation Analysis

How has Mat Ishbia's remuneration changed compared to UWM Holdings's earnings?
DateTotal CompensationSalaryCompany Earnings
Mar 31 2025n/an/a

-US$8m

Dec 31 2024US$13mUS$600k

US$14m

Sep 30 2024n/an/a

-US$22m

Jun 30 2024n/an/a

US$3m

Mar 31 2024n/an/a

US$7m

Dec 31 2023US$12mUS$600k

-US$13m

Sep 30 2023n/an/a

US$14m

Jun 30 2023n/an/a

US$7m

Mar 31 2023n/an/a

US$8m

Dec 31 2022US$7mUS$600k

US$42m

Sep 30 2022n/an/a

US$59m

Jun 30 2022n/an/a

US$72m

Mar 31 2022n/an/a

US$72m

Dec 31 2021US$8mUS$600k

US$98m

Sep 30 2021n/an/a

US$1b

Jun 30 2021n/an/a

US$3b

Mar 31 2021n/an/a

US$3b

Dec 31 2020US$7mUS$600k

US$3b

Sep 30 2020n/an/a

US$2b

Jun 30 2020n/an/a

US$907m

Mar 31 2020n/an/a

US$401m

Dec 31 2019US$18mUS$600k

US$415m

Compensation vs Market: Mat's total compensation ($USD13.15M) is above average for companies of similar size in the US market ($USD8.54M).

Compensation vs Earnings: Mat's compensation has increased whilst the company is unprofitable.


CEO

Mat Ishbia (44 yo)

11.9yrs

Tenure

US$13,150,935

Compensation

Mr. Mathew R. Ishbia, also known as Mat, serves as Chairman at UWM Holdings Corporation since 2021 and also serves as its President, Chief Executive Officer since June 2013. Mr. Ishbia joined UWM in 2003 a...


Leadership Team

NamePositionTenureCompensationOwnership
Mathew Ishbia
Chairman11.9yrsUS$13.15m2.54%
$ 175.6m
Melinda Wilner
Executive VP9.8yrsUS$7.72m0.029%
$ 2.0m
Andrew Hubacker
Executive VP & Chief Accounting Officer4.6yrsUS$3.18m0.017%
$ 1.2m
Laura Lawson
Executive VP10.8yrsUS$5.38m0.026%
$ 1.8m
Alex Elezaj
Executive VP7.1yrsUS$6.91m0.15%
$ 10.4m
Rami Hasani
Executive VP & CFOless than a yearno data0.0037%
$ 252.7k
Jason Bressler
Chief Technology Officer9yrsno datano data
Adam Wolfe
Executive VP. Chief Legal & Administrative Officer5.3yrsno data0.0085%
$ 591.4k
Blake Kolo
Chief Business Officer & Head of Investor Relations3.3yrsno datano data
Jeff Midbo
Senior VP & Chief Compliance Officerno datano datano data
Allen Beydoun
Executive Vice President of Salesno datano datano data
Sarah DeCiantis
Chief Marketing Officerno datano datano data

7.1yrs

Average Tenure

47yo

Average Age

Experienced Management: UWMC's management team is seasoned and experienced (7.1 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Mathew Ishbia
Chairman4.3yrsUS$13.15m2.54%
$ 175.6m
Melinda Wilner
Executive VP4.3yrsUS$7.72m0.029%
$ 2.0m
Laura Lawson
Executive VP4.3yrsUS$5.38m0.026%
$ 1.8m
Alex Elezaj
Executive VP4.3yrsUS$6.91m0.15%
$ 10.4m
Jeffrey Ishbia
Director4.3yrsUS$1.60m0%
$ 0
Isiah Thomas
Director4.3yrsUS$132.00k0.0042%
$ 292.2k
Justin Ishbia
Director4.3yrsUS$132.00k0.0042%
$ 292.2k
Stacey Coopes
Independent Director1.8yrsUS$132.00k0.0027%
$ 184.2k
Robert Verdun
Independent Director4.3yrsUS$132.00k0.10%
$ 7.2m
Kelly Czubak
Independent Director4.3yrsUS$132.00k0.0054%
$ 376.0k

4.3yrs

Average Tenure

47.5yo

Average Age

Experienced Board: UWMC's board of directors are considered experienced (4.3 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/19 07:54
End of Day Share Price 2025/05/16 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

UWM Holdings Corporation is covered by 16 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Mark DeVriesBarclays
Mark DeVriesBarclays
Terry MaBarclays