LendingClub Financial Health

Short Term Liabilities: LC's short term assets ($5.9B) exceed its short term liabilities ($2.6M).

Long Term Liabilities: LC's short term assets ($5.9B) do not cover its long term liabilities ($6.8B).

Debt Level: LC has more cash than its total debt.

Reducing Debt: LC's debt to equity ratio has reduced from 37.1% to 6.4% over the past 5 years.

Debt Coverage: LC's debt is well covered by operating cash flow (619.6%).

Interest Coverage: LC's interest payments on its debt are not well covered by EBIT (2.9x coverage).

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