LendingClub Financial Health
How is LendingClub's financial position?
Financial Health Score4/6
Financial Health Score 4/6
Short Term Liabilities
Long Term Liabilities
Financial Position Analysis
Short Term Liabilities: LC's short term assets ($5.9B) exceed its short term liabilities ($2.6M).
Long Term Liabilities: LC's short term assets ($5.9B) do not cover its long term liabilities ($6.8B).
Debt to Equity History and Analysis
Debt Level: LC has more cash than its total debt.
Reducing Debt: LC's debt to equity ratio has reduced from 37.1% to 6.4% over the past 5 years.
Debt Coverage: LC's debt is well covered by operating cash flow (619.6%).
Interest Coverage: LC's interest payments on its debt are not well covered by EBIT (2.9x coverage).