LendingClub Financial Health

How is LendingClub's financial position?

Financial Health Score

4/6

Financial Health Score 4/6

  • Short Term Liabilities

  • Long Term Liabilities

  • Debt Level

  • Reducing Debt

  • Debt Coverage

  • Interest Coverage

Financial Position Analysis

Short Term Liabilities: LC's short term assets ($5.9B) exceed its short term liabilities ($2.6M).

Long Term Liabilities: LC's short term assets ($5.9B) do not cover its long term liabilities ($6.8B).


Debt to Equity History and Analysis

Debt Level: LC has more cash than its total debt.

Reducing Debt: LC's debt to equity ratio has reduced from 37.1% to 6.4% over the past 5 years.

Debt Coverage: LC's debt is well covered by operating cash flow (619.6%).

Interest Coverage: LC's interest payments on its debt are not well covered by EBIT (2.9x coverage).


Balance Sheet


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