LendingClub Future Growth

Future criteria checks 3/6

LendingClub's revenue is forecast to decline at 8.3% per annum while its annual earnings are expected to grow at 41.1% per year. EPS is expected to grow by 39.3% per annum. Return on equity is forecast to be 6.5% in 3 years.

Key information

41.1%

Earnings growth rate

39.3%

EPS growth rate

Consumer Finance earnings growth	12.3%
Revenue growth rate	-8.3%
Future return on equity	6.5%
Analyst coverage	Good
Last updated	23 May 2024

Recent future growth updates

Recent updates

The Consensus EPS Estimates For LendingClub Corporation (NYSE:LC) Just Fell Dramatically

Oct 31

LendingClub: Pause Won't Last Forever

Oct 17

LendingClub: Declining ROA And Growing Loans, Avoid (Rating Downgrade)

Sep 25

LendingClub's Recovery Postponed

Aug 03

LendingClub: Share Price Surge And Marketplace Challenges

Jun 21

LendingClub: Several Positive Catalysts Support Upside Potential

Jun 08

LendingClub Corporation (NYSE:LC) Surges 33% Yet Its Low P/E Is No Reason For Excitement

Jun 03

Does LendingClub (NYSE:LC) Deserve A Spot On Your Watchlist?

May 05

LendingClub: When Headwinds Turn To Tailwinds

Feb 19

Things Look Grim For LendingClub Corporation (NYSE:LC) After Today's Downgrade

Feb 01

LendingClub Q4 GAAP EPS, revenue beats

Jan 25

LendingClub announces job cuts as revenue hit by Fed's aggressive rate hikes

Jan 12

LendingClub: Highly Profitable FinTech Bank

Jan 05

SoFi Vs. LendingClub: Which Is The Better FinTech To Hold In A Recession?

Nov 16

LendingClub's Decent Quarter Doesn't Bode Well For Upstart

Nov 03

LendingClub Non-GAAP EPS of $0.36 beats by $0.04, revenue of $304.9M beats by $10.08M

Oct 26

LendingClub Has A Killer Business Model

Oct 16

SoFi Or LendingClub: Which Is The Better Stock To Buy?

Sep 15

LendingClub: What To Expect Next

Sep 05

LendingClub: Playbook For A Recession

Jul 28

LendingClub: The Risks And What To Expect

Jul 18

LendingClub's Earnings Power Is Only Beginning To Show

Jul 05

LendingClub: Deep Dive On Strategy And Capital Allocation

Jun 05

Earnings and Revenue Growth Forecasts

NYSE:LC - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2026	923	91	327	395	2
12/31/2025	870	83	255	323	8
12/31/2024	727	31	227	295	9
3/31/2024	1,099	38	-2,152	-2,098	N/A
12/31/2023	1,135	39	-1,196	-1,137	N/A
9/30/2023	1,177	52	-352	-288	N/A
6/30/2023	1,230	91	102	167	N/A
3/31/2023	1,268	263	385	449	N/A
12/31/2022	1,267	290	306	376	N/A
9/30/2022	1,247	295	399	464	N/A
6/30/2022	1,185	279	382	439	N/A
3/31/2022	1,068	107	282	332	N/A
12/31/2021	892	19	205	240	N/A
9/30/2021	721	-37	140	171	N/A
6/30/2021	562	-99	478	505	N/A
3/31/2021	418	-187	557	583	N/A
12/31/2020	468	-188	387	418	N/A
9/30/2020	595	-161	219	255	N/A
6/30/2020	750	-127	-414	-371	N/A
3/31/2020	927	-59	-700	-653	N/A
12/31/2019	1,001	-31	-321	-271	N/A
9/30/2019	1,029	-44	-592	-538	N/A
6/30/2019	1,045	-67	-436	-381	N/A
3/31/2019	1,066	-117	-542	-487	N/A
12/31/2018	1,080	-128	-693	-640	N/A
9/30/2018	1,095	-207	-743	-692	N/A
6/30/2018	1,113	-191	-823	-773	N/A
3/31/2018	1,125	-155	-610	-560	N/A
12/31/2017	1,146	-154	N/A	-573	N/A
9/30/2017	1,164	-94	N/A	-153	N/A
6/30/2017	1,154	-124	N/A	-29	N/A
3/31/2017	1,143	-180	N/A	-27	N/A
12/31/2016	1,189	-146	N/A	1	N/A
9/30/2016	1,190	-109	N/A	14	N/A
6/30/2016	1,166	-72	N/A	52	N/A
3/31/2016	1,114	6	N/A	78	N/A
12/31/2015	980	-5	N/A	75	N/A
9/30/2015	854	-19	N/A	68	N/A
6/30/2015	743	-27	N/A	50	N/A
3/31/2015	651	-32	N/A	36	N/A
12/31/2014	568	-33	N/A	50	N/A
9/30/2014	455	-24	N/A	20	N/A
6/30/2014	331	-14	N/A	17	N/A
3/31/2014	339	-7	N/A	19	N/A
12/31/2013	285	0	N/A	1	N/A
9/30/2013	284	0	N/A	19	N/A
6/30/2013	292	-3	N/A	10	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: LC's forecast earnings growth (41.1% per year) is above the savings rate (2.4%).

Earnings vs Market: LC's earnings (41.1% per year) are forecast to grow faster than the US market (14.7% per year).

High Growth Earnings: LC's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: LC's revenue is expected to decline over the next 3 years (-8.3% per year).

High Growth Revenue: LC's revenue is forecast to decline over the next 3 years (-8.3% per year).

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: LC's Return on Equity is forecast to be low in 3 years time (6.5%).

LendingClub Future Growth

Future criteria checks 3/6

Key information

Recent future growth updates

Consensus EPS estimates increase by 25%

Consensus EPS estimates fall by 30%

Price target increased by 8.1% to US$9.98

Price target decreased by 13% to US$9.53

Consensus revenue estimates fall by 17%

Price target decreased by 13% to US$13.57

Recent updates

CEO & Director exercised options and sold US$266k worth of stock

LendingClub - An Explosive Move Higher Could Be Brewing

Consensus EPS estimates increase by 25%

LendingClub Corporation Reports Net Charge-Offs for the First Quarter Ended March 31, 2024

First quarter 2024 earnings: EPS and revenues exceed analyst expectations

LendingClub Corporation: A Significant Upside Potential In Consumer Finance

LendingClub Corporation, Annual General Meeting, Jun 11, 2024

LendingClub Corporation to Report Q1, 2024 Results on Apr 30, 2024

CEO & Director exercised options and sold US$263k worth of stock

Consensus EPS estimates fall by 30%

LendingClub's ROA Positivity: A Glimmer Amidst Uncertainty (Rating Upgrade)

Now 23% overvalued after recent price rise

LendingClub Corporation Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2023

LendingClub: Buybacks And Increased Profitability Could Be On The Cards

Price target increased by 8.1% to US$9.98

LendingClub Corporation to Report Q4, 2023 Results on Jan 31, 2024

Investor sentiment improves as stock rises 17%

Non-Executive Officer notifies of intention to sell stock

Investor sentiment improves as stock rises 20%

CEO & Director exercised options and sold US$179k worth of stock

LendingClub: Cheap Today, Cheaper Tomorrow

Investor sentiment improves as stock rises 17%

The Consensus EPS Estimates For LendingClub Corporation (NYSE:LC) Just Fell Dramatically

Price target decreased by 13% to US$9.53

Third quarter 2023 earnings: EPS and revenues exceed analyst expectations

LendingClub: Pause Won't Last Forever

LendingClub Corporation to Report Q3, 2023 Results on Oct 25, 2023

LendingClub: Declining ROA And Growing Loans, Avoid (Rating Downgrade)

Now 21% undervalued after recent price drop

Chief Financial Officer exercised options and sold US$322k worth of stock

Now 21% undervalued after recent price drop

LendingClub's Recovery Postponed

New minor risk - Profit margin trend

Second quarter 2023 earnings: EPS and revenues exceed analyst expectations

LendingClub Corporation to Report Q2, 2023 Results on Jul 26, 2023

LendingClub Corporation to Report Q2, 2023 Results on Jul 26, 2023

CEO & Director exercised options and sold US$1.5m worth of stock

LendingClub: Share Price Surge And Marketplace Challenges

LendingClub: Several Positive Catalysts Support Upside Potential

Investor sentiment improves as stock rises 15%

LendingClub Corporation (NYSE:LC) Surges 33% Yet Its Low P/E Is No Reason For Excitement

CEO & Director exercised options and sold US$258k worth of stock

Independent Director recently bought US$99k worth of stock

Does LendingClub (NYSE:LC) Deserve A Spot On Your Watchlist?

First quarter 2023 earnings: EPS and revenues exceed analyst expectations

Now 26% undervalued after recent price drop

High number of new directors

Investor sentiment deteriorates as stock falls 19%

CEO & Director exercised options and sold US$902k worth of stock

LendingClub: When Headwinds Turn To Tailwinds

Things Look Grim For LendingClub Corporation (NYSE:LC) After Today's Downgrade

Consensus revenue estimates fall by 17%

Price target decreased by 13% to US$13.57

Full year 2022 earnings: EPS misses analyst expectations

LendingClub Q4 GAAP EPS, revenue beats

Investor sentiment improved over the past week

LendingClub Corporation to Report Q4, 2022 Results on Jan 25, 2023

LendingClub announces job cuts as revenue hit by Fed's aggressive rate hikes

LendingClub: Highly Profitable FinTech Bank

Independent Chairman exercised options to buy US$696k worth of stock.

Chief Risk Officer exercised options and sold US$386k worth of stock

SoFi Vs. LendingClub: Which Is The Better FinTech To Hold In A Recession?

Price target decreased to US$16.29

Independent Director recently bought US$195k worth of stock

LendingClub's Decent Quarter Doesn't Bode Well For Upstart

Investor sentiment deteriorated over the past week

High number of new directors

Price target decreased to US$20.29

Third quarter 2022 earnings: EPS and revenues exceed analyst expectations