Guild Holdings Company

NYSE:GHLD Stock Report

Market Cap: US$814.7m

Guild Holdings Past Earnings Performance

Past criteria checks 1/6

Guild Holdings's earnings have been declining at an average annual rate of -25.9%, while the Diversified Financial industry saw earnings growing at 9.5% annually. Revenues have been declining at an average rate of 9.4% per year. Guild Holdings's return on equity is 7.7%, and it has net margins of 8.4%.

Key information

-25.9%

Earnings growth rate

-59.5%

EPS growth rate

Diversified Financial Industry Growth6.1%
Revenue growth rate-9.4%
Return on equity7.7%
Net Margin8.4%
Last Earnings Update31 Dec 2024

Recent past performance updates

Recent updates

Forecast: Analysts Think Guild Holdings Company's (NYSE:GHLD) Business Prospects Have Improved Drastically

May 12
Forecast: Analysts Think Guild Holdings Company's (NYSE:GHLD) Business Prospects Have Improved Drastically

Guild Holdings Company (NYSE:GHLD) Could Be Riskier Than It Looks

Oct 24
Guild Holdings Company (NYSE:GHLD) Could Be Riskier Than It Looks

Brokers Are Upgrading Their Views On Guild Holdings Company (NYSE:GHLD) With These New Forecasts

Aug 09
Brokers Are Upgrading Their Views On Guild Holdings Company (NYSE:GHLD) With These New Forecasts

Guild Mortgage acquires New Mexico-based lender in Southwest push

Feb 07

Guild Holdings' mortgage subsidiary launches loan program to boost home affordability

Dec 20

Bearish: Analysts Just Cut Their Guild Holdings Company (NYSE:GHLD) Revenue and EPS estimates

Mar 17
Bearish: Analysts Just Cut Their Guild Holdings Company (NYSE:GHLD) Revenue and EPS estimates

Guild Holdings Company Just Missed Earnings - But Analysts Have Updated Their Models

Mar 24
Guild Holdings Company Just Missed Earnings - But Analysts Have Updated Their Models

What Type Of Shareholders Own The Most Number of Guild Holdings Company (NYSE:GHLD) Shares?

Jan 23
What Type Of Shareholders Own The Most Number of Guild Holdings Company (NYSE:GHLD) Shares?

Guild Holdings misses on revenue

Dec 02

Revenue & Expenses Breakdown

How Guild Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NYSE:GHLD Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 241,160979050
30 Sep 24830-948360
30 Jun 24914277710
31 Mar 24854277220
31 Dec 23722-396830
30 Sep 23794396620
30 Jun 23790626570
31 Mar 23834836950
31 Dec 221,2143297740
30 Sep 221,4263869140
30 Jun 221,5813801,0430
31 Mar 221,5913311,0950
31 Dec 211,6382841,1680
30 Sep 211,7513201,2180
30 Jun 211,9004301,2220
31 Mar 212,0425441,2080
31 Dec 201,6823711,0810
30 Sep 201,4823369300
30 Jun 201,1391638270
31 Mar 20820167150
31 Dec 1976866880
31 Dec 18767736160

Quality Earnings: GHLD has a high level of non-cash earnings.

Growing Profit Margin: GHLD became profitable in the past.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: GHLD's earnings have declined by 25.9% per year over the past 5 years.

Accelerating Growth: GHLD has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: GHLD has become profitable in the last year, making it difficult to compare its past year earnings growth to the Diversified Financial industry (11.8%).


Return on Equity

High ROE: GHLD's Return on Equity (7.7%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/03/17 16:29
End of Day Share Price 2025/03/14 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Guild Holdings Company is covered by 6 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Eric DrayBofA Global Research
Eric HagenBTIG
Giuliano Anderes BolognaCompass Point Research & Trading, LLC