This company has been acquired
ELVT Stock Overview
Elevate Credit, Inc. provides online credit solutions to non-prime consumers in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 0/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
Elevate Credit, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$1.87 |
| 52 Week High | US$3.39 |
| 52 Week Low | US$0.67 |
| Beta | 2.07 |
| 1 Month Change | 3.89% |
| 3 Month Change | 2.75% |
| 1 Year Change | -43.33% |
| 3 Year Change | -42.81% |
| 5 Year Change | -74.70% |
| Change since IPO | -75.90% |
Recent News & Updates
Elevate Credit: High-Probability Merger Arb
Jan 12Elevate Credit stock soars after hours after agreeing to be taken private in $67M deal
Nov 16Recent updates
Elevate Credit: High-Probability Merger Arb
Jan 12Elevate Credit stock soars after hours after agreeing to be taken private in $67M deal
Nov 16Elevate Credit: Many Catalysts Behind The Corner
Apr 12Elevate Credit: Silently Preparing To Surprise The Market In 2022
Nov 16Elevate Credit: Low Risk, High Reward Undervalued Stock
Jul 31Here's Why I Think Elevate Credit (NYSE:ELVT) Is An Interesting Stock
May 09
Elevate Credit, Inc. 2021 Q1 - Results - Earnings Call Presentation
May 03Elevate Credit's (NYSE:ELVT) Stock Price Has Reduced 35% In The Past Three Years
Feb 06
Here's What Elevate Credit, Inc.'s (NYSE:ELVT) Shareholder Ownership Structure Looks Like
Jan 02Elevate Credit, Inc. 2020 Q3 - Results - Earnings Call Presentation
Nov 10Elevate: It's Really Not As Bad As You Think
Oct 28Shareholder Returns
| ELVT | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | 2.2% | 0.9% | 0.6% |
| 1Y | -43.3% | 47.1% | 23.7% |
Return vs Industry: ELVT underperformed the US Consumer Finance industry which returned -16% over the past year.
Return vs Market: ELVT underperformed the US Market which returned -9.8% over the past year.
Price Volatility
| ELVT volatility | |
|---|---|
| ELVT Average Weekly Movement | 4.1% |
| Consumer Finance Industry Average Movement | 7.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.5% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: ELVT has not had significant price volatility in the past 3 months.
Volatility Over Time: ELVT's weekly volatility has decreased from 12% to 4% over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2014 | 436 | Jason Harvison | www.elevate.com |
Elevate Credit, Inc. provides online credit solutions to non-prime consumers in the United States. The company offers unsecured online installment loans, lines of credit, and credit cards. Its products include Rise, an installment loan product; Elastic, a line of credit product; and Today Card, a credit card product.
Elevate Credit, Inc. Fundamentals Summary
| ELVT fundamental statistics | |
|---|---|
| Market cap | US$58.83m |
| Earnings (TTM) | -US$67.77m |
| Revenue (TTM) | US$497.00m |
0.1x
P/S Ratio-0.9x
P/E RatioIs ELVT overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ELVT income statement (TTM) | |
|---|---|
| Revenue | US$497.00m |
| Cost of Revenue | US$345.63m |
| Gross Profit | US$151.37m |
| Other Expenses | US$219.13m |
| Earnings | -US$67.77m |
Last Reported Earnings
Sep 30, 2022
Next Earnings Date
n/a
| Earnings per share (EPS) | -2.15 |
| Gross Margin | 30.46% |
| Net Profit Margin | -13.64% |
| Debt/Equity Ratio | 332.0% |
How did ELVT perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2023/03/01 13:42 |
| End of Day Share Price | 2023/02/27 00:00 |
| Earnings | 2022/09/30 |
| Annual Earnings | 2021/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Elevate Credit, Inc. is covered by 9 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Giuliano Anderes Bologna | BTIG |
| Moshe Orenbuch | Credit Suisse |
| John Hecht | Jefferies LLC |