Capital One Financial Valuation

Q: What is the Fair Price of COF.PRJ when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

COF.PRJ ($20.71) is trading below our estimate of [[fair value]] ($27.88)

Is COF.PRJ undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of COF.PRJ when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: COF.PRJ ($20.71) is trading below our estimate of fair value ($27.88)

Significantly Below Fair Value: COF.PRJ is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for COF.PRJ?

Other financial metrics that can be useful for relative valuation.

The above table shows the n/a ratio for COF.PRJ. This is calculated by dividing COF.PRJ's market cap by their current preferred multiple.
What is COF.PRJ's n/a Ratio?
n/a	0x
n/a	n/a
Market Cap	US$56.43b

COF.PRJ key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	n/a
Enterprise Value/EBITDA	n/a
PEG Ratio	1x

Price to Earnings Ratio vs Peers

How does COF.PRJ's PE Ratio compare to its peers?

The above table shows the PE ratio for COF.PRJ vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	13.4x
DFS Discover Financial Services	12.4x	6.5%	US$34.7b
SYF Synchrony Financial	6.6x	-6.3%	US$19.4b
AXP American Express	19.9x	6.4%	US$190.6b
ALLY Ally Financial	14.9x	29.8%	US$10.6b
COF.PRJ Capital One Financial	14x	14.3%	US$56.4b

Price-To-Earnings vs Peers: COF.PRJ is expensive based on its Price-To-Earnings Ratio (14x) compared to the peer average (13.4x).

Price to Earnings Ratio vs Industry

How does COF.PRJ's PE Ratio compare vs other companies in the US Consumer Finance Industry?

0 Companies	Price / Earnings	Estimated Growth	Market Cap
Industry Avg.	n/a	12.9%
	n/a	n/a	n/a

Fetching data

0 Companies	Price / Earnings	Estimated Growth	Market Cap
Industry Avg.	n/a	12.9%
	n/a	n/a	n/a

No more companies

Price-To-Earnings vs Industry: COF.PRJ is expensive based on its Price-To-Earnings Ratio (14x) compared to the US Consumer Finance industry average (9.8x).

Price to Earnings Ratio vs Fair Ratio

What is COF.PRJ's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

COF.PRJ PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	14x
Fair PE Ratio	21.3x

Price-To-Earnings vs Fair Ratio: COF.PRJ is good value based on its Price-To-Earnings Ratio (14x) compared to the estimated Fair Price-To-Earnings Ratio (21.3x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.