Capital One Financial Balance Sheet Health
Financial Health criteria checks 6/6
Capital One Financial has total assets of $480.0B and total equity of $58.0B. Total deposits are $351.4B, and total loans are $301.6B. It earns a Net Interest Margin of 6.6%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $46.8B.
Key information
8.3x
Asset to equity ratio
6.6%
Net interest margin
| Total deposits | US$351.44b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$46.84b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: COF.PRJ's Assets to Equity ratio (8.3x) is low.
Allowance for Bad Loans: COF.PRJ has a sufficient allowance for bad loans (833%).
Low Risk Liabilities: 83% of COF.PRJ's liabilities are made up of primarily low risk sources of funding.
Loan Level: COF.PRJ has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: COF.PRJ's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: COF.PRJ has an appropriate level of bad loans (0.6%).