BNY Mellon's Launch of GENIUS Act Stablecoin Fund Could Be a Game Changer for BK

• On November 13, 2025, Bank of New York Mellon announced the launch of the BNY Dreyfus StablecoinReserves Fund, a money market fund created to serve as a compliant reserves solution for U.S. stablecoin issuers under the new GENIUS Act regulatory framework.
• This move further integrates BNY Mellon into the evolving digital asset ecosystem, leveraging its expertise to facilitate institutional adoption and provide regulated infrastructure in the growing stablecoin market.
• We will explore how the launch of a GENIUS Act-compliant stablecoin reserves fund could impact BNY Mellon's digital asset leadership strategy.

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Bank of New York Mellon Investment Narrative Recap

At its core, BNY Mellon's story is about trusted stewardship in global financial markets while leaning into digital innovation. The introduction of the BNY Dreyfus StablecoinReserves Fund speaks directly to the firm's drive for leadership in regulated digital assets, but it does not materially change the most important near-term catalysts, which remain robust growth in institutional client relationships and ongoing adoption of digital infrastructure; meanwhile, competitive fee pressure and market-driven volatility persist as meaningful risks.

Of the firm's recent announcements, its partnership with WisdomTree to power retail access to tokenized assets stands out as most relevant to this stablecoin reserves launch. Both moves reinforce BNY Mellon's bid to expand digital asset services, which could reinforce organic fee revenue growth if institutional adoption strengthens.

However, investors should also be aware that, in contrast, execution risk around digital transformation and cost savings remains significant if targets aren't met…

Read the full narrative on Bank of New York Mellon (it's free!)

Bank of New York Mellon's outlook forecasts $21.3 billion in revenue and $5.8 billion in earnings by 2028. Achieving this would require 3.4% annual revenue growth and a $1.0 billion increase in earnings from the current $4.8 billion.

Uncover how Bank of New York Mellon's forecasts yield a $118.10 fair value, a 7% upside to its current price.

Exploring Other Perspectives

Four recent fair value estimates from the Simply Wall St Community range from US$88.44 to US$119.40 per share. While retail perspectives vary widely, many continue to watch how BNY Mellon's fee-based revenue efforts in digital assets could influence financial resilience.

Explore 4 other fair value estimates on Bank of New York Mellon - why the stock might be worth 20% less than the current price!

Build Your Own Bank of New York Mellon Narrative

Disagree with existing narratives? Create your own in under 3 minutes - extraordinary investment returns rarely come from following the herd.

• A great starting point for your Bank of New York Mellon research is our analysis highlighting 5 key rewards that could impact your investment decision.
• Our free Bank of New York Mellon research report provides a comprehensive fundamental analysis summarized in a single visual - the Snowflake - making it easy to evaluate Bank of New York Mellon's overall financial health at a glance.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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