BFH Stock Overview
Provides tech-forward payment and lending solutions to customers and consumer-based industries in North America.
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 2/6 |
| Financial Health | 5/6 |
| Dividends | 3/6 |
Bread Financial Holdings, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$44.52 |
| 52 Week High | US$55.68 |
| 52 Week Low | US$26.08 |
| Beta | 2 |
| 11 Month Change | -0.87% |
| 3 Month Change | 11.36% |
| 1 Year Change | 8.11% |
| 33 Year Change | -51.50% |
| 5 Year Change | -70.32% |
| Change since IPO | 218.00% |
Recent News & Updates
Recent updates
Bread Financial Holdings (NYSE:BFH) Has Affirmed Its Dividend Of $0.21
Jul 28
Bread Financial: Upside Potential Beyond 52 Week High
May 28Consumer Spending Remains Strong, Sticking With Bread Financial
Feb 14Bread Financial Holdings (NYSE:BFH) Is Paying Out A Dividend Of $0.21
Jan 28There's No Escaping Bread Financial Holdings, Inc.'s (NYSE:BFH) Muted Earnings Despite A 28% Share Price Rise
Dec 22Bread Financial: Dirt Cheap With Some Caveats
Nov 21Bread Financial Holdings' (NYSE:BFH) Dividend Will Be $0.21
Oct 29Here's Why We Think Bread Financial Holdings (NYSE:BFH) Is Well Worth Watching
Sep 27Bread Financial: A Spooky Macro, But A Continued Strong Valuation With A Better Chart
Sep 08Bread Financial Holdings (NYSE:BFH) Will Pay A Dividend Of $0.21
Jul 30Bread Financial Holdings: Weathering The Storm
Jun 21Bread Financial delinquency rate climbs closer to pre-pandemic levels
Feb 14Bread Financial Holdings (NYSE:BFH) Is Due To Pay A Dividend Of $0.21
Jan 29Bread: Sustaining Growth Remains Uncertain, But Stability Assured
Jan 25Bread Financial's credit card metrics hold steady in November
Dec 15Bread Financial net charge-off rate jumps in October, delinquencies edge down
Nov 15Bread Financial Holdings Q3 2022 Earnings Preview
Oct 26Bread Financial August delinquency rate, net charge offs rise M/M, Y/Y
Sep 15Bread Financial Holdings (NYSE:BFH) Will Pay A Dividend Of $0.21
Aug 01Bread Financial, AAA sign multi-year agreement for delivering credit card program
Jul 28Bread Financial Holdings' (NYSE:BFH) Dividend Will Be US$0.21
May 01Alliance Data Systems (NYSE:ADS) Has Re-Affirmed Its Dividend Of US$0.21
Feb 05Alliance Data Systems (NYSE:ADS) Has A Somewhat Strained Balance Sheet
Feb 05Shareholder Returns
| BFH | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | -16.1% | -10.4% | -5.6% |
| 1Y | 8.1% | 19.6% | 12.4% |
Return vs Industry: BFH underperformed the US Consumer Finance industry which returned 22.5% over the past year.
Return vs Market: BFH underperformed the US Market which returned 15.9% over the past year.
Price Volatility
| BFH volatility | |
|---|---|
| BFH Average Weekly Movement | 6.1% |
| Consumer Finance Industry Average Movement | 5.6% |
| Market Average Movement | 6.2% |
| 10% most volatile stocks in US Market | 14.6% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: BFH has not had significant price volatility in the past 3 months.
Volatility Over Time: BFH's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1995 | 7,000 | Ralph Andretta | www.breadfinancial.com |
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services.
Bread Financial Holdings, Inc. Fundamentals Summary
| BFH fundamental statistics | |
|---|---|
| Market cap | US$2.30b |
| Earnings (TTM) | US$487.00m |
| Revenue (TTM) | US$2.58b |
4.5x
P/E Ratio0.9x
P/S RatioIs BFH overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BFH income statement (TTM) | |
|---|---|
| Revenue | US$2.58b |
| Cost of Revenue | US$0 |
| Gross Profit | US$2.58b |
| Other Expenses | US$2.09b |
| Earnings | US$487.00m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 9.80 |
| Gross Margin | 100.00% |
| Net Profit Margin | 18.88% |
| Debt/Equity Ratio | 150.0% |
How did BFH perform over the long term?
See historical performance and comparisonDividends
1.9%
Current Dividend Yield9%
Payout RatioDoes BFH pay a reliable dividends?
See BFH dividend history and benchmarks| Bread Financial Holdings dividend dates | |
|---|---|
| Ex Dividend Date | Aug 09 2024 |
| Dividend Pay Date | Sep 13 2024 |
| Days until Ex dividend | 3 days |
| Days until Dividend pay date | 38 days |
Does BFH pay a reliable dividends?
See BFH dividend history and benchmarks