UP Fintech Holding Limited

NasdaqGS:TIGR Stock Report

Market Cap: US$1.0b

UP Fintech Holding Future Growth

Future criteria checks 2/6

UP Fintech Holding is forecast to grow earnings and revenue by 8.1% and 12.2% per annum respectively. EPS is expected to grow by 6.9% per annum. Return on equity is forecast to be 16.7% in 3 years.

Key information

8.1%

Earnings growth rate

6.85%

EPS growth rate

Capital Markets earnings growth11.1%
Revenue growth rate12.2%
Future return on equity16.71%
Analyst coverage

Good

Last updated17 Apr 2026

Recent future growth updates

Recent updates

Narrative Update • Apr 24

TIGR: Trimmed Outlook And Higher Risk Assumptions Will Shape Future Returns

Analysts trimmed their price target on UP Fintech Holding by $0.70, citing updated assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E that collectively point to a more measured outlook for the shares. Analyst Commentary Bearish analysts have framed the recent $0.70 price target cut as a reflection of more conservative assumptions on fair value and earnings power, rather than a short term reaction to any single event.
Narrative Update • Apr 10

TIGR: Reset Fair Value Assumptions And Modest Growth Expectations Will Guide Returns

Analysts have trimmed their price target on UP Fintech Holding by $0.70, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E multiples. Analyst Commentary Bearish analysts cutting their price targets on UP Fintech Holding are signaling a more cautious stance on what they see as the stock’s risk and reward trade off, especially around valuation and execution.
Narrative Update • Mar 27

TIGR: Lower Margin Expectations And Higher Future P/E Will Shape Returns

Analysts have trimmed their $ price target on UP Fintech Holding by $0.70 as they factor in a lower fair value estimate, a higher expected future P/E, and more cautious assumptions on profit margins, while keeping revenue growth expectations broadly similar. Analyst Commentary Bearish analysts cutting the price target by $0.70 are signaling more restraint on how much they are willing to pay for UP Fintech Holding, given current visibility on earnings quality and execution.
Seeking Alpha • Mar 20

UP Fintech: The Market Still Misprices This Higher-Quality Fintech

Summary UP Fintech is still valued like a cyclical China-linked broker, while the underlying business is becoming a higher-quality, more resilient fintech platform. Q3/25 revenue jumped 73.3% to $175.2M, with non-GAAP net income of $57M and net margins of about 37%. AUM climbed 49.7% YoY to $61B, funded accounts rose 18.5%, and client cash moved sharply higher QoQ, reinforcing the quality of recent growth. The market remains too focused on trading-volume optics, missing the bigger shift toward stronger client balances, broader monetization, and more durable earnings power. Read the full article on Seeking Alpha
Narrative Update • Mar 12

TIGR: Lower Discount Rate Will Support Re Rating Potential

Analysts have lifted their price target for UP Fintech Holding slightly to $17.90, citing modest adjustments in the discount rate, revenue growth assumptions, profit margin outlook, and future P/E expectations as the main factors behind the updated view. Valuation Changes Fair Value: $17.90 remains unchanged, with the updated assessment matching the prior estimate.
Narrative Update • Feb 26

TIGR: Higher Assumed Revenue And P/E Will Limit Future Return Potential

Analysts recently nudged their price target for UP Fintech Holding higher to reflect updated fair value assumptions, including slightly revised discount rate, revenue growth, profit margin and forward P/E inputs. Together, these factors support a modestly richer valuation in dollar terms.
Narrative Update • Feb 10

TIGR: Stable Assumptions And Margin Outlook Will Support Re Rating Potential

Analysts have maintained their fair value estimate for UP Fintech Holding at $17.90. They describe this steady target as a balance among slightly adjusted assumptions for revenue growth, profit margin, and future P/E.
Analysis Article • Feb 04

Little Excitement Around UP Fintech Holding Limited's (NASDAQ:TIGR) Earnings As Shares Take 25% Pounding

UP Fintech Holding Limited ( NASDAQ:TIGR ) shareholders won't be pleased to see that the share price has had a very...
Narrative Update • Jan 27

TIGR: Lower Growth Assumptions Will Still Support Re Rating Potential

Analysts have lowered their price target for UP Fintech Holding from US$19.00 to US$17.90, citing updated assumptions for slightly lower revenue growth, more moderate profit margins, and a higher future P/E multiple as key factors behind the revision. Valuation Changes Fair Value Estimate, trimmed from US$19.00 to US$17.90, reflecting a slightly lower implied valuation per share.
Narrative Update • Jan 12

TIGR: Lower Discount Rate And Margin Assumptions Will Likely Restrain Future Upside

Analysts have adjusted their price target for UP Fintech Holding in line with updated assumptions for discount rate, revenue growth, profit margin, and future P/E. This reflects a recalibration of their valuation view rather than a wholesale shift in outlook.
Narrative Update • Dec 26

TIGR Will Benefit From Discount To Peer As Platform Monetization Strengthens

Analysts have raised their price target for UP Fintech Holding to about $19 from roughly $17.40, citing the potential to unlock more value from its diversified, innovative platform and a still sizable valuation discount versus peer Futu. Analyst Commentary Bullish analysts highlight that the latest price target increase reflects growing confidence in UP Fintech Holding's ability to monetize its platform more effectively over the next several years.
Narrative Update • Dec 12

TIGR Margins And Regulatory Pressures Will Likely Limit Upside Potential

Analysts have raised their price target for UP Fintech Holding by about 23 percent to approximately $12 per share, citing its diversified, innovative product lineup and valuation discount relative to peer platforms as key factors supporting their outlook. Analyst Commentary While recent research has been broadly constructive on UP Fintech Holding, bearish analysts continue to flag several areas of concern, particularly around the durability of growth and the valuation gap versus key peers.
Narrative Update • Sep 13

Digital Asset And Web3 Growth Will Offset Regulatory Headwinds

UP Fintech Holding’s consensus price target has been raised to $14.12, driven by stronger profits from increased market activity, higher trading velocity, and improved operating leverage. Analyst Commentary Profit beat driven by increased market activity and improved operating leverage.
Analysis Article • Sep 02

UP Fintech Holding Limited's (NASDAQ:TIGR) Shares Climb 33% But Its Business Is Yet to Catch Up

Despite an already strong run, UP Fintech Holding Limited ( NASDAQ:TIGR ) shares have been powering on, with a gain of...
Narrative Update • Aug 29

Digital Asset And Web3 Growth Will Offset Regulatory Headwinds

Analysts have raised their price target for UP Fintech Holding to $13.06, reflecting stronger-than-expected profitability driven by increased trading activity, higher client assets, and improved operating leverage. Analyst Commentary Profit beat driven by increased market activity and operating leverage.
Analysis Article • Jul 19

UP Fintech Holding Limited (NASDAQ:TIGR) Stock Rockets 27% As Investors Are Less Pessimistic Than Expected

UP Fintech Holding Limited ( NASDAQ:TIGR ) shares have continued their recent momentum with a 27% gain in the last...
Analysis Article • Jun 12

We Ran A Stock Scan For Earnings Growth And UP Fintech Holding (NASDAQ:TIGR) Passed With Ease

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Analysis Article • May 12

Subdued Growth No Barrier To UP Fintech Holding Limited (NASDAQ:TIGR) With Shares Advancing 35%

UP Fintech Holding Limited ( NASDAQ:TIGR ) shares have had a really impressive month, gaining 35% after a shaky period...
Analysis Article • Mar 28

Subdued Growth No Barrier To UP Fintech Holding Limited (NASDAQ:TIGR) With Shares Advancing 29%

The UP Fintech Holding Limited ( NASDAQ:TIGR ) share price has done very well over the last month, posting an excellent...
Seeking Alpha • Mar 18

UP Fintech: Eyes On Results Beat And Singapore Market Potential

Summary UP Fintech Holding Limited achieved a +12% FY24 earnings beat, as the broker signed up a larger-than-expected number of new customers on the back of healthy investor sentiment. UP Fintech's long-term future is bright; it is a leader in the key Singapore market where households have the potential to increase equity allocation. TIGR stock's potential upside is almost +40%, assuming the P/E valuation gap with its peers is closed. Read the full article on Seeking Alpha
Analysis Article • Feb 09

UP Fintech Holding Limited's (NASDAQ:TIGR) 34% Jump Shows Its Popularity With Investors

UP Fintech Holding Limited ( NASDAQ:TIGR ) shares have had a really impressive month, gaining 34% after a shaky period...
Seeking Alpha • Nov 14

UP Fintech: A Buy On Strong Trading Volume And Newly Funded Account Growth

Summary TIGR's top line rose by +44% YoY in Q3 2024 as its trading volume more than doubled for the recent quarter. UP Fintech's newly funded accounts jumped by +105% YoY for the third quarter of this year, and TIGR has met its 2024 newly funded accounts target of 150,000 by early November. A Buy rating for TIGR is maintained, as the stock is attractively valued based on the comparison of its P/E metric with its expected bottom-line growth rate. Read the full article on Seeking Alpha
Analysis Article • Nov 13

What You Can Learn From UP Fintech Holding Limited's (NASDAQ:TIGR) P/E After Its 32% Share Price Crash

The UP Fintech Holding Limited ( NASDAQ:TIGR ) share price has softened a substantial 32% over the previous 30 days...
Analysis Article • Sep 29

Why Investors Shouldn't Be Surprised By UP Fintech Holding Limited's (NASDAQ:TIGR) 26% Share Price Surge

UP Fintech Holding Limited ( NASDAQ:TIGR ) shareholders would be excited to see that the share price has had a great...
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New Narrative • Sep 19

Innovative Product Launches And Decisive Expansions Fuel Growth Across Diverse Financial Services

Expansion in product offerings, including new financial services and cryptocurrency trading, enhances user engagement and company's market position.
Seeking Alpha • Sep 02

UP Fintech Holding: Look Beyond One-Offs And Consider Positive Growth Momentum

Summary I am not worried about UP Fintech's Q2 2024 earnings miss, as the company's second quarter bottom line was affected by a non-recurring provision. Instead, my focus is on TIGR's strong Q2 top line performance, with its latest quarterly revenue rising by +32.4% YoY and beating the market's expectations by +24.5%. I have left my Buy rating for UP Fintech unchanged, as the stock is undervalued based on growth, historical, and peer comparisons. Read the full article on Seeking Alpha
Seeking Alpha • Jun 06

UP Fintech: A Good Quarter And A Positive Outlook (Rating Upgrade)

Summary UP Fintech's top line and normalized net profit grew by +19% YoY and +42% YoY, respectively for Q1 2024. TIGR is well-positioned to achieve its FY 2024 new funded accounts target of 150,000, which will translate into a +17% increase in total funded accounts in the current year. My rating for UP Fintech is revised to a Buy, considering its good Q1 results and favorable full-year prospects. Read the full article on Seeking Alpha
Seeking Alpha • Mar 11

UP Fintech: A Nice Diversification Opportunity At A Reasonable Valuation

Summary UP Fintech Holding Limited operates an online brokerage platform in Singapore, Australia and New Zealand, the US, Hong Kong, and China. The firm is in a long-term consolidation, but positive financials and upcoming results may lead to a technical breakout. The economic and regulatory situation in China has been negatively impacting TIGR's performance, but most of the risk might have already materialized. The company represents an interesting diversification opportunity in Asia and is a Buy. Read the full article on Seeking Alpha

Earnings and Revenue Growth Forecasts

NasdaqGS:TIGR - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/2028829209N/AN/A3
12/31/2027730192N/A2315
12/31/2026671171N/A1,7725
12/31/20255391711,3111,317N/A
9/30/2025490154N/AN/AN/A
6/30/2025422118N/AN/AN/A
3/31/202537479N/AN/AN/A
12/31/202433161826828N/A
9/30/202427731N/AN/AN/A
6/30/202425026210212N/A
3/31/202423237N/AN/AN/A
12/31/202322633-9-7N/A
9/30/202322836N/AN/AN/A
6/30/202322126N/AN/AN/A
3/31/202321612N/AN/AN/A
12/31/2022207-2253258N/A
9/30/2022208-9N/AN/AN/A
6/30/20222148N/AN/AN/A
3/31/2022219-12N/AN/AN/A
12/31/202124615408413N/A
9/30/202123129N/AN/AN/A
6/30/202120913N/AN/AN/A
3/31/202118237N/AN/AN/A
12/31/202012816534535N/A
9/30/20201047N/AN/AN/A
6/30/2020832N/AN/AN/A
3/31/202067-4N/AN/AN/A
12/31/201955-7242243N/A
9/30/201946-8N/AN/AN/A
6/30/201940-10N/AN/AN/A
3/31/201935-44N/AN/AN/A
12/31/201834-43N/A-21N/A
9/30/201830-43N/A-5N/A
12/31/201717-8N/A-9N/A
12/31/20165-11N/A-12N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: TIGR's forecast earnings growth (8.1% per year) is above the savings rate (3.5%).

Earnings vs Market: TIGR's earnings (8.1% per year) are forecast to grow slower than the US market (16.7% per year).

High Growth Earnings: TIGR's earnings are forecast to grow, but not significantly.

Revenue vs Market: TIGR's revenue (12.2% per year) is forecast to grow faster than the US market (11.7% per year).

High Growth Revenue: TIGR's revenue (12.2% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: TIGR's Return on Equity is forecast to be low in 3 years time (16.7%).

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/22 21:42
End of Day Share Price 2026/05/22 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

UP Fintech Holding Limited is covered by 13 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Emma XuBofA Global Research
You FanChina International Capital Corporation Limited
Yun-Yin WangChina Renaissance Securities