UP Fintech Holding
Market Cap
US$905.5m
Last Updated
2020/07/12 00:01 UTC
Data Sources
Company Financials
Executive Summary
UP Fintech Holding Limited provides online brokerage services focusing on Chinese investors.
Rewards
Risk Analysis
Snowflake Analysis
Flawless balance sheet and overvalued.
Share Price & News
How has UP Fintech Holding's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: TIGR's share price has been volatile over the past 3 months.
Market Performance
7 Day Return
54.8%
TIGR
3.4%
US Capital Markets
2.3%
US Market
1 Year Return
27.7%
TIGR
3.1%
US Capital Markets
6.7%
US Market
Return vs Industry: TIGR exceeded the US Capital Markets industry which returned 3.1% over the past year.
Return vs Market: TIGR exceeded the US Market which returned 6.7% over the past year.
Shareholder returns
| TIGR | Industry | Market | |
|---|---|---|---|
| 7 Day | 54.8% | 3.4% | 2.3% |
| 30 Day | 64.8% | 6.2% | 7.4% |
| 90 Day | 145.6% | 12.2% | 17.9% |
| 1 Year | 27.7%27.7% | 5.3%3.1% | 9.0%6.7% |
| 3 Year | n/a | 23.8%16.5% | 36.6%27.7% |
| 5 Year | n/a | 52.1%37.6% | 64.2%46.1% |
Price Volatility Vs. Market
How volatile is UP Fintech Holding's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 month ago | Simply Wall St
The UP Fintech Holding (NASDAQ:TIGR) Share Price Is Down 18% So Some Shareholders Are Getting Worried2 months ago | Simply Wall St
Could UP Fintech Holding Limited's (NASDAQ:TIGR) Investor Composition Influence The Stock Price?6 months ago | Simply Wall St
Can We See Significant Insider Ownership On The UP Fintech Holding Limited (NASDAQ:TIGR) Share Register?Valuation
Is UP Fintech Holding undervalued compared to its fair value and its price relative to the market?
4.26x
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate TIGR's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate TIGR's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: TIGR is unprofitable, so we can't compare its PE Ratio to the US Capital Markets industry average.
PE vs Market: TIGR is unprofitable, so we can't compare its PE Ratio to the US market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate TIGR's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: TIGR is good value based on its PB Ratio (4.3x) compared to the US Capital Markets industry average (9.3x).
Next Steps
Future Growth
How is UP Fintech Holding forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
7.5%
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as UP Fintech Holding has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Next Steps
- Examine UP Fintech Holding's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
- Explore growth companies in the Diversified Financials industry.
Past Performance
How has UP Fintech Holding performed over the past 5 years?
12.3%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: TIGR is currently unprofitable.
Growing Profit Margin: TIGR is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: TIGR is unprofitable, but has reduced losses over the past 5 years at a rate of 12.3% per year.
Accelerating Growth: Unable to compare TIGR's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: TIGR is unprofitable, making it difficult to compare its past year earnings growth to the Capital Markets industry (16.6%).
Return on Equity
High ROE: TIGR has a negative Return on Equity (-0.41%), as it is currently unprofitable.
Next Steps
Financial Health
How is UP Fintech Holding's financial position?
Financial Position Analysis
Short Term Liabilities: TIGR's short term assets ($663.7M) exceed its short term liabilities ($494.0M).
Long Term Liabilities: TIGR's short term assets ($663.7M) exceed its long term liabilities ($7.8M).
Debt to Equity History and Analysis
Debt Level: TIGR is debt free.
Reducing Debt: TIGR had no debt 5 years ago.
Balance Sheet
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Whilst unprofitable TIGR has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.
Forecast Cash Runway: TIGR is unprofitable but has sufficient cash runway for more than 3 years, due to free cash flow being positive and growing by 123.3% per year.
Next Steps
Dividend
What is UP Fintech Holding current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate TIGR's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate TIGR's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if TIGR's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if TIGR's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of TIGR's dividend in 3 years as they are not forecast to pay a notable one for the US market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
2.1yrs
Average management tenure
CEO
Tianhua Wu (35yo)
2.5yrs
Tenure
Mr. Tianhua Wu has been Chief Executive Officer and Director of UP Fintech Holding Limited since January 2018. Mr. Wu is the founder and CEO of Ningxia Rongke since June 2014. Between 2005 and 2014, Mr. Wu ...
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO & Director | 2.5yrs | no data | 17.25% $156.2m | |
| Chief Financial Officer | 1.75yrs | no data | no data | |
| Vice President of Technology | 6.5yrs | no data | no data | |
| Chief Compliance Officer | 1.25yrs | no data | no data | |
| Vice President of Strategy | no data | no data | no data |
2.1yrs
Average Tenure
40yo
Average Age
Experienced Management: TIGR's management team is considered experienced (2.1 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO & Director | 2.5yrs | no data | 17.25% $156.2m | |
| Independent Director | no data | no data | no data | |
| Director | 2.08yrs | no data | 0.81% $7.3m | |
| Director | 2.08yrs | no data | no data | |
| Independent Director | no data | no data | no data | |
| Independent Director | no data | no data | no data | |
| Director | 1.42yrs | no data | no data | |
| Director | 0.25yr | no data | no data |
2.1yrs
Average Tenure
39.5yo
Average Age
Experienced Board: TIGR's board of directors are not considered experienced ( 2.1 years average tenure), which suggests a new board.
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 4.8%.
Top Shareholders
Company Information
UP Fintech Holding Limited's company bio, employee growth, exchange listings and data sources
Key Information
- Name: UP Fintech Holding Limited
- Ticker: TIGR
- Exchange: NasdaqGS
- Founded: 2014
- Industry: Investment Banking and Brokerage
- Sector: Diversified Financials
- Market Cap: US$905.490m
- Shares outstanding: 141.26m
- Website: https://www.itiger.com
Number of Employees
Location
- UP Fintech Holding Limited
- Grandyvic Building
- No. 1 Building, 18th Floor
- Beijing
- Beijing Province
- 100020
- China
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| TIGR | NasdaqGS (Nasdaq Global Select) | Yes | SPONSORED ADS | US | USD | Mar 2019 |
Biography
UP Fintech Holding Limited provides online brokerage services focusing on Chinese investors. The company has developed a brokerage platform, which allows investor to trade stocks, options, warrants, and other financial instruments that can be accessed through its APP and website. It offers brokerage and value-added services, including trade order placement and execution, margin financing, account management, investor education, community discussion, and customer support. The company also provides asset management and wealth management; ESOP management; fund license application, product design, asset custody, transaction execution, and funding allocation; fund structuring and management; and IPO underwriting services. In addition, it offers market information, community engagement, investor education, and simulated trading services. UP Fintech Holding Limited was founded in 2014 and is based in Beijing, China.Â
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2020/07/12 00:01 |
| End of Day Share Price | 2020/07/10 00:00 |
| Earnings | 2020/03/31 |
| Annual Earnings | 2019/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.