Sezzle Balance Sheet Health
Financial Health criteria checks 5/6
Sezzle has a total shareholder equity of $61.1M and total debt of $93.9M, which brings its debt-to-equity ratio to 153.6%. Its total assets and total liabilities are $252.9M and $191.7M respectively. Sezzle's EBIT is $100.2M making its interest coverage ratio 6.8. It has cash and short-term investments of $80.1M.
Key information
153.6%
Debt to equity ratio
US$93.94m
Debt
| Interest coverage ratio | 6.8x |
| Cash | US$80.06m |
| Equity | US$61.14m |
| Total liabilities | US$191.73m |
| Total assets | US$252.87m |
Recent financial health updates
Recent updates
Sezzle Inc. (NASDAQ:SEZL) Stocks Pounded By 25% But Not Lagging Industry On Growth Or Pricing
Dec 12
Sezzle Inc. Stock: The Massive Rally Will Face Tests Into 2025
Nov 25Why Investors Shouldn't Be Surprised By Sezzle Inc.'s (NASDAQ:SEZL) 29% Share Price Surge
Oct 08Market Might Still Lack Some Conviction On Sezzle Inc. (NASDAQ:SEZL) Even After 33% Share Price Boost
Aug 12Sezzle Inc. (NASDAQ:SEZL) Soars 27% But It's A Story Of Risk Vs Reward
Jun 28Sezzle Inc. (NASDAQ:SEZL) Stock Rockets 29% But Many Are Still Ignoring The Company
May 12Sezzle Inc. (NASDAQ:SEZL) Stock Rockets 31% But Many Are Still Ignoring The Company
Mar 15Sezzle Inc.'s (NASDAQ:SEZL) Price Is Right But Growth Is Lacking After Shares Rocket 28%
Jan 25Financial Position Analysis
Short Term Liabilities: SEZL's short term assets ($232.4M) exceed its short term liabilities ($96.9M).
Long Term Liabilities: SEZL's short term assets ($232.4M) exceed its long term liabilities ($94.9M).
Debt to Equity History and Analysis
Debt Level: SEZL's net debt to equity ratio (22.7%) is considered satisfactory.
Reducing Debt: SEZL's debt to equity ratio has increased from 77.3% to 153.6% over the past 5 years.
Debt Coverage: SEZL's debt is well covered by operating cash flow (26.5%).
Interest Coverage: SEZL's interest payments on its debt are well covered by EBIT (6.8x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/20 15:39 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Sezzle Inc. is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Harold Goetsch | B. Riley Securities, Inc. |
| Edmund Anthony Henning | CLSA |
| John Marrin | CLSA |