NerdWallet, Inc.

NasdaqGM:NRDS Stock Report

Market Cap: US$1.0b

NerdWallet Valuation

Is NRDS undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Sales vs Peers

  • Price-To-Sales vs Industry

  • Price-To-Sales vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of NRDS when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate NRDS's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate NRDS's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for NRDS?

Key metric: As NRDS is unprofitable we use its Price-To-Sales Ratio for relative valuation analysis.

The above table shows the Price to Sales ratio for NRDS. This is calculated by dividing NRDS's market cap by their current revenue.
What is NRDS's PS Ratio?
PS Ratio1.6x
SalesUS$637.50m
Market CapUS$1.02b

Price to Sales Ratio vs Peers

How does NRDS's PS Ratio compare to its peers?

The above table shows the PS ratio for NRDS vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PSEstimated GrowthMarket Cap
Peer Average1.8x
DAVE Dave
3.6x13.8%US$1.1b
EZPW EZCORP
0.6x5.6%US$683.0m
ML MoneyLion
1.9x22.1%US$961.8m
FINV FinVolution Group
1x7.6%US$1.6b
NRDS NerdWallet
1.6x8.8%US$1.0b

Price-To-Sales vs Peers: NRDS is good value based on its Price-To-Sales Ratio (1.6x) compared to the peer average (1.8x).

Price to Sales Ratio vs Industry

How does NRDS's PS Ratio compare vs other companies in the US Consumer Finance Industry?

7 CompaniesPrice / SalesEstimated GrowthMarket Cap
OPRT Oportun Financial
0.2x12.8%US$134.17m
ELVT Elevate Credit
0.1x1.0%US$58.83m
KPLT Katapult Holdings
0.1x6.1%US$29.11m
AIJT.Y Jianpu Technology
0.09xn/aUS$11.62m
NRDS 1.6xIndustry Avg. 1.7xNo. of Companies8PS01.22.43.64.86+
7 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Sales vs Industry: NRDS is expensive based on its Price-To-Sales Ratio (1.6x) compared to the US Consumer Finance industry average (1.6x).

Price to Sales Ratio vs Fair Ratio

What is NRDS's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

NRDS PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio1.6x
Fair PS Ratio2.6x

Price-To-Sales vs Fair Ratio: NRDS is good value based on its Price-To-Sales Ratio (1.6x) compared to the estimated Fair Price-To-Sales Ratio (2.6x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst NRDS forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$14.23
US$17.00
+19.5%
11.8%US$20.00US$14.00n/a6
Nov ’25US$14.51
US$17.00
+17.2%
11.8%US$20.00US$14.00n/a6
Oct ’25US$12.41
US$16.33
+31.6%
8.4%US$18.00US$14.00n/a6
Sep ’25US$12.93
US$16.33
+26.3%
8.4%US$18.00US$14.00n/a6
Aug ’25US$11.44
US$16.83
+47.1%
10.0%US$19.00US$14.00n/a6
Jul ’25US$14.58
US$18.33
+25.7%
12.9%US$22.00US$15.00n/a6
Jun ’25US$13.95
US$18.33
+31.4%
12.9%US$22.00US$15.00n/a6
May ’25US$13.16
US$18.33
+39.3%
12.9%US$22.00US$15.00n/a6
Apr ’25US$14.41
US$18.33
+27.2%
12.9%US$22.00US$15.00n/a6
Mar ’25US$16.91
US$18.00
+6.4%
16.0%US$22.00US$13.00n/a6
Feb ’25US$15.61
US$15.50
-0.7%
21.0%US$20.00US$10.00n/a6
Jan ’25US$14.72
US$14.67
-0.4%
24.8%US$20.00US$10.00n/a6
Dec ’24US$12.50
US$14.67
+17.3%
24.8%US$20.00US$10.00n/a6
Nov ’24US$10.93
US$14.67
+34.2%
24.8%US$20.00US$10.00US$14.516
Oct ’24US$8.89
US$16.67
+87.5%
20.7%US$21.00US$11.00US$12.416
Sep ’24US$9.14
US$16.67
+82.3%
20.7%US$21.00US$11.00US$12.936
Aug ’24US$10.62
US$17.17
+61.6%
19.7%US$22.00US$12.00US$11.446
Jul ’24US$9.41
US$17.17
+82.4%
19.7%US$22.00US$12.00US$14.586
Jun ’24US$9.58
US$17.29
+80.4%
18.2%US$22.00US$12.00US$13.957
May ’24US$13.59
US$20.57
+51.4%
22.6%US$27.00US$13.00US$13.167
Apr ’24US$16.18
US$20.71
+28.0%
21.4%US$27.00US$14.00US$14.417
Mar ’24US$20.42
US$19.71
-3.5%
21.0%US$27.00US$14.00US$16.917
Feb ’24US$11.99
US$17.71
+47.7%
26.6%US$26.00US$11.00US$15.617
Jan ’24US$9.60
US$17.71
+84.5%
26.6%US$26.00US$11.00US$14.727
Dec ’23US$13.17
US$17.86
+35.6%
25.3%US$26.00US$12.00US$12.507
Nov ’23US$10.67
US$17.29
+62.0%
34.8%US$28.00US$11.00US$10.937

Analyst Forecast: Target price is less than 20% higher than the current share price.

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