NewtekOne (NEWT.P) Stock Overview

Operates as the bank holding company for Newtek Bank, National Association that provides various business and financial solutions under the Newtek and NewtekOne brands to the small- and medium-sized business market. More details

NEWT.P fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	1/6
Past Performance	3/6
Financial Health	2/6
Dividends	3/6

Rewards

Trading at 75.4% below our estimate of its fair value

Earnings are forecast to grow 15.2% per year

Earnings grew by 26.9% over the past year

Risk Analysis

Interest payments are not well covered by earnings

High level of non-cash earnings

Dividend of 6.77% is not well covered by free cash flows

NEWT.P Community Fair Values

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NewtekOne, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for NewtekOne
Historical stock prices
Current Share Price	US$24.01
52 Week High	US$24.85
52 Week Low	US$23.20
Beta	1.33
1 Month Change	0.042%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	-2.60%

Recent updates

Shareholder Returns

	NEWT.P	US Diversified Financial	US Market
7D	-0.2%	0.3%	1.1%
1Y	n/a	11.2%	18.9%

Return vs Industry: Insufficient data to determine how NEWT.P performed against the US Diversified Financial industry.

Return vs Market: Insufficient data to determine how NEWT.P performed against the US Market.

Price Volatility

Is NEWT.P's price volatile compared to industry and market?
NEWT.P volatility
NEWT.P Average Weekly Movement	1.4%
Diversified Financial Industry Average Movement	4.7%
Market Average Movement	6.4%
10% most volatile stocks in US Market	17.3%
10% least volatile stocks in US Market	3.0%

Stable Share Price: NEWT.P has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine NEWT.P's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1998	591	Barry Sloane	www.newtekone.com

NewtekOne, Inc. operates as the bank holding company for Newtek Bank, National Association that provides various business and financial solutions under the Newtek and NewtekOne brands to the small- and medium-sized business market. The company accepts demand, savings, NOW, money market, and time deposits; and provides loans including the United States small business administration loans, commercial and industrial loans, and commercial real estate loans. It is also involved in the provision of electronic payment processing services comprising credit and debit card processing services, check approval services, processing equipment, and software, as well as cloud-based point of sale systems for a various restaurant, retail, assisted living, taxi cabs, parks, and golf course businesses.

NewtekOne, Inc. Fundamentals Summary

How do NewtekOne's earnings and revenue compare to its market cap?
NEWT.P fundamental statistics
Market cap	US$335.74m
Earnings (TTM)	US$51.73m
Revenue (TTM)	US$364.00m

6.4x

P/E Ratio

0.9x

P/S Ratio

Is NEWT.P overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
NEWT.P income statement (TTM)
Revenue	US$364.00m
Cost of Revenue	US$62.67m
Gross Profit	US$301.33m
Other Expenses	US$249.61m
Earnings	US$51.73m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	1.75
Gross Margin	82.78%
Net Profit Margin	14.21%
Debt/Equity Ratio	210.6%

How did NEWT.P perform over the long term?

See historical performance and comparison

Dividends

6.8%

Current Dividend Yield

37%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/10/06 14:26
End of Day Share Price	2025/10/06 00:00
Earnings	2025/06/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

NewtekOne, Inc. is covered by 12 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Harold Goetsch	B. Riley Securities, Inc.
Bryce Rowe	B. Riley Securities, Inc.
Christopher York	Citizens JMP Securities, LLC

NewtekOne, Inc.NasdaqGM:NEWT.P Stock Report