Merchants Bancorp Balance Sheet Health
Financial Health criteria checks 4/6
Merchants Bancorp has total assets of $18.7B and total equity of $1.9B. Total deposits are $12.9B, and total loans are $10.3B earning a Net Interest Margin of 3.1%. It has insufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are $1.0B.
Key information
9.6x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | US$12.89b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.0% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$1.02b |
Recent financial health updates
No updates
Recent updates
If EPS Growth Is Important To You, Merchants Bancorp (NASDAQ:MBIN) Presents An Opportunity
Sep 27
Merchants Bancorp (NASDAQ:MBIN) Will Pay A Larger Dividend Than Last Year At $0.09
Mar 10Merchants Bancorp (NASDAQ:MBIN) Has Announced That It Will Be Increasing Its Dividend To $0.09
Feb 22Moon Capital - Merchants Bancorp: The Bank You've Never Heard Of
Feb 08Merchants Bancorp (NASDAQ:MBIN) Is Paying Out A Dividend Of $0.08
Dec 13Merchants Bancorp (NASDAQ:MBIN) Is Due To Pay A Dividend Of $0.08
Sep 05Merchants Bancorp (NASDAQ:MBIN) Will Pay A Dividend Of $0.08
Aug 22Merchants Bancorp (NASDAQ:MBIN) Will Pay A Dividend Of $0.08
May 23Merchants Bancorp (NASDAQ:MBIN) Has Announced That It Will Be Increasing Its Dividend To $0.08
Feb 21Merchants Bancorp: Attractively Valued, Earnings Likely To Grow Next Year
Oct 14Merchants Bancorp prices underwritten public offering of 5.2M depositary shares
Sep 23Merchants Bancorp declares $0.07 dividend
Aug 18Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MBIN's Assets to Equity ratio (9.6x) is low.
Allowance for Bad Loans: MBIN has a low allowance for bad loans (40%).
Low Risk Liabilities: 77% of MBIN's liabilities are made up of primarily low risk sources of funding.
Loan Level: MBIN has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: MBIN's Loans to Deposits ratio (80%) is appropriate.
Level of Bad Loans: MBIN has a high level of bad loans (2%).