Merchants Bancorp Balance Sheet Health
Financial Health criteria checks 5/6
Merchants Bancorp has total assets of $18.2B and total equity of $1.9B. Total deposits are $14.9B, and total loans are $10.9B earning a Net Interest Margin of 3.1%. It has insufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are $777.0M.
Key information
9.6x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | US$14.92b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.3% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$776.95m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MBIN.O's Assets to Equity ratio (9.6x) is low.
Allowance for Bad Loans: MBIN.O has a low allowance for bad loans (56%).
Low Risk Liabilities: 91% of MBIN.O's liabilities are made up of primarily low risk sources of funding.
Loan Level: MBIN.O has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: MBIN.O's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: MBIN.O has an appropriate level of bad loans (1.3%).