Jefferson Capital, Inc.

NasdaqGS:JCAP Stock Report

Market Cap: US$941.6m

Jefferson Capital Dividends and Buybacks

Dividend criteria checks 4/6

Jefferson Capital is a dividend paying company with a current yield of 5.65% that is well covered by earnings. Next payment date is on 4th June, 2026 with an ex-dividend date of 26th May, 2026.

Key information

5.7%

Dividend yield

5.2%

Buyback Yield

Total Shareholder Yield10.8%
Future Dividend Yield6.3%
Dividend Growthn/a
Next dividend pay date04 Jun 26
Ex dividend date26 May 26
Dividend per sharen/a
Payout ratio29%

Recent dividend and buyback updates

Recent updates

New Narrative May 21

Elevated Consumer Delinquencies And Legal Collections Expansion Will Support Future Earnings Potential

Catalysts About Jefferson Capital Jefferson Capital acquires and services consumer debt portfolios across credit card, auto finance, insolvency and other non-mortgage asset classes in the U.S., Canada, the U.K. and Latin America. What are the underlying business or industry changes driving this perspective?
Seeking Alpha Sep 05

Jefferson Capital: Strong Buy In A Growing NPL Market

Summary Jefferson Capital benefits from a rising supply of non-performing loans, supported by economic pressures and international expansion. Its proprietary data, analytics, and compliance reputation create durable competitive advantages that are hard to replicate. The firm is both growing and profitable, with a long history of operational efficiency and leadership in underpenetrated markets. Yet the stock trades below its economic book value, implying shrinking profitability, while reverse DCF shows significant upside potential. Read the full article on Seeking Alpha

Stability and Growth of Payments

Fetching dividends data

Stable Dividend: Too early to tell whether JCAP's dividend payments have been stable as they only just started paying a dividend.

Growing Dividend: Too early to tell if JCAP's dividend payments are increasing as they only just started paying a dividend.


Dividend Yield vs Market

Jefferson Capital Dividend Yield vs Market
How does JCAP dividend yield compare to the market?
SegmentDividend Yield
Company (JCAP)5.7%
Market Bottom 25% (US)1.4%
Market Top 25% (US)4.2%
Industry Average (Consumer Finance)1.9%
Analyst forecast (JCAP) (up to 3 years)6.3%

Notable Dividend: JCAP's dividend (5.65%) is higher than the bottom 25% of dividend payers in the US market (1.41%).

High Dividend: JCAP's dividend (5.65%) is in the top 25% of dividend payers in the US market (4.2%)


Earnings Payout to Shareholders

Earnings Coverage: With its reasonably low payout ratio (28.7%), JCAP's dividend payments are well covered by earnings.


Cash Payout to Shareholders

Cash Flow Coverage: With its low cash payout ratio (20.8%), JCAP's dividend payments are well covered by cash flows.


Discover strong dividend paying companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/31 10:59
End of Day Share Price 2026/05/29 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Jefferson Capital, Inc. is covered by 5 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David ScharfCitizens JMP Securities, LLC
John HechtJefferies LLC
Bose GeorgeKeefe, Bruyette, & Woods