Jefferson Capital, Inc.

NasdaqGS:JCAP Stock Report

Market Cap: US$897.2m

Jefferson Capital Management

Management criteria checks 3/4

Jefferson Capital's CEO is David Burton, appointed in Nov 2024, has a tenure of 1.58 years. total yearly compensation is $3.80M, comprised of 20.2% salary and 79.8% bonuses, including company stock and options. directly owns 6.12% of the company’s shares, worth $54.92M. The average tenure of the management team and the board of directors is 5.4 years and 3.5 years respectively.

Key information

David Burton

Chief executive officer

US$3.8m

Total compensation

CEO salary percentage20.17%
CEO tenure1.6yrs
CEO ownership6.1%
Management average tenure5.4yrs
Board average tenure3.5yrs

Recent management updates

Recent updates

New Narrative May 21

Elevated Consumer Delinquencies And Legal Collections Expansion Will Support Future Earnings Potential

Catalysts About Jefferson Capital Jefferson Capital acquires and services consumer debt portfolios across credit card, auto finance, insolvency and other non-mortgage asset classes in the U.S., Canada, the U.K. and Latin America. What are the underlying business or industry changes driving this perspective?
Seeking Alpha Sep 05

Jefferson Capital: Strong Buy In A Growing NPL Market

Summary Jefferson Capital benefits from a rising supply of non-performing loans, supported by economic pressures and international expansion. Its proprietary data, analytics, and compliance reputation create durable competitive advantages that are hard to replicate. The firm is both growing and profitable, with a long history of operational efficiency and leadership in underpenetrated markets. Yet the stock trades below its economic book value, implying shrinking profitability, while reverse DCF shows significant upside potential. Read the full article on Seeking Alpha

CEO Compensation Analysis

How has David Burton's remuneration changed compared to Jefferson Capital's earnings?
DateTotal CompensationSalaryCompany Earnings
Mar 31 2026n/an/a

US$139m

Dec 31 2025US$4mUS$766k

US$169m

Sep 30 2025n/an/a

US$162m

Jun 30 2025n/an/a

US$165m

Mar 31 2025n/an/a

US$160m

Dec 31 2024US$2mUS$766k

US$129m

Compensation vs Market: David's total compensation ($USD3.80M) is about average for companies of similar size in the US market ($USD3.69M).

Compensation vs Earnings: David's compensation has increased by more than 20% whilst company earnings have fallen more than 20% in the past year.


CEO

David Burton (61 yo)

1.6yrs
Tenure
US$3,795,973
Compensation

Mr. David M. Burton serves as the Chief Executive Officer of Jefferson Capital Holdings LLC and serves as its Chairman since November 2025. He founded Jefferson Capital in 2002. Mr. David is a Founder and...


Leadership Team

NamePositionTenureCompensationOwnership
David Burton
President1.6yrsUS$3.80m6.12%
$ 54.9m
Mark Zellmann
President of U.S. Business Lines4.4yrsUS$1.06m1.25%
$ 11.2m
Penelope Person
Chief Commercial Officer8.9yrsUS$633.06k0.79%
$ 7.1m
Christo Realov
CFO & Treasurer5.4yrsno data0.19%
$ 1.7m
Matthew Pfohl
Chief Administrative Officer11.4yrsno data0.81%
$ 7.3m
Sue Unterberger
Chief Compliance Officerno datano datano data
5.4yrs
Average Tenure
57yo
Average Age

Experienced Management: JCAP's management team is seasoned and experienced (5.4 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
David Burton
President1.6yrsUS$3.80m6.12%
$ 54.9m
Beth Leonard
Independent Director1.7yrsUS$82.52k0.028%
$ 250.6k
John Oros
Independent Director9.4yrsUS$30.00kno data
Thomas Harding
Director8.4yrsno datano data
Ronald Vaske
Independent Director10.4yrsUS$32.42k0.071%
$ 637.9k
James Pierce
Independent Directorless than a yearno datano data
Thomas Lydon
Director5.4yrsno datano data
Susan Atkins
Independent Directorless than a yearno datano data
3.5yrs
Average Tenure
59.5yo
Average Age

Experienced Board: JCAP's board of directors are considered experienced (3.5 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/10 13:16
End of Day Share Price 2026/06/10 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Jefferson Capital, Inc. is covered by 5 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David ScharfCitizens JMP Securities, LLC
John HechtJefferies LLC
Bose GeorgeKeefe, Bruyette, & Woods