NasdaqCM:GROW

Stock Analysis Report

Executive Summary

U.S. Global Investors, Inc. is a publicly owned investment manager.


Snowflake Analysis


Similar Companies

Share Price & News

How has U.S. Global Investors's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: GROW has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

-15.8%

GROW

-8.6%

US Capital Markets

-10.6%

US Market


1 Year Return

-16.1%

GROW

4.9%

US Capital Markets

5.2%

US Market

Return vs Industry: GROW underperformed the US Capital Markets industry which returned 8.9% over the past year.

Return vs Market: GROW underperformed the US Market which returned 10.2% over the past year.


Shareholder returns

GROWIndustryMarket
7 Day-15.8%-8.6%-10.6%
30 Day-12.7%-7.9%-8.5%
90 Day-20.7%-4.4%-4.6%
1 Year-14.3%-16.1%7.1%4.9%7.4%5.2%
3 Year-30.6%-34.3%25.5%18.4%31.7%23.2%
5 Year-57.9%-61.7%65.9%50.7%56.4%39.3%

Price Volatility Vs. Market

How volatile is U.S. Global Investors's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is U.S. Global Investors undervalued compared to its fair value and its price relative to the market?

1.03x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate GROW's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate GROW's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: GROW is unprofitable, so we can't compare its PE Ratio to the Capital Markets industry average.

PE vs Market: GROW is unprofitable, so we can't compare its PE Ratio to the US market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate GROW's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: GROW is good value based on its PB Ratio (1.2x) compared to the US Capital Markets industry average (6.6x).

Future Growth

How is U.S. Global Investors forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

7.9%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as U.S. Global Investors has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.

Past Performance

How has U.S. Global Investors performed over the past 5 years?

-1.2%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: GROW is currently unprofitable.

Growing Profit Margin: GROW is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: GROW is unprofitable, and losses have increased over the past 5 years at a rate of -1.2% per year.

Accelerating Growth: Unable to compare GROW's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: GROW is unprofitable, making it difficult to compare its past year earnings growth to the Capital Markets industry (8.4%).


Return on Equity

High ROE: GROW has a negative Return on Equity (-18.94%), as it is currently unprofitable.


Return on Assets


Return on Capital Employed

Financial Health

How is U.S. Global Investors's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Inventory Level: GROW has a low level of unsold assets or inventory.

Debt Coverage by Assets: Insufficient data to determine if GROW's debt is covered by short term assets.


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: Whilst unprofitable GROW has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.

Forecast Cash Runway: GROW is unprofitable but has sufficient cash runway for more than 3 years, due to free cash flow being positive and growing by 47.9% per year.


Financial Institutions Analysis

Asset Level: GROW's level of assets compared to its equity is low.

Allowance for Bad Loans: Insufficient data to determine if GROW has a sufficient allowance for bad loans.

Low Risk Liabilities: GROW reports no customer deposits, loans are made up entirely of externally borrowed funds.

Loan Level: Insufficient data to determine if GROW has an acceptable proportion of non-loan assets held.

Low Risk Deposits: GROW has advanced significantly more loans than the customer deposits it holds.

Level of Bad Loans: Insufficient data to determine if GROW has an appropriate level of bad loans.

Dividend

What is U.S. Global Investors's current dividend yield, its reliability and sustainability?

2.61%

Current Dividend Yield


Upcoming Dividend Payment

Purchase U.S. Global Investors before the 'Buy Limit' to receive their next dividend payment.


Dividend Yield vs Market

company2.6%marketbottom25%1.6%markettop25%4.1%industryaverage2.1%forecastin3Yearsn/a

Current dividend yield vs market & industry

Notable Dividend: GROW's dividend (2.31%) is higher than the bottom 25% of dividend payers in the US market (1.53%).

High Dividend: GROW's dividend (2.31%) is low compared to the top 25% of dividend payers in the US market (3.96%).


Stability and Growth of Payments

Stable Dividend: GROW's dividend payments have been volatile in the past 10 years.

Growing Dividend: GROW's dividend payments have fallen over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: GROW is paying a dividend but the company is unprofitable.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.

Management

How experienced are the management team and are they aligned to shareholders interests?

6.6yrs

Average management tenure


CEO

Frank Holmes (64yo)

30.3yrs

Tenure

US$472,000

Compensation

Mr. Frank Edward Holmes serves as Independent Chairman at GoldSpot Discoveries Corp.,since February 2019. Mr. Holmes serves as Interim Chief Executive Officer of HIVE Blockchain Technologies Ltd. since 201 ...


CEO Compensation Analysis

Compensation vs Market: Frank's total compensation ($USD472.00K) is about average for companies of similar size in the US market ($USD529.87K).

Compensation vs Earnings: Frank's compensation has been consistent with company performance over the past year.


Leadership Team

NamePositionTenureCompensationOwnership
Frank Holmes
CEO, Chief Investment Officer & Director30.3yrsUS$472.00k16.96% $3.3m
Lisa Callicotte
Chief Financial Officer6.6yrsUS$197.00k0.12% $24.1k
Holly Schoenfeldt
Public Relations Leader0yrsno datano data
Monica Blanco
Chief Compliance Officer0yrsno datano data
Michael Matousek
Head Trader4.1yrsno datano data

6.6yrs

Average Tenure

Experienced Management: GROW's management team is seasoned and experienced (6.6 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Frank Holmes
CEO, Chief Investment Officer & Director30.3yrsUS$472.00k16.96% $3.3m
Thomas Lydon
Independent Director22.7yrsUS$36.00k0.11% $20.7k
Jerold Rubinstein
Independent Chairman of the Board14yrsUS$96.00k0.0079% $1.6k
Roy Terracina
Independent Vice Chairman of the Board22.8yrsUS$36.00k0.41% $80.9k

22.7yrs

Average Tenure

68.5yo

Average Age

Experienced Board: GROW's board of directors are seasoned and experienced ( 22.7 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

U.S. Global Investors, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: U.S. Global Investors, Inc.
  • Ticker: GROW
  • Exchange: NasdaqCM
  • Founded: 1968
  • Industry: Asset Management and Custody Banks
  • Sector: Diversified Financials
  • Market Cap: US$19.669m
  • Shares outstanding: 15.13m
  • Website: https://www.usfunds.com

Number of Employees


Location

  • U.S. Global Investors, Inc.
  • 7900 Callaghan Road
  • San Antonio
  • Texas
  • 78229
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
GROWNasdaqCM (Nasdaq Capital Market)YesClass A Common StockUSUSDApr 1985
UGLDB (Deutsche Boerse AG)YesClass A Common StockDEEURApr 1985
0LHXLSE (London Stock Exchange)YesClass A Common StockGBUSDApr 1985

Biography

U.S. Global Investors, Inc. is a publicly owned investment manager. The firm primarily provides its services to investment companies. It also provides its services to pooled investment vehicles. The firm manages equity and fixed income mutual funds for its clients. It also manages hedge funds. The firm also manages exchange traded funds. It invests in the public equity and fixed income markets across the globe. It invests in G.A.R.P. and value stocks to make its equity investments. The firm employs a fundamental and quantitative analysis with top-down and bottom-up stock picking approach to make its investments. U.S. Global Investors, Inc. was founded in 1968 and is based in San Antonio, Texas. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/02/28 00:10
End of Day Share Price2020/02/27 00:00
Earnings2019/12/31
Annual Earnings2019/06/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.