SunCar Technology Group Inc.

NasdaqCM:SDA Stock Report

Market Cap: US$82.1m

SunCar Technology Group Management

Management criteria checks 2/4

We currently do not have sufficient information about the CEO.

Key information

Zaichang Ye

Chief executive officer

n/a

Total compensation

CEO salary percentagen/a
CEO tenure3yrs
CEO ownership4.9%
Management average tenure3yrs
Board average tenure3yrs

Recent management updates

Recent updates

Narrative Update May 08

SDA: Bank Chauffeur Expansion Will Drive Upside For AI Insurance Platform

Analysts have revised their fair value estimate for SunCar Technology Group from $6.00 to $5.00 as they incorporate updated assumptions for revenue growth, profit margins and the future P/E multiple. What's in the News SunCar Technology Group maintained its full year 2026 guidance and reiterated a revenue forecast of $600 million.
Narrative Update Apr 24

SDA: Bank Chauffeur Contract And AI Insurance Platform Will Support Upside

Analysts have adjusted their price target on SunCar Technology Group to $6.00, reflecting updated assumptions around revenue growth of 13.84%, a profit margin of 9.22%, and a future P/E of 12.09x. What's in the News Won a three-year contract estimated at US$50 million to manage all concierge chauffeur services for Agricultural Bank of China across its Private Banking Department, Personal Banking, and Credit Card Center (Key Developments).
Narrative Update Apr 10

SDA: AI Insurance Integration Will Support Future Upside In Core Earnings

Analysts have revised their price target for SunCar Technology Group to $4.75 from $7.17, reflecting updated views on fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. What's in the News SunCar issued earnings guidance for full year 2026, with revenue expected at $600 million based on its forecasted unaudited 2025 revenue of $498 million, which implies around 20% growth (Corporate guidance).
Narrative Update Mar 27

SDA: AI Insurance Platform Will Support Higher Margins And Future Upside

Analysts have lifted their price target on SunCar Technology Group by $0.06 to reflect updated assumptions around the discount rate, revenue growth, profit margins and future P/E, suggesting a slightly adjusted view of the company’s risk and earnings potential. What's in the News SunCar Technology Group issued earnings guidance for full year 2026, with expected revenue of $600 million based on its forecasted unaudited 2025 revenue of $498 million, which implies guidance framed around a 20% change in revenue.
Narrative Update Mar 12

SDA: GenAI Insurance Platform Will Drive Higher Margins And Future Upside

Analysts have trimmed their $ price target for SunCar Technology Group, citing slightly softer revenue growth assumptions and a modestly higher discount rate. These factors are partly balanced by expectations for improved profit margins and a lower future P/E multiple.
Narrative Update Feb 26

SDA: Future AI Integration Will Reshape Auto Insurance Platform Economics

Analysts have revised their price target for SunCar Technology Group from $12.00 to $6.00, citing updates to fair value estimates, discount rate assumptions, revenue growth expectations, profit margin outlook, and future P/E forecasts. What's in the News SunCar Technology Group Inc.
Narrative Update Feb 11

SDA: Stable Assumptions Will Support Future Upside In Core Earnings

Analysts maintained their fair value estimate for SunCar Technology Group at $7.17 per share, making only marginal adjustments to assumptions such as the discount rate, revenue growth, profit margin, and future P/E. This suggests their overall view on the stock remains essentially unchanged.
Narrative Update Jan 27

SDA: Stable Assumptions Will Support Future Upside In Core Earnings

Analysts have maintained their fair value estimate for SunCar Technology Group at US$7.17 per share, with only minimal tweaks to the discount rate, revenue growth, profit margin and future P/E assumptions, which keeps their overall price target effectively unchanged. Valuation Changes Fair Value Estimate was held steady at around US$7.17 per share, indicating no meaningful change in the core valuation output.
Narrative Update Jan 10

SDA: Cloud Plus AI Shift Will Drive Service Efficiency Upside

Analysts now place their price target for SunCar Technology Group at US$7.17, essentially unchanged from the prior US$7.17. This reflects only minor tweaks to discount rate assumptions and future P/E inputs rather than a shift in their core view of the company.
Narrative Update Dec 23

SDA: AI Upgrades Will Drive Service Efficiency And Customer Acquisition Gains

Analysts have modestly raised their price target on SunCar Technology Group to reflect a slightly higher expected future valuation multiple, even as they trim assumptions for revenue growth and profit margins. This results in only a marginal upward adjustment to the stock's implied fair value near $7.17 per share.
Narrative Update Dec 09

SDA: AI Partnership Will Drive Service Conversion And Acquisition Efficiency

Analysts have modestly revised their price target for SunCar Technology Group upward to approximately $7.17 per share from about $7.17 per share. This reflects slightly lower discount rate assumptions and a marginally reduced future price to earnings multiple, while keeping long term growth and profitability expectations broadly unchanged.
Narrative Update Nov 25

SDA: Partnership Will Boost AI Capabilities And Lift Service Conversion Rates

Analysts have adjusted their price target for SunCar Technology Group, keeping it steady at $7.17. Revised assumptions in revenue growth outlook and discount rates have offset each other in their updated valuation model.
Narrative Update Nov 04

SDA: New AI Integration Will Sharpen Pricing And Cut Acquisition Costs

Analysts have lowered their price target for SunCar Technology Group from $9.17 to $7.17. They cite expectations for slightly slower revenue growth and slimmer profit margins over the forecast period.
Analysis Article Oct 16

SunCar Technology Group Inc. (NASDAQ:SDA) Stock's 27% Dive Might Signal An Opportunity But It Requires Some Scrutiny

SunCar Technology Group Inc. ( NASDAQ:SDA ) shares have had a horrible month, losing 27% after a relatively good period...
Analysis Article Oct 16

Investors Give SunCar Technology Group Inc. (NASDAQ:SDA) Shares A 27% Hiding

SunCar Technology Group Inc. ( NASDAQ:SDA ) shares have had a horrible month, losing 27% after a relatively good period...
Analysis Article Aug 30

Market Still Lacking Some Conviction On SunCar Technology Group Inc. (NASDAQ:SDA)

When you see that almost half of the companies in the Consumer Services industry in the United States have...
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New Narrative May 31

Digital Transformation And AI Will Expand Chinese Auto Insurance

Robust digital platform and strategic partnerships position SunCar to capitalize on accelerating online adoption and digitalization in the auto insurance and gas vehicle markets.
Analysis Article Apr 22

Take Care Before Jumping Onto SunCar Technology Group Inc. (NASDAQ:SDA) Even Though It's 41% Cheaper

Unfortunately for some shareholders, the SunCar Technology Group Inc. ( NASDAQ:SDA ) share price has dived 41% in the...
Analysis Article Feb 06

SunCar Technology Group Inc. (NASDAQ:SDA) Doing What It Can To Lift Shares

There wouldn't be many who think SunCar Technology Group Inc.'s ( NASDAQ:SDA ) price-to-sales (or "P/S") ratio of 1.9x...
Analysis Article Sep 23

SunCar Technology Group (NASDAQ:SDA) Is Making Moderate Use Of Debt

Legendary fund manager Li Lu (who Charlie Munger backed) once said, 'The biggest investment risk is not the volatility...
Analysis Article Jun 06

SunCar Technology Group (NASDAQ:SDA) Is Making Moderate Use Of Debt

Some say volatility, rather than debt, is the best way to think about risk as an investor, but Warren Buffett famously...
Analysis Article May 02

Some Confidence Is Lacking In SunCar Technology Group Inc.'s (NASDAQ:SDA) P/S

When you see that almost half of the companies in the Consumer Services industry in the United States have...

CEO

Zaichang Ye (55 yo)

3yrs
Tenure

Mr. Zaichang Ye serves as Chairman, Director and Chief Executive Officer of SunCar Technology Group Inc. since May 17, 2023. He is primarily responsible for formulating corporate strategy, planning, busine...


Leadership Team

NamePositionTenureCompensationOwnership
Zaichang Ye
Chairman & CEO3yrsno data4.85%
$ 4.0m
Bohong Du
CFO & Director3yrsno data0.69%
$ 563.6k
Zhunfu Lei
CTO & COO3yrsno datano data
Breaux Walker
Chief Strategy Officer1.3yrsno datano data
3.0yrs
Average Tenure
54yo
Average Age

Experienced Management: SDA's management team is considered experienced (3 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Zaichang Ye
Chairman & CEO3yrsno data4.85%
$ 4.0m
Bohong Du
CFO & Director3yrsno data0.69%
$ 563.6k
Yongsheng Liu
Independent Director3yrsno datano data
Lin Bao
Independent Director3yrsno datano data
Haidong Zhang
Independent Director3yrsno datano data
3.0yrs
Average Tenure
54yo
Average Age

Experienced Board: SDA's board of directors are considered experienced (3 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/30 02:01
End of Day Share Price 2026/05/29 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

SunCar Technology Group Inc. is covered by 3 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Marvin FongBTIG
Jed KellyOppenheimer & Co. Inc.
Thomas KerrZacks Small-Cap Research