Yamaguchi Financial Group, Inc.

OTCPK:YFGS.F Stock Report

Market Cap: US$1.3b

Yamaguchi Financial Group Valuation

Is YFGS.F undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Book vs Peers

  • Price-To-Book vs Industry

  • Price-To-Book vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of YFGS.F when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: YFGS.F ($5.62) is trading below our estimate of fair value ($6.38)

Significantly Below Fair Value: YFGS.F is trading below fair value, but not by a significant amount.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for YFGS.F?

Key metric: As YFGS.F is an unprofitable bank we use its Price-To-Book Ratio for relative valuation analysis.

The above table shows the Price to Book ratio for YFGS.F. This is calculated by dividing YFGS.F's market cap by their current book value.
What is YFGS.F's PB Ratio?
PB Ratio0.3x
BookJP¥616.11b
Market CapJP¥181.79b

Price to Book Ratio vs Peers

How does YFGS.F's PB Ratio compare to its peers?

The above table shows the PB ratio for YFGS.F vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PBEstimated GrowthMarket Cap
Peer Average1.3x
OCFC OceanFirst Financial
0.7x6.1%US$1.2b
SBSI Southside Bancshares
1.4x2.5%US$1.1b
BHLB Berkshire Hills Bancorp
1.2x40.8%US$1.3b
GABC German American Bancorp
1.8x22.4%US$1.3b
YFGS.F Yamaguchi Financial Group
0.3x56.4%US$181.8b

Price-To-Book vs Peers: YFGS.F is good value based on its Price-To-Book Ratio (0.3x) compared to the peer average (1.5x).

Price to Book Ratio vs Industry

How does YFGS.F's PB Ratio compare vs other companies in the US Banks Industry?

4 CompaniesPrice / BookEstimated GrowthMarket Cap
FRCB First Republic Bank
0.002xn/aUS$27.98m
SBNY Signature Bank
0.0003xn/aUS$2.18m
BKES.F Banco Espírito Santo
n/an/aUS$56.01k
BCBH.F Caribbean Investment Holdings
n/an/aUS$132.00
No more companies available in this PB range
YFGS.F 0.3xIndustry Avg. 1.0xNo. of Companies128PB00.61.21.82.43+
4 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Book vs Industry: YFGS.F is good value based on its Price-To-Book Ratio (0.3x) compared to the US Banks industry average (1x).

Price to Book Ratio vs Fair Ratio

What is YFGS.F's PB Ratio compared to its Fair PB Ratio? This is the expected PB Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

YFGS.F PB Ratio vs Fair Ratio.
Fair Ratio
Current PB Ratio0.3x
Fair PB Ration/a

Price-To-Book vs Fair Ratio: Insufficient data to calculate YFGS.F's Price-To-Book Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

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