We’ve recently updated our valuation analysis.

Customers Bancorp Valuation

Is CUBI undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

5/6

Valuation Score 5/6

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Below Fair Value

  • Significantly Below Fair Value

  • Analyst Forecast

Key Valuation Metric

Which metric is best to use when looking at relative valuation for CUBI?

Other financial metrics that can be useful for relative valuation.

CUBI key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenuen/a
Enterprise Value/EBITDAn/a
PEG Ratio-2x

Price to Earnings Ratio vs Peers

How does CUBI's PE Ratio compare to its peers?

The above table shows the PE ratio for CUBI vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyPEEstimated GrowthMarket Cap
Peer Average11.1x
BANC Banc of California
9.1x-6.2%US$1.0b
AMTB Amerant Bancorp
15.7x20.4%US$996.8m
NIC Nicolet Bankshares
11.6x11.7%US$1.1b
PFBC Preferred Bank
8.2x2.1%US$1.1b
CUBI Customers Bancorp
4.8x-2.4%US$1.1b


Price to Earnings Ratio vs Industry

How does CUBI's PE Ratio compare vs other companies in the US Banks Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a5.8%
n/an/an/a


Price to Earnings Ratio vs Fair Ratio

What is CUBI's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

CUBI PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio4.8x
Fair PE Ratio7.3x

Price-To-Earnings vs Fair Ratio: CUBI is good value based on its Price-To-Earnings Ratio (4.8x) compared to the estimated Fair Price-To-Earnings Ratio (7.3x).


Share Price vs Fair Value

What is the Fair Price of CUBI when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst CUBI forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$32.60
US$45.00
+38.0%
23.6%US$70.00US$35.00n/a8
Feb ’24US$30.65
US$45.00
+46.8%
23.3%US$70.00US$35.00n/a8
Jan ’24US$28.34
US$47.63
+68.0%
19.8%US$70.00US$39.00n/a8
Dec ’23US$31.76
US$48.25
+51.9%
18.8%US$70.00US$39.00n/a8
Nov ’23US$33.06
US$48.69
+47.3%
18.5%US$70.00US$39.00n/a8
Oct ’23US$29.48
US$51.75
+75.5%
18.6%US$70.00US$42.00n/a8
Sep ’23US$34.18
US$53.00
+55.1%
17.6%US$70.00US$42.00n/a8
Aug ’23US$37.31
US$56.78
+52.2%
17.7%US$75.00US$45.00n/a9
Jul ’23US$34.70
US$65.06
+87.5%
23.2%US$90.00US$48.00n/a9
Jun ’23US$40.23
US$70.06
+74.1%
18.5%US$90.00US$48.00n/a9
May ’23US$42.07
US$73.72
+75.2%
14.8%US$90.00US$59.00n/a9
Apr ’23US$51.16
US$76.61
+49.7%
15.9%US$100.00US$59.00n/a9
Mar ’23US$56.52
US$78.38
+38.7%
14.1%US$100.00US$65.00n/a8
Feb ’23US$58.66
US$79.63
+35.7%
14.4%US$100.00US$65.00US$30.658
Jan ’23US$65.37
US$70.38
+7.7%
18.3%US$100.00US$58.00US$28.348
Dec ’22US$56.68
US$67.50
+19.1%
12.3%US$80.00US$57.00US$31.768
Nov ’22US$55.06
US$64.13
+16.5%
12.6%US$80.00US$57.00US$33.068
Oct ’22US$43.50
US$49.38
+13.5%
14.2%US$60.00US$40.00US$29.488
Sep ’22US$40.95
US$49.13
+20.0%
14.1%US$60.00US$40.00US$34.188
Aug ’22US$36.22
US$47.63
+31.5%
12.9%US$55.00US$39.00US$37.318
Jul ’22US$39.63
US$46.38
+17.0%
15.2%US$55.00US$38.00US$34.708
Jun ’22US$38.96
US$44.25
+13.6%
14.3%US$55.00US$38.00US$40.238
May ’22US$34.52
US$41.00
+18.8%
15.4%US$52.00US$33.00US$42.078
Apr ’22US$32.02
US$34.25
+7.0%
13.4%US$41.00US$26.00US$51.168
Mar ’22US$27.70
US$30.50
+10.1%
11.5%US$35.00US$25.00US$56.528
Feb ’22US$22.68
US$27.13
+19.6%
13.5%US$35.00US$23.00US$58.668


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