Customers Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Customers Bancorp has total assets of $22.3B and total equity of $1.8B. Total deposits are $18.8B, and total loans are $14.3B. It earns a Net Interest Margin of 3.2%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $3.8B.
Key information
12.1x
Asset to equity ratio
3.2%
Net interest margin
| Total deposits | US$18.85b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$3.79b |
Recent financial health updates
No updates
Recent updates
Customers Bancorp: The Series E Preferred Is Now The Best Income Option
Dec 10Customers Bancorp: Despite Some Troubles, The Firm Is Still Worth Considering
Oct 20Customers Bancorp: Improving Profitability Ratios For This Regional Bank
Jul 30Customers Bancorp: This 8.5% Baby Bond Is The Best Opportunity Right Now
May 28Customers Bancorp: Lots Of Cash, But Sluggish Loan Growth
Apr 30Customers Bancorp: Still Offers Some Upside
Jan 22Customers Bancorp: Q3 2023 Fuels Positive Momentum
Nov 03Customers Bancorp: The Rally May Not Be Over Yet
Aug 23Customers Bancorp: Strong Risk Management Culture And Undervaluation Make It A Buy
Jun 07Customers Bancorp's bank subsidiary launches loan syndications banking team
Feb 16Customers Bancorp: Attractively Valued, But Earnings Likely To Dip
Dec 26Customers Bancorp extends buyback program for one year
Oct 04Here's Why Customers Bancorp (NYSE:CUBI) Has Caught The Eye Of Investors
Aug 21
Customers Bancorp subsidiary plans to consolidate Five Pennsylvania branches
Jul 22Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CUBI's Assets to Equity ratio (12.1x) is moderate.
Allowance for Bad Loans: CUBI has a sufficient allowance for bad loans (316%).
Low Risk Liabilities: 92% of CUBI's liabilities are made up of primarily low risk sources of funding.
Loan Level: CUBI has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: CUBI's Loans to Deposits ratio (76%) is appropriate.
Level of Bad Loans: CUBI has an appropriate level of bad loans (0.3%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/02 03:38 |
| End of Day Share Price | 2025/01/31 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Customers Bancorp, Inc. is covered by 16 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Matthew Schultheis | Boenning & Scattergood, Inc. |
| Harold Goetsch | B. Riley Securities, Inc. |
| Stephen Moss | CGS International |