Customers Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Customers Bancorp has total assets of $21.5B and total equity of $1.8B. Total deposits are $18.1B, and total loans are $13.6B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $3.1B.
Key information
11.9x
Asset to equity ratio
3.3%
Net interest margin
| Total deposits | US$18.07b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$3.10b |
Recent financial health updates
No updates
Recent updates
Customers Bancorp: The Series E Preferred Is Now The Best Income Option
Dec 10Customers Bancorp: Despite Some Troubles, The Firm Is Still Worth Considering
Oct 20Customers Bancorp: Improving Profitability Ratios For This Regional Bank
Jul 30Customers Bancorp: This 8.5% Baby Bond Is The Best Opportunity Right Now
May 28Customers Bancorp: Lots Of Cash, But Sluggish Loan Growth
Apr 30Customers Bancorp: Still Offers Some Upside
Jan 22Customers Bancorp: Q3 2023 Fuels Positive Momentum
Nov 03Customers Bancorp: The Rally May Not Be Over Yet
Aug 23Customers Bancorp: Strong Risk Management Culture And Undervaluation Make It A Buy
Jun 07Customers Bancorp's bank subsidiary launches loan syndications banking team
Feb 16Customers Bancorp: Attractively Valued, But Earnings Likely To Dip
Dec 26Customers Bancorp extends buyback program for one year
Oct 04Here's Why Customers Bancorp (NYSE:CUBI) Has Caught The Eye Of Investors
Aug 21
Customers Bancorp subsidiary plans to consolidate Five Pennsylvania branches
Jul 22Customers Bancorp: Earnings Likely To Remain Much Higher Than The Pre-Pandemic Level
Jul 08Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CUBI's Assets to Equity ratio (11.9x) is moderate.
Allowance for Bad Loans: CUBI has a sufficient allowance for bad loans (281%).
Low Risk Liabilities: 92% of CUBI's liabilities are made up of primarily low risk sources of funding.
Loan Level: CUBI has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: CUBI's Loans to Deposits ratio (76%) is appropriate.
Level of Bad Loans: CUBI has an appropriate level of bad loans (0.3%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 01:38 |
| End of Day Share Price | 2024/12/30 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Customers Bancorp, Inc. is covered by 21 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Matthew Schultheis | Boenning & Scattergood, Inc. |
| Harold Goetsch | B. Riley Securities, Inc. |
| Stephen Moss | CGS International |