Valiant Holding (VALI.F) Stock Overview

Provides financial products and services in the areas of financing, payments, savings, investments, and retirement planning in Switzerland. More details

VALI.F fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	0/6
Past Performance	3/6
Financial Health	3/6
Dividends	6/6

Rewards

Price-To-Earnings ratio (13.5x) is below the US market (18.7x)

Earnings have grown 5.4% per year over the past 5 years

Pays a high and reliable dividend of 4.5%

Risk Analysis

Shares are highly illiquid

VALI.F Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

View Stock Community

Valiant Holding AG Competitors

Price History & Performance

Summary of share price highs, lows and changes for Valiant Holding
Historical stock prices
Current Share Price	CHF 144.75
52 Week High	CHF 144.75
52 Week Low	CHF 118.35
Beta	0.33
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	49.23%

Recent updates

Shareholder Returns

	VALI.F	US Banks	US Market
7D	0%	1.2%	0.6%
1Y	n/a	17.3%	11.6%

Return vs Industry: Insufficient data to determine how VALI.F performed against the US Banks industry.

Return vs Market: Insufficient data to determine how VALI.F performed against the US Market.

Price Volatility

Is VALI.F's price volatile compared to industry and market?
VALI.F volatility
VALI.F Average Weekly Movement	n/a
Banks Industry Average Movement	3.6%
Market Average Movement	6.5%
10% most volatile stocks in US Market	16.2%
10% least volatile stocks in US Market	3.1%

Stable Share Price: VALI.F's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine VALI.F's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1824	1,018	Ewald Burgener	www.valiant.ch

Valiant Holding AG, together with its subsidiaries, provides financial products and services in the areas of financing, payments, savings, investments, and retirement planning in Switzerland. The company offers savings; real estate financing; loans for working capital and other basic services for businesses; unsecured and consumer loans; payment transactions and other banking transactions through Valiant app; and retirement planning and investment solutions. It provides its products and services to private clients, affluent clients, self-employed individuals and small companies, and medium-sized companies.

Valiant Holding AG Fundamentals Summary

How do Valiant Holding's earnings and revenue compare to its market cap?
VALI.F fundamental statistics
Market cap	US$2.56b
Earnings (TTM)	US$189.87m
Revenue (TTM)	US$688.64m

13.5x

P/E Ratio

0.7x

P/B Ratio

Is VALI.F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
VALI.F income statement (TTM)
Revenue	CHF 549.08m
Cost of Revenue	CHF 0
Gross Profit	CHF 549.08m
Other Expenses	CHF 397.70m
Earnings	CHF 151.39m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

Jul 25, 2025

Earnings per share (EPS)	9.59
Gross Margin	100.00%
Net Profit Margin	27.57%
Debt/Equity Ratio	446.0%

How did VALI.F perform over the long term?

See historical performance and comparison

Dividends

4.5%

Current Dividend Yield

61%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/07/14 13:17
End of Day Share Price	2025/04/16 00:00
Earnings	2025/03/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Valiant Holding AG is covered by 5 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Gerhard Schwarz	Baader Helvea Equity Research
Michael Heider	Berenberg
Máté Nemes	UBS Investment Bank

Valiant Holding AGOTCPK:VALI.F Stock Report