UNBK Stock Overview

Offers various banking products and services in the Grady County. More details

UNBK fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	0/6
Financial Health	0/6
Dividends	0/6

Risk Analysis

Has not reported any financial data

Shares are highly illiquid

Does not have a meaningful market cap ($41M)

My Notes

Capture your thoughts, links and company narrative

United National Bank Competitors

Andover Bancorp

OTCPK:ANDC

US$40.7m

MBT Bancshares

OTCPK:MBKL

US$41.0m

Commercial National Financial

OTCPK:CEFC

US$41.8m

Oconee Financial

OTCPK:OSBK

US$41.6m

Price History & Performance

Summary of share price highs, lows and changes for United National Bank
Historical stock prices
Current Share Price	US$53.01
52 Week High	US$53.01
52 Week Low	US$41.50
Beta	0
1 Month Change	3.94%
3 Month Change	n/a
1 Year Change	26.21%
3 Year Change	89.32%
5 Year Change	n/a
Change since IPO	194.50%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	UNBK	US Banks	US Market
7D	3.9%	2.1%	0.2%
1Y	26.2%	46.5%	22.0%

Return vs Industry: UNBK underperformed the US Banks industry which returned 43.9% over the past year.

Return vs Market: UNBK exceeded the US Market which returned 22.4% over the past year.

Price Volatility

Is UNBK's price volatile compared to industry and market?
UNBK volatility
UNBK Average Weekly Movement	n/a
Banks Industry Average Movement	3.9%
Market Average Movement	6.1%
10% most volatile stocks in US Market	18.6%
10% least volatile stocks in US Market	3.1%

Stable Share Price: UNBK's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine UNBK's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2000	n/a	Matthew McCaskill	www.unbonline.com

United National Bank offers various banking products and services in the Grady County. The company offers checking and savings accounts; credit cards; individual retirement accounts and certificates of deposits; business and merchant accounts; mortgage loans; direct deposit and SMS guardian services; and safe deposit boxes. It also offers mortgage, construction, business, personal, automobile, home improvement, agricultural, and installment loans; and online and mobile banking services.

United National Bank Fundamentals Summary

How do United National Bank's earnings and revenue compare to its market cap?
UNBK fundamental statistics
Market cap	US$41.05m
Earnings (TTM)	US$0
Revenue (TTM)	n/a

n/a

P/E Ratio

n/a

P/S Ratio

Is UNBK overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UNBK income statement (TTM)
Revenue	US$0
Cost of Revenue	US$0
Gross Profit	US$0
Other Expenses	US$0
Earnings	US$0

Last Reported Earnings

n/a

Next Earnings Date

n/a

Earnings per share (EPS)	0
Gross Margin	0.00%
Net Profit Margin	0.00%
Debt/Equity Ratio	0.0%

How did UNBK perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/02/06 15:57
End of Day Share Price	2025/02/06 00:00
Earnings	N/A
Annual Earnings	N/A

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

United National Bank is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.