Tri City Bankshares Corporation

OTCPK:TRCY Stock Report

Market Cap: US$124.7m

Tri City Bankshares Past Earnings Performance

Past criteria checks 4/6

Tri City Bankshares's earnings have been declining at an average annual rate of -14.5%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 0.7% per year. Tri City Bankshares's return on equity is 7.6%, and it has net margins of 17.8%.

Key information

-14.5%

Earnings growth rate

-15.5%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate0.7%
Return on equity7.6%
Net Margin17.8%
Last Earnings Update30 Sep 2024

Recent past performance updates

No updates

Recent updates

No updates

Revenue & Expenses Breakdown

How Tri City Bankshares makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

OTCPK:TRCY Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 246912470
30 Jun 24686470
31 Mar 2467600
31 Dec 23696470
30 Sep 23728480
30 Jun 237416480
31 Mar 237617480
31 Dec 227617480
30 Sep 227317460
30 Jun 227317460
31 Mar 227116460
31 Dec 217015460
30 Sep 217015440
31 Dec 206614440
30 Sep 206815420
31 Dec 197019420
30 Sep 196719400
30 Jun 196718400
31 Mar 19671800
31 Dec 186617400
30 Sep 186514390
30 Jun 186413390
31 Mar 18631200
31 Dec 176111390
30 Sep 176012360
30 Jun 175811360
31 Mar 175710360
31 Dec 165711370
30 Sep 165610340
30 Jun 165410340
31 Mar 16571100
31 Dec 155511350
30 Sep 155410320
30 Jun 155410320
31 Mar 15518320
31 Dec 14519330
30 Sep 145010320
30 Jun 144910320
31 Mar 144910320

Quality Earnings: TRCY has high quality earnings.

Growing Profit Margin: TRCY's current net profit margins (17.8%) are higher than last year (11.3%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: TRCY's earnings have declined by 14.5% per year over the past 5 years.

Accelerating Growth: TRCY's earnings growth over the past year (50.3%) exceeds its 5-year average (-14.5% per year).

Earnings vs Industry: TRCY earnings growth over the past year (50.3%) exceeded the Banks industry -11.7%.


Return on Equity

High ROE: TRCY's Return on Equity (7.6%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/08 15:34
End of Day Share Price 2025/01/06 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Tri City Bankshares Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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