Tri City Bankshares Balance Sheet Health
Financial Health criteria checks 6/6
Tri City Bankshares has total assets of $2.0B and total equity of $162.0M. Total deposits are $1.6B, and total loans are $1.2B. It earns a Net Interest Margin of 2.9%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $156.5M.
Key information
12.2x
Asset to equity ratio
2.9%
Net interest margin
| Total deposits | US$1.65b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$156.51m |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: TRCY's Assets to Equity ratio (12.2x) is moderate.
Allowance for Bad Loans: TRCY has a sufficient allowance for bad loans (221%).
Low Risk Liabilities: 91% of TRCY's liabilities are made up of primarily low risk sources of funding.
Loan Level: TRCY has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: TRCY's Loans to Deposits ratio (71%) is appropriate.
Level of Bad Loans: TRCY has an appropriate level of bad loans (0.6%).