Town Center Bank (OTCPK:TCNB) - Stock Price, News & Analysis

TCNB Stock Overview

Provides various financial services to individuals and businesses in Illinois. More details

TCNB fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	0/6
Financial Health	0/6
Dividends	0/6

Risk Analysis

Latest financial reports are more than a year old

Shares are highly illiquid

Does not have a meaningful market cap ($14M)

Town Center Bank Competitors

Mercer Bancorp

OTCPK:MSBB

US$13.8m

Greenville Federal Financial

OTCPK:GVFF

US$14.4m

First Community

OTCPK:FCCT

US$14.5m

Eureka Homestead Bancorp

OTCPK:ERKH

US$14.9m

Price History & Performance

Summary of all time highs, changes and price drops for Town Center Bank
Historical stock prices
Current Share Price	US$5.99
52 Week High	US$6.35
52 Week Low	US$4.24
Beta	0
11 Month Change	1.87%
3 Month Change	4.17%
1 Year Change	20.52%
33 Year Change	57.63%
5 Year Change	81.52%
Change since IPO	-40.10%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	TCNB	US Banks	US Market
7D	0%	-0.03%	-2.1%
1Y	20.5%	53.7%	29.7%

Return vs Industry: TCNB underperformed the US Banks industry which returned 53.7% over the past year.

Return vs Market: TCNB underperformed the US Market which returned 29.7% over the past year.

Price Volatility

Is TCNB's price volatile compared to industry and market?
TCNB volatility
TCNB Average Weekly Movement	n/a
Banks Industry Average Movement	5.2%
Market Average Movement	6.2%
10% most volatile stocks in US Market	15.6%
10% least volatile stocks in US Market	3.1%

Stable Share Price: TCNB's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine TCNB's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2006	n/a	Mike Perry	www.towncenterbank.com

Town Center Bank provides various financial services to individuals and businesses in Illinois. The company offers a range of deposit products, such as checking accounts, sweep accounts, savings accounts, term certificate accounts, and certificates of deposit; and various lending products comprising commercial loans, consumer loans, home mortgage loans, home equity lines of credit, home equity loans, installment loans, working capital loans, secured or unsecured lines of credit, equipment loans, and asset and AR based loans, as well as commercial real estate loans for office buildings, industrial/warehouses, retail/apartments, mixed use, improved land, construction, and development. It also provides cash management, bill payment, remote deposit capture, Xpress deposit, and online and mobile banking services, as well as night depository, merchant card processing, and ACH and wire originations services.

Town Center Bank Fundamentals Summary

How do Town Center Bank's earnings and revenue compare to its market cap?
TCNB fundamental statistics
Market cap	US$13.98m
Earnings (TTM)	US$1.61m
Revenue (TTM)	US$6.52m

0.0x

P/E Ratio

0.0x

P/B Ratio

Is TCNB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TCNB income statement (TTM)
Revenue	US$6.52m
Cost of Revenue	US$0
Gross Profit	US$6.52m
Other Expenses	US$4.91m
Earnings	US$1.61m

Last Reported Earnings

Dec 31, 2021

Next Earnings Date

n/a

Earnings per share (EPS)	0
Gross Margin	0.00%
Net Profit Margin	0.00%
Debt/Equity Ratio	0.0%

How did TCNB perform over the long term?

See historical performance and comparison