Quaint Oak Bancorp's earnings have been declining at an average annual rate of -33.7%, while the Banks industry saw earnings growing at 2.8% annually. Revenues have been declining at an average rate of 4.9% per year. Quaint Oak Bancorp's return on equity is 1.1%, and it has net margins of 2.3%.
Key information
-33.66%
Earnings growth rate
-37.57%
EPS growth rate
Banks Industry Growth
11.18%
Revenue growth rate
-4.89%
Return on equity
1.09%
Net Margin
2.30%
Last Earnings Update
31 Mar 2026
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How Quaint Oak Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
OTCPK:QNTO Revenue, expenses and earnings (USD Millions)
Date
Revenue
Earnings
G+A Expenses
R&D Expenses
31 Mar 26
25
1
22
0
31 Dec 25
24
0
21
0
30 Sep 25
25
2
20
0
30 Jun 25
25
2
19
0
31 Mar 25
24
2
19
0
31 Dec 24
24
2
19
0
30 Sep 24
24
1
18
0
30 Jun 24
23
1
18
0
31 Mar 24
24
2
18
0
31 Dec 23
25
2
18
0
30 Sep 23
26
3
20
0
30 Jun 23
33
5
22
0
31 Mar 23
37
6
23
0
31 Dec 22
41
8
24
0
30 Sep 22
41
9
24
0
30 Jun 22
37
8
22
0
31 Mar 22
35
8
21
0
31 Dec 21
30
6
19
0
30 Sep 21
26
5
17
0
30 Jun 21
22
5
15
0
31 Mar 21
19
4
13
0
31 Dec 20
17
3
11
0
30 Sep 20
15
3
10
0
30 Jun 20
14
3
10
0
31 Mar 20
14
2
9
0
31 Dec 19
13
2
9
0
30 Sep 19
13
2
9
0
30 Jun 19
13
2
8
0
31 Mar 19
12
2
8
0
31 Dec 18
12
2
8
0
30 Sep 18
12
2
8
0
30 Jun 18
11
2
8
0
31 Mar 18
11
2
8
0
31 Dec 17
11
1
7
0
30 Sep 17
10
2
7
0
30 Jun 17
10
2
6
0
31 Mar 17
9
1
6
0
31 Dec 16
9
1
6
0
30 Sep 16
9
1
6
0
30 Jun 16
8
1
6
0
31 Mar 16
8
1
5
0
31 Dec 15
8
1
5
0
30 Sep 15
8
1
5
0
30 Jun 15
8
1
5
0
Quality Earnings: QNTO has high quality earnings.
Growing Profit Margin: QNTO's current net profit margins (2.3%) are lower than last year (7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: QNTO's earnings have declined by 33.7% per year over the past 5 years.
Accelerating Growth: QNTO's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: QNTO had negative earnings growth (-66%) over the past year, making it difficult to compare to the Banks industry average (22.8%).
Return on Equity
High ROE: QNTO's Return on Equity (1.1%) is considered low.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2026/05/25 23:39
End of Day Share Price
2026/05/22 00:00
Earnings
2026/03/31
Annual Earnings
2025/12/31
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Quaint Oak Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.