Quaint Oak Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Quaint Oak Bancorp has total assets of $775.5M and total equity of $50.1M. Total deposits are $673.4M, and total loans are $603.3M. It earns a Net Interest Margin of 2.4%. It has sufficient allowance for bad loans, which are currently at 0.07% of total loans. Cash and short-term investments are $147.2M.
Key information
15.5x
Asset to equity ratio
2.4%
Net interest margin
Total deposits | US$673.37m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.07% |
Allowance for bad loans | Sufficient |
Current ratio | Good |
Cash & equivalents | US$147.23m |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: QNTO's Assets to Equity ratio (15.5x) is moderate.
Allowance for Bad Loans: QNTO has a sufficient allowance for bad loans (1495%).
Low Risk Liabilities: 93% of QNTO's liabilities are made up of primarily low risk sources of funding.
Loan Level: QNTO has an appropriate level of Loans to Assets ratio (78%).
Low Risk Deposits: QNTO's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: QNTO has an appropriate level of bad loans (0.1%).