Mid-Southern Bancorp, Inc.

OTCPK:MSVB Stock Report

Market Cap: US$39.0m

Mid-Southern Bancorp Past Earnings Performance

Past criteria checks 1/6

Mid-Southern Bancorp's earnings have been declining at an average annual rate of -10.8%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 1.5% per year. Mid-Southern Bancorp's return on equity is 4.8%, and it has net margins of 18.8%.

Key information

-10.8%

Earnings growth rate

-7.1%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate1.5%
Return on equity4.8%
Net Margin18.8%
Last Earnings Update30 Jun 2023

Recent past performance updates

Recent updates

Here's Why We Think Mid-Southern Bancorp (NASDAQ:MSVB) Is Well Worth Watching

Mar 15
Here's Why We Think Mid-Southern Bancorp (NASDAQ:MSVB) Is Well Worth Watching

Mid-Southern Savings Bank GAAP EPS of $0.19, revenue of $2.34M

Jul 25

Mid-Southern Bancorp (NASDAQ:MSVB) Has Announced A Dividend Of US$0.03

Aug 01
Mid-Southern Bancorp (NASDAQ:MSVB) Has Announced A Dividend Of US$0.03

We Discuss Why Mid-Southern Bancorp, Inc.'s (NASDAQ:MSVB) CEO May Deserve A Higher Pay Packet

May 20
We Discuss Why Mid-Southern Bancorp, Inc.'s (NASDAQ:MSVB) CEO May Deserve A Higher Pay Packet

Mid-Southern Savings Bank reports Q1 results

Apr 26

Mid-Southern Bancorp, Inc. (NASDAQ:MSVB) Looks Interesting, And It's About To Pay A Dividend

Feb 13
Mid-Southern Bancorp, Inc. (NASDAQ:MSVB) Looks Interesting, And It's About To Pay A Dividend

How Does Mid-Southern Bancorp, Inc. (NASDAQ:MSVB) Stand Up To These Simple Dividend Safety Checks?

Feb 09
How Does Mid-Southern Bancorp, Inc. (NASDAQ:MSVB) Stand Up To These Simple Dividend Safety Checks?

Revenue & Expenses Breakdown

How Mid-Southern Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

OTCPK:MSVB Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 239260
31 Mar 239260
31 Dec 229260
30 Sep 229260
30 Jun 229260
31 Mar 228260
31 Dec 218260
30 Sep 218160
30 Jun 218160
31 Mar 217160
31 Dec 207150
30 Sep 207150
30 Jun 207150
31 Mar 208150
31 Dec 198160
30 Sep 198160
30 Jun 198160
31 Mar 198150
31 Dec 188150
30 Sep 187150
30 Jun 187150
31 Mar 187150
31 Dec 177150
31 Dec 167140
31 Dec 158140
31 Dec 146040
31 Dec 133-140

Quality Earnings: MSVB has high quality earnings.

Growing Profit Margin: MSVB's current net profit margins (18.8%) are lower than last year (21.4%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: Insufficient data to determine if MSVB's year-on-year earnings growth rate was positive over the past 5 years.

Accelerating Growth: MSVB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: MSVB had negative earnings growth (-10.8%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).


Return on Equity

High ROE: MSVB's Return on Equity (4.8%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies