Mid-Southern Bancorp, Inc.

OTCPK:MSVB Stock Report

Market Cap: US$42.6m

Mid-Southern Bancorp Past Earnings Performance

Past criteria checks 2/6

Mid-Southern Bancorp has been growing earnings at an average annual rate of 4.8%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 4.3% per year. Mid-Southern Bancorp's return on equity is 3%, and it has net margins of 12.4%.

Key information

4.8%

Earnings growth rate

9.2%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate4.3%
Return on equity3.0%
Net Margin12.4%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Here's Why We Think Mid-Southern Bancorp (NASDAQ:MSVB) Is Well Worth Watching

Mar 15
Here's Why We Think Mid-Southern Bancorp (NASDAQ:MSVB) Is Well Worth Watching

Mid-Southern Savings Bank GAAP EPS of $0.19, revenue of $2.34M

Jul 25

Mid-Southern Bancorp (NASDAQ:MSVB) Has Announced A Dividend Of US$0.03

Aug 01
Mid-Southern Bancorp (NASDAQ:MSVB) Has Announced A Dividend Of US$0.03

We Discuss Why Mid-Southern Bancorp, Inc.'s (NASDAQ:MSVB) CEO May Deserve A Higher Pay Packet

May 20
We Discuss Why Mid-Southern Bancorp, Inc.'s (NASDAQ:MSVB) CEO May Deserve A Higher Pay Packet

Mid-Southern Savings Bank reports Q1 results

Apr 26

Mid-Southern Bancorp, Inc. (NASDAQ:MSVB) Looks Interesting, And It's About To Pay A Dividend

Feb 13
Mid-Southern Bancorp, Inc. (NASDAQ:MSVB) Looks Interesting, And It's About To Pay A Dividend

How Does Mid-Southern Bancorp, Inc. (NASDAQ:MSVB) Stand Up To These Simple Dividend Safety Checks?

Feb 09
How Does Mid-Southern Bancorp, Inc. (NASDAQ:MSVB) Stand Up To These Simple Dividend Safety Checks?

Revenue & Expenses Breakdown

How Mid-Southern Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

OTCPK:MSVB Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 249170
30 Jun 249170
31 Mar 249170
31 Dec 239170
30 Sep 239260
30 Jun 239260
31 Mar 239260
31 Dec 229260
30 Sep 229260
30 Jun 229260
31 Mar 228260
31 Dec 218260
30 Sep 218160
30 Jun 218160
31 Mar 217160
31 Dec 207150
30 Sep 207150
30 Jun 207150
31 Mar 208150
31 Dec 198160
30 Sep 198160
30 Jun 198160
31 Mar 198150
31 Dec 188150
30 Sep 187150
30 Jun 187150
31 Mar 187150
31 Dec 177150
31 Dec 167140
31 Dec 158140
31 Dec 146040

Quality Earnings: MSVB has high quality earnings.

Growing Profit Margin: MSVB's current net profit margins (12.4%) are lower than last year (17.8%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: MSVB's earnings have grown by 4.8% per year over the past 5 years.

Accelerating Growth: MSVB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: MSVB had negative earnings growth (-29.1%) over the past year, making it difficult to compare to the Banks industry average (-10.2%).


Return on Equity

High ROE: MSVB's Return on Equity (3%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/22 12:06
End of Day Share Price 2025/01/16 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Mid-Southern Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution