Mid-Southern Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Mid-Southern Bancorp has total assets of $266.3M and total equity of $34.1M. Total deposits are $202.9M, and total loans are $147.6M. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $5.9M.
Key information
7.8x
Asset to equity ratio
3.1%
Net interest margin
Total deposits | US$202.92m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.6% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$5.87m |
Recent financial health updates
Recent updates
Here's Why We Think Mid-Southern Bancorp (NASDAQ:MSVB) Is Well Worth Watching
Mar 15Mid-Southern Savings Bank GAAP EPS of $0.19, revenue of $2.34M
Jul 25Mid-Southern Bancorp (NASDAQ:MSVB) Has Announced A Dividend Of US$0.03
Aug 01We Discuss Why Mid-Southern Bancorp, Inc.'s (NASDAQ:MSVB) CEO May Deserve A Higher Pay Packet
May 20Mid-Southern Savings Bank reports Q1 results
Apr 26Mid-Southern Bancorp, Inc. (NASDAQ:MSVB) Looks Interesting, And It's About To Pay A Dividend
Feb 13How Does Mid-Southern Bancorp, Inc. (NASDAQ:MSVB) Stand Up To These Simple Dividend Safety Checks?
Feb 09Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MSVB's Assets to Equity ratio (7.8x) is low.
Allowance for Bad Loans: MSVB has a sufficient allowance for bad loans (255%).
Low Risk Liabilities: 87% of MSVB's liabilities are made up of primarily low risk sources of funding.
Loan Level: MSVB has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: MSVB's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: MSVB has an appropriate level of bad loans (0.6%).