How does MBFJ.F's PE Ratio compare to its peers?

MBFJ.F is good value based on its Price-To-Earnings Ratio (12.9x) compared to the peer average (15.8x).

How does MBFJ.F's PE Ratio compare vs other companies in the US Banks Industry?

MBFJ.F is expensive based on its Price-To-Earnings Ratio (12.9x) compared to the US Banks industry average (12.5x).

What is MBFJ.F's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

MBFJ.F is good value based on its Price-To-Earnings Ratio (12.9x) compared to the estimated Fair Price-To-Earnings Ratio (18.2x).

What is the Fair Price of MBFJ.F when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

MBFJ.F ($11.5) is trading below our estimate of [[fair value]] ($13.89)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Target price is less than 20% higher than the current share price.

MBFJ.F Stock Overview

Operates as the bank holding company, that engages in a range of financial businesses in Japan, the United States, Europe, Asia/Oceania, and internationally. More details

MBFJ.F fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	1/6
Past Performance	4/6
Financial Health	5/6
Dividends	4/6

Rewards

Trading at 17.2% below our estimate of its fair value

Earnings are forecast to grow 5.54% per year

Earnings grew by 28% over the past year

Pays a reliable dividend of 2.73%

Risk Analysis

No risks detected for MBFJ.F from our risk checks.

My Notes

Capture your thoughts, links and company narrative

Mitsubishi UFJ Financial Group, Inc. Competitors

Citigroup

NYSE:C

US$128.8b

U.S. Bancorp

NYSE:USB

US$74.3b

PNC Financial Services Group

NYSE:PNC

US$76.2b

Wells Fargo

NYSE:WFC

US$228.9b

Price History & Performance

Summary of share price highs, lows and changes for Mitsubishi UFJ Financial Group
Historical stock prices
Current Share Price	JP¥11.50
52 Week High	JP¥12.45
52 Week Low	JP¥7.94
Beta	0.52
1 Month Change	1.95%
3 Month Change	11.65%
1 Year Change	38.89%
3 Year Change	115.36%
5 Year Change	113.36%
Change since IPO	-99.74%

Recent updates

Shareholder Returns

	MBFJ.F	US Banks	US Market
7D	-2.1%	-5.5%	-3.5%
1Y	38.9%	27.2%	22.1%

Return vs Industry: MBFJ.F exceeded the US Banks industry which returned 28.2% over the past year.

Return vs Market: MBFJ.F exceeded the US Market which returned 24% over the past year.

Price Volatility

Is MBFJ.F's price volatile compared to industry and market?
MBFJ.F volatility
MBFJ.F Average Weekly Movement	n/a
Banks Industry Average Movement	5.3%
Market Average Movement	6.3%
10% most volatile stocks in US Market	17.0%
10% least volatile stocks in US Market	3.1%

Stable Share Price: Data is not available.

Volatility Over Time: Insufficient data to determine MBFJ.F's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1880	158,132	Mark Steinberg	www.mufg.jp

Mitsubishi UFJ Financial Group, Inc. operates as the bank holding company, that engages in a range of financial businesses in Japan, the United States, Europe, Asia/Oceania, and internationally. It operates through seven segments: Digital Service, Retail & Commercial Banking, Japanese Corporate & Investment Banking, Global Commercial Banking, Asset Management & Investor Services, Global Corporate & Investment Banking, and Global Markets. The company offers commercial banking, trust banking, and securities products and services to retail, and small and medium-sized enterprise customers.

Mitsubishi UFJ Financial Group, Inc. Fundamentals Summary

How do Mitsubishi UFJ Financial Group's earnings and revenue compare to its market cap?
MBFJ.F fundamental statistics
Market cap	US$135.75b
Earnings (TTM)	US$10.54b
Revenue (TTM)	US$37.23b

12.9x

P/E Ratio

1.0x

P/B Ratio

Is MBFJ.F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MBFJ.F income statement (TTM)
Revenue	JP¥5.86t
Cost of Revenue	JP¥0
Gross Profit	JP¥5.86t
Other Expenses	JP¥4.20t
Earnings	JP¥1.66t

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	142.50
Gross Margin	100.00%
Net Profit Margin	28.32%
Debt/Equity Ratio	425.1%

How did MBFJ.F perform over the long term?

See historical performance and comparison

Dividends

2.7%

Current Dividend Yield

32%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/19 11:30
End of Day Share Price	2024/12/19 00:00
Earnings	2024/09/30
Annual Earnings	2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Mitsubishi UFJ Financial Group, Inc. is covered by 28 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Shinichi Tamura	Barclays
Toyoki Sameshima	BNP Paribas Securities (Asia)
Shinichiro Nakamura	BofA Global Research

MBFJ.F Stock Overview

Rewards

Risk Analysis

Mitsubishi UFJ Financial Group, Inc. Competitors

NYSE:C

US$128.8b

NYSE:USB

US$74.3b

NYSE:PNC

US$76.2b

NYSE:WFC

US$228.9b

Price History & Performance

Recent News & Updates

HDFC Bank Reportedly Restarts Talks with Mitsubishi UFJ for HDB Financial Stake Sale Ahead of IPO

Mitsubishi UFJ Reportedly to Acquire WealthNavi

Mitsubishi UFJ Financial Group, Inc. (TSE:8306) announces an Equity Buyback for 230,000,000 shares, representing 1.97% for ¥300,000 million.

Mitsubishi UFJ Financial Group Appoints Raphael Charon as Head of Middle Market Direct Lending for Europe, the Middle East and Africa

Nomura Holdings, Inc. (TSE:8604), ITOCHU Corporation (TSE:8001) and Mitsubishi UFJ Financial Group, Inc. (TSE:8306) agreed to acquire unknown minority stake in Teamshares Inc.

Mitsubishi UFJ Financial Group, Inc. to Report Q2, 2025 Results on Nov 14, 2024

Recent updates

HDFC Bank Reportedly Restarts Talks with Mitsubishi UFJ for HDB Financial Stake Sale Ahead of IPO

Mitsubishi UFJ Reportedly to Acquire WealthNavi

Mitsubishi UFJ Financial Group, Inc. (TSE:8306) announces an Equity Buyback for 230,000,000 shares, representing 1.97% for ¥300,000 million.

Mitsubishi UFJ Financial Group Appoints Raphael Charon as Head of Middle Market Direct Lending for Europe, the Middle East and Africa

Nomura Holdings, Inc. (TSE:8604), ITOCHU Corporation (TSE:8001) and Mitsubishi UFJ Financial Group, Inc. (TSE:8306) agreed to acquire unknown minority stake in Teamshares Inc.

Mitsubishi UFJ Financial Group, Inc. to Report Q2, 2025 Results on Nov 14, 2024

MUFG Reportedly Re-Enters Contest to Acquire Majority Stake in Yes Bank

Mitsubishi UFJ Financial Group Announces Executive Changes

HDFC Bank Rejects MUFG's $2 Billion Cheque for NBFC Arm

Mitsubishi UFJ Financial Group, Inc. Announces Executive Changes

Mitsubishi UFJ Financial Group, Inc. to Report Q1, 2025 Results on Aug 01, 2024

Investors from West Asia, Japan Reportedly Eying Yes Bank's $5bn Stake Sale

Compagnie de Saint-Gobain S.A. (ENXTPA:SGO) completed the acquisition of CSR Limited (ASX:CSR) from a group of sellers.

Compagnie de Saint-Gobain S.A. (ENXTPA:SGO) completed the acquisition of CSR Limited (ASX:CSR) from a group of sellers.

Mitsubishi UFJ Financial Group, Inc., Annual General Meeting, Jun 27, 2024

Mitsubishi UFJ Financial Group, Inc. Declares Dividend for the Fiscal Year Ended March 31, 2024, Payable on June 28, 2024 and Provides Dividend Guidance for the Second Quarter End and Full Year Ending March 31, 2025

MUFG Reportedly Likely to Sweeten $1.7 Billion Offer for HDB Finance

Mitsubishi UFJ Financial Group, Inc. to Report Fiscal Year 2024 Results on May 15, 2024

Mitsubishi UFJ Financial Group, Inc. Announces CFO Changes, Effective as of April 1, 2024

Mitsubishi UFJ Financial Group, Inc. Announces Executive Changes, Effective as of April 1, 2024

MUFG Appoints Wael Al Sharif as Head of Global Corporate and Investment Banking for the Middle East and North Africa

Mitsubishi UFJ Financial Group, Inc. to Report Q3, 2024 Results on Feb 05, 2024

Mitsubishi UFJ Financial Group Appoints Geoff Paul as Managing Director and Head of Equity Capital

Mitsubishi UFJ Financial Group, Inc. (TSE:8306) announces an Equity Buyback for 400,000,000 shares, representing 3.32% for ¥400,000 million.

Mitsubishi Ufj Financial Group, Inc. Announces Dividend for the Second Quarter of Fiscal Year Ending March 31, 2024, Payable on December 5, 2023; Provides Dividend Guidance for the Fiscal Year Ending March 31, 2024

Mitsubishi UFJ Financial Group, Inc. to Report Q2, 2024 Results on Nov 14, 2023

Mitsubishi UFJ Financial Group, Inc. Provides Dividend Guidance for the Second Quarter and Year End of Fiscal Year Ending March 31, 2024

Mitsubishi UFJ Financial Group Announces Executive Appointments

Mitsubishi UFJ Financial Group Appoints Pam Bruno as Managing Director

Mitsubishi UFJ Financial Group Inc. Appoints Michael Yarian as International Business Head of Sales and Trading and Regional Head of Sales and Trading for Americas

Mitsubishi UFJ Financial Group, Inc., Annual General Meeting, Jun 29, 2023

Mitsubishi UFJ Financial Group, Inc. Provides Consolidated Earnings Guidance for the Fiscal Year Ending March 31, 2023

Mitsubishi UFJ Financial Group, Inc. to Report Q3, 2023 Results on Feb 02, 2023

Mitsubishi UFJ Financial Group, Inc. (TSE:8306) announces an Equity Buyback for 300,000,000 shares, representing 2.43% for ¥150,000 million.