Mitsubishi UFJ Financial Group, Inc.

OTCPK:MBFJ.F Stock Report

Market Cap: US$135.7b

Mitsubishi UFJ Financial Group Valuation

Is MBFJ.F undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of MBFJ.F when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: MBFJ.F ($11.5) is trading below our estimate of fair value ($13.89)

Significantly Below Fair Value: MBFJ.F is trading below fair value, but not by a significant amount.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for MBFJ.F?

Key metric: As MBFJ.F is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for MBFJ.F. This is calculated by dividing MBFJ.F's market cap by their current earnings.
What is MBFJ.F's PE Ratio?
PE Ratio12.9x
EarningsJP¥1.66t
Market CapJP¥21.36t

Price to Earnings Ratio vs Peers

How does MBFJ.F's PE Ratio compare to its peers?

The above table shows the PE ratio for MBFJ.F vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average15.9x
C Citigroup
19.5x31.0%US$129.4b
USB U.S. Bancorp
14.5x11.5%US$74.3b
PNC PNC Financial Services Group
15.9x13.4%US$76.2b
WFC Wells Fargo
13.5x4.1%US$228.9b
MBFJ.F Mitsubishi UFJ Financial Group
12.9x5.5%US$21.4t

Price-To-Earnings vs Peers: MBFJ.F is good value based on its Price-To-Earnings Ratio (12.9x) compared to the peer average (15.8x).

Price to Earnings Ratio vs Industry

How does MBFJ.F's PE Ratio compare vs other companies in the US Banks Industry?

4 CompaniesPrice / EarningsEstimated GrowthMarket Cap
FRCB First Republic Bank
0.02xn/aUS$27.98m
BKGM BankGuam Holding
1xn/aUS$18.48m
SBNY Signature Bank
0.002xn/aUS$2.18m
BCBH.F Caribbean Investment Holdings
0.00001xn/aUS$132.00
No more companies available in this PE range
MBFJ.F 12.9xIndustry Avg. 12.3xNo. of Companies86PE0612182430+
4 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: MBFJ.F is expensive based on its Price-To-Earnings Ratio (12.9x) compared to the US Banks industry average (12.5x).

Price to Earnings Ratio vs Fair Ratio

What is MBFJ.F's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

MBFJ.F PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio12.9x
Fair PE Ratio18.2x

Price-To-Earnings vs Fair Ratio: MBFJ.F is good value based on its Price-To-Earnings Ratio (12.9x) compared to the estimated Fair Price-To-Earnings Ratio (18.2x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst MBFJ.F forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$11.50
US$12.88
+12.0%
13.1%US$15.31US$9.64n/a12
Dec ’25n/a
US$12.97
0%
12.4%US$15.37US$9.89n/a12
Nov ’25US$10.25
US$13.32
+29.9%
12.4%US$15.61US$10.76n/a12
Oct ’25US$10.10
US$13.32
+31.8%
12.4%US$15.61US$10.76n/a12
Sep ’25US$9.82
US$12.93
+31.6%
12.8%US$15.12US$10.42n/a11
Aug ’25US$10.98
US$12.77
+16.3%
12.2%US$14.82US$10.22n/a11
Jul ’25US$10.80
US$11.18
+3.5%
12.6%US$13.69US$8.28n/a12
Jun ’25US$10.25
US$11.01
+7.4%
10.4%US$12.75US$8.29n/a12
May ’25US$9.90
US$10.73
+8.4%
13.7%US$12.97US$8.43n/a12
Apr ’25US$10.02
US$10.33
+3.1%
16.3%US$13.21US$7.59n/a12
Mar ’25US$10.43
US$9.80
-6.0%
11.3%US$11.34US$7.67n/a13
Feb ’25US$9.38
US$10.05
+7.2%
10.1%US$11.95US$8.09n/a13
Jan ’25US$8.45
US$10.05
+19.0%
10.1%US$11.95US$8.09n/a13
Dec ’24US$8.60
US$9.60
+11.6%
10.1%US$11.47US$7.76n/a13
Nov ’24US$8.65
US$9.23
+6.7%
11.1%US$11.35US$7.68US$10.2512
Oct ’24US$8.73
US$8.74
+0.1%
7.3%US$10.16US$7.79US$10.1012
Sep ’24US$8.18
US$8.53
+4.3%
10.1%US$9.35US$5.84US$9.8213
Aug ’24US$7.56
US$8.18
+8.2%
12.6%US$9.49US$5.93US$10.9813
Jul ’24US$7.45
US$7.67
+3.0%
10.9%US$8.76US$5.91US$10.8012
Jun ’24US$6.62
US$7.63
+15.2%
9.9%US$8.51US$6.08US$10.2511
May ’24US$6.30
US$7.79
+23.6%
10.0%US$8.96US$6.40US$9.9012
Apr ’24US$6.35
US$7.79
+22.7%
10.0%US$8.96US$6.40US$10.0212
Mar ’24US$7.09
US$7.67
+8.2%
12.4%US$8.86US$5.21US$10.4312
Feb ’24US$7.40
US$7.21
-2.6%
15.3%US$8.45US$5.38US$9.3812
Jan ’24US$6.79
US$6.64
-2.3%
14.0%US$8.31US$5.29US$8.4512
Dec ’23US$5.53
US$6.26
+13.3%
11.7%US$7.60US$5.07US$8.6010

Analyst Forecast: Target price is less than 20% higher than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/19 21:52
End of Day Share Price 2024/12/19 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Mitsubishi UFJ Financial Group, Inc. is covered by 28 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Shinichi TamuraBarclays
Toyoki SameshimaBNP Paribas Securities (Asia)
Shinichiro NakamuraBofA Global Research