IBW Financial Past Earnings Performance

Past criteria checks 3/6

IBW Financial has been growing earnings at an average annual rate of 105.2%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 18.9% per year. IBW Financial's return on equity is 2.1%, and it has net margins of 7.8%.

Key information

105.2%

Earnings growth rate

105.2%

EPS growth rate

Banks Industry Growth	11.2%
Revenue growth rate	18.9%
Return on equity	2.1%
Net Margin	7.8%
Last Earnings Update	31 Dec 2023

Recent past performance updates

No updates

Recent updates

No updates

Revenue & Expenses Breakdown

How IBW Financial makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:IBWC Revenue, expenses and earnings (USD Millions)
Date	Revenue	Earnings	G+A Expenses
31 Dec 23	33	3	25
31 Dec 22	28	1	22
31 Dec 21	29	2	23
31 Dec 20	34	6	23
31 Dec 19	27	4	18
31 Dec 18	21	1	17
30 Jun 18	20	1	12
31 Mar 18	20	1	12
31 Dec 17	20	1	17
31 Dec 16	20	2	16
31 Dec 15	20	1	16
30 Sep 15	21	2	15
30 Jun 15	21	2	15
31 Mar 15	21	2	15
31 Dec 14	21	2	15

Quality Earnings: IBWC has high quality earnings.

Growing Profit Margin: IBWC's current net profit margins (7.8%) are higher than last year (4.5%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: Insufficient data to determine if IBWC's year-on-year earnings growth rate was positive over the past 5 years.

Accelerating Growth: Insufficient data to compare IBWC's past year earnings growth to its 5-year average.

Earnings vs Industry: IBWC earnings growth over the past year (105.2%) exceeded the Banks industry -11.8%.

Return on Equity

High ROE: IBWC's Return on Equity (2.1%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/10 08:00
End of Day Share Price	2024/10/30 00:00
Earnings	2023/12/31
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

IBW Financial Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution