IBW Financial Balance Sheet Health
Financial Health criteria checks 4/6
IBW Financial has total assets of $747.4M and total equity of $128.5M. Total deposits are $583.3M, and total loans are $365.6M.
Key information
5.8x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$583.29m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$55.49m |
Recent financial health updates
No updates
Recent updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: IBWC's Assets to Equity ratio (5.8x) is low.
Allowance for Bad Loans: IBWC has a low allowance for bad loans (83%).
Low Risk Liabilities: 94% of IBWC's liabilities are made up of primarily low risk sources of funding.
Loan Level: IBWC has an appropriate level of Loans to Assets ratio (49%).
Low Risk Deposits: IBWC's Loans to Deposits ratio (63%) is appropriate.
Level of Bad Loans: IBWC has a high level of bad loans (2.8%).