Hills Bancorporation Balance Sheet Health
Financial Health criteria checks 6/6
Hills Bancorporation has total assets of $4.4B and total equity of $494.2M. Total deposits are $3.4B, and total loans are $3.4B. It earns a Net Interest Margin of 2.9%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are $54.3M.
Key information
9x
Asset to equity ratio
2.9%
Net interest margin
| Total deposits | US$3.38b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$54.28m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HBIA's Assets to Equity ratio (9x) is low.
Allowance for Bad Loans: HBIA has a sufficient allowance for bad loans (176%).
Low Risk Liabilities: 86% of HBIA's liabilities are made up of primarily low risk sources of funding.
Loan Level: HBIA has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: HBIA's Loans to Deposits ratio (100%) is appropriate.
Level of Bad Loans: HBIA has an appropriate level of bad loans (0.8%).