Hills Bancorporation Balance Sheet Health
Financial Health criteria checks 6/6
Hills Bancorporation has total assets of $4.3B and total equity of $470.3M. Total deposits are $3.3B, and total loans are $3.4B. It earns a Net Interest Margin of 2.9%. It has sufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are $59.5M.
Key information
9.2x
Asset to equity ratio
2.9%
Net interest margin
Total deposits | US$3.28b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$59.48m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HBIA's Assets to Equity ratio (9.2x) is low.
Allowance for Bad Loans: HBIA has a sufficient allowance for bad loans (122%).
Low Risk Liabilities: 85% of HBIA's liabilities are made up of primarily low risk sources of funding.
Loan Level: HBIA has an appropriate level of Loans to Assets ratio (78%).
Low Risk Deposits: HBIA's Loans to Deposits ratio (103%) is appropriate.
Level of Bad Loans: HBIA has an appropriate level of bad loans (1.2%).