EXCH Stock Overview

Operates as the holding company for Exchange Bank that provides personal and business banking products and services in Georgia. More details

EXCH fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	0/6
Financial Health	0/6
Dividends	1/6

Risk Analysis

Shares are highly illiquid

Has not reported any financial data

Does not have a meaningful market cap ($29M)

My Notes

Capture your thoughts, links and company narrative

Exchange Bankshares, Inc. Competitors

Marathon Bancorp

OTCPK:MBBC

US$28.9m

Infinity Bancorp

OTCPK:INFT

US$29.8m

VWF Bancorp

OTCPK:VWFB

US$28.2m

Woodlands Financial Services

OTCPK:WDFN

US$28.2m

Price History & Performance

Summary of share price highs, lows and changes for Exchange Bankshares
Historical stock prices
Current Share Price	US$47.90
52 Week High	US$48.00
52 Week Low	US$37.50
Beta	0
1 Month Change	6.42%
3 Month Change	n/a
1 Year Change	16.91%
3 Year Change	-4.41%
5 Year Change	-3.23%
Change since IPO	128.10%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	EXCH	US Banks	US Market
7D	0%	-1.8%	-2.1%
1Y	16.9%	30.4%	21.3%

Return vs Industry: EXCH underperformed the US Banks industry which returned 30.3% over the past year.

Return vs Market: EXCH underperformed the US Market which returned 21.3% over the past year.

Price Volatility

Is EXCH's price volatile compared to industry and market?
EXCH volatility
EXCH Average Weekly Movement	n/a
Banks Industry Average Movement	5.2%
Market Average Movement	6.4%
10% most volatile stocks in US Market	18.9%
10% least volatile stocks in US Market	3.2%

Stable Share Price: EXCH's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine EXCH's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1903	n/a	John Childs	www.exch.bank

Exchange Bankshares, Inc. operates as the holding company for Exchange Bank that provides personal and business banking products and services in Georgia. It offers checking and savings accounts; and mortgage, real estate, consumer, commercial, and home equity loans. The company also provides cash management, internet and mobile banking, travel club, bill payment, and merchant services, as well as credit cards.

Exchange Bankshares, Inc. Fundamentals Summary

How do Exchange Bankshares's earnings and revenue compare to its market cap?
EXCH fundamental statistics
Market cap	US$29.11m
Earnings (TTM)	US$0
Revenue (TTM)	n/a

n/a

P/E Ratio

n/a

P/S Ratio

Is EXCH overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
EXCH income statement (TTM)
Revenue	US$0
Cost of Revenue	US$0
Gross Profit	US$0
Other Expenses	US$0
Earnings	US$0

Last Reported Earnings

n/a

Next Earnings Date

n/a

Earnings per share (EPS)	0
Gross Margin	0.00%
Net Profit Margin	0.00%
Debt/Equity Ratio	0.0%

How did EXCH perform over the long term?

See historical performance and comparison

Dividends

3.0%

Current Dividend Yield

n/a

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/11 11:54
End of Day Share Price	2024/12/27 00:00
Earnings	N/A
Annual Earnings	N/A

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Exchange Bankshares, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution