Cashmere Valley Bank Past Earnings Performance
Past criteria checks 2/6
Cashmere Valley Bank has been growing earnings at an average annual rate of 4%, while the Banks industry saw earnings growing at 6.9% annually. Revenues have been growing at an average rate of 5.7% per year. Cashmere Valley Bank's return on equity is 12.4%, and it has net margins of 36.7%.
Key information
4.0%
Earnings growth rate
5.1%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 5.7% |
| Return on equity | 12.4% |
| Net Margin | 36.7% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How Cashmere Valley Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 78 | 29 | 35 | 0 |
| 30 Jun 24 | 78 | 29 | 35 | 0 |
| 31 Mar 24 | 76 | 28 | 35 | 0 |
| 31 Dec 23 | 77 | 28 | 35 | 0 |
| 30 Sep 23 | 81 | 30 | 37 | 0 |
| 30 Jun 23 | 82 | 32 | 37 | 0 |
| 31 Mar 23 | 76 | 28 | 36 | 0 |
| 31 Dec 22 | 73 | 26 | 35 | 0 |
| 30 Sep 22 | 70 | 23 | 35 | 0 |
| 30 Jun 22 | 68 | 22 | 33 | 0 |
| 31 Mar 22 | 73 | 28 | 33 | 0 |
| 31 Dec 21 | 73 | 29 | 31 | 0 |
| 30 Sep 21 | 71 | 29 | 30 | 0 |
| 30 Jun 21 | 68 | 28 | 29 | 0 |
| 31 Mar 21 | 67 | 27 | 29 | 0 |
| 31 Dec 20 | 65 | 26 | 29 | 0 |
| 30 Sep 20 | 63 | 25 | 28 | 0 |
| 30 Jun 20 | 63 | 24 | 28 | 0 |
| 31 Mar 20 | 62 | 24 | 28 | 0 |
| 31 Dec 19 | 62 | 23 | 28 | 0 |
| 30 Sep 19 | 60 | 23 | 27 | 0 |
| 30 Jun 19 | 58 | 22 | 26 | 0 |
| 31 Mar 19 | 57 | 22 | 26 | 0 |
| 31 Dec 18 | 56 | 22 | 25 | 0 |
| 30 Sep 18 | 56 | 21 | 24 | 0 |
| 30 Jun 18 | 54 | 20 | 24 | 0 |
| 31 Mar 18 | 53 | 19 | 23 | 0 |
| 31 Dec 17 | 52 | 18 | 22 | 0 |
| 30 Sep 17 | 49 | 18 | 22 | 0 |
| 30 Jun 17 | 49 | 18 | 21 | 0 |
| 31 Mar 17 | 48 | 17 | 20 | 0 |
| 31 Dec 16 | 48 | 18 | 20 | 0 |
| 30 Sep 16 | 48 | 18 | 19 | 0 |
| 30 Jun 16 | 48 | 17 | 20 | 0 |
| 31 Mar 16 | 47 | 17 | 20 | 0 |
| 31 Dec 15 | 47 | 17 | 19 | 0 |
| 30 Sep 15 | 48 | 17 | 18 | 0 |
| 30 Jun 15 | 47 | 17 | 18 | 0 |
| 31 Mar 15 | 47 | 17 | 18 | 0 |
| 31 Dec 14 | 44 | 16 | 19 | 0 |
| 31 Dec 13 | 41 | 14 | 16 | 0 |
Quality Earnings: CSHX has high quality earnings.
Growing Profit Margin: CSHX's current net profit margins (36.7%) are lower than last year (36.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CSHX's earnings have grown by 4% per year over the past 5 years.
Accelerating Growth: CSHX's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CSHX had negative earnings growth (-4%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).
Return on Equity
High ROE: CSHX's Return on Equity (12.4%) is considered low.