Cashmere Valley Bank Balance Sheet Health
Financial Health criteria checks 6/6
Cashmere Valley Bank has total assets of $2.1B and total equity of $210.1M. Total deposits are $1.8B, and total loans are $1.0B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $138.2M.
Key information
9.8x
Asset to equity ratio
3.3%
Net interest margin
Total deposits | US$1.78b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$138.17m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CSHX's Assets to Equity ratio (9.8x) is low.
Allowance for Bad Loans: CSHX has a sufficient allowance for bad loans (655%).
Low Risk Liabilities: 96% of CSHX's liabilities are made up of primarily low risk sources of funding.
Loan Level: CSHX has an appropriate level of Loans to Assets ratio (50%).
Low Risk Deposits: CSHX's Loans to Deposits ratio (58%) is appropriate.
Level of Bad Loans: CSHX has an appropriate level of bad loans (0.2%).