Cashmere Valley Bank Balance Sheet Health
Financial Health criteria checks 6/6
Cashmere Valley Bank has total assets of $2.1B and total equity of $232.9M. Total deposits are $1.8B, and total loans are $984.0M. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $186.9M.
Key information
9.1x
Asset to equity ratio
3.3%
Net interest margin
| Total deposits | US$1.82b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$186.90m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CSHX's Assets to Equity ratio (9.1x) is low.
Allowance for Bad Loans: CSHX has a sufficient allowance for bad loans (655%).
Low Risk Liabilities: 97% of CSHX's liabilities are made up of primarily low risk sources of funding.
Loan Level: CSHX has an appropriate level of Loans to Assets ratio (47%).
Low Risk Deposits: CSHX's Loans to Deposits ratio (54%) is appropriate.
Level of Bad Loans: CSHX has an appropriate level of bad loans (0.2%).