Chesapeake Financial Shares Past Earnings Performance

Past criteria checks 1/6

Chesapeake Financial Shares's earnings have been declining at an average annual rate of -0.5%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 6.5% per year. Chesapeake Financial Shares's return on equity is 8.2%, and it has net margins of 14.1%.

Key information

-0.5%

Earnings growth rate

0.5%

EPS growth rate

Banks Industry Growth	11.2%
Revenue growth rate	6.5%
Return on equity	8.2%
Net Margin	14.1%
Last Earnings Update	30 Sep 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How Chesapeake Financial Shares makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:CPKF Revenue, expenses and earnings (USD Millions)
Date	Revenue	Earnings	G+A Expenses
30 Sep 24	66	9	46
30 Jun 24	64	9	45
31 Mar 24	63	9	44
31 Dec 23	63	10	42
30 Sep 23	64	13	46
30 Jun 23	66	16	32
31 Mar 23	66	17	31
31 Dec 22	66	18	38
30 Sep 22	65	16	31
30 Jun 22	62	14	30
31 Mar 22	61	14	29
31 Dec 21	61	15	29
30 Sep 21	60	16	28
30 Jun 21	57	16	27
31 Mar 21	54	14	27
31 Dec 20	51	12	27
30 Sep 20	50	11	27
30 Jun 20	50	11	27
31 Mar 20	51	12	26
31 Dec 19	50	11	26
30 Sep 19	48	11	25
30 Jun 19	47	11	25
31 Mar 19	46	11	24
31 Dec 18	46	11	24
30 Sep 18	57	11	23
30 Jun 18	56	10	23
31 Mar 18	54	9	23
31 Dec 17	43	9	23
30 Sep 17	51	8	24
30 Jun 17	49	8	24
31 Mar 17	47	8	23
31 Dec 16	46	7	22
30 Sep 16	43	7	22
30 Jun 16	42	6	22
31 Mar 16	42	7	21
31 Dec 15	42	7	21
30 Sep 15	41	8	19
30 Jun 15	40	8	19
31 Mar 15	39	8	19
31 Dec 14	38	7	19
30 Sep 14	39	6	19
30 Jun 14	38	6	19
31 Mar 14	39	7	19

Quality Earnings: CPKF has high quality earnings.

Growing Profit Margin: CPKF's current net profit margins (14.1%) are lower than last year (19.7%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: CPKF's earnings have declined by 0.5% per year over the past 5 years.

Accelerating Growth: CPKF's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: CPKF had negative earnings growth (-26%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).

Return on Equity

High ROE: CPKF's Return on Equity (8.2%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/12 05:53
End of Day Share Price	2025/01/10 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Chesapeake Financial Shares, Inc. is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Ann Heffron	Zacks Investment Research Inc.
Ann Heffron	Zacks Small-Cap Research