Chesapeake Financial Shares Balance Sheet Health
Financial Health criteria checks 6/6
Chesapeake Financial Shares has total assets of $1.6B and total equity of $112.8M. Total deposits are $1.4B, and total loans are $863.0M. It earns a Net Interest Margin of 3.5%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $72.0M.
Key information
14.1x
Asset to equity ratio
3.5%
Net interest margin
| Total deposits | US$1.41b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$72.01m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CPKF's Assets to Equity ratio (14.1x) is moderate.
Allowance for Bad Loans: CPKF has a sufficient allowance for bad loans (612%).
Low Risk Liabilities: 95% of CPKF's liabilities are made up of primarily low risk sources of funding.
Loan Level: CPKF has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: CPKF's Loans to Deposits ratio (61%) is appropriate.
Level of Bad Loans: CPKF has an appropriate level of bad loans (0.2%).