Canandaigua National Past Earnings Performance

Past criteria checks 3/6

Canandaigua National has been growing earnings at an average annual rate of 5.2%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 6.8% per year. Canandaigua National's return on equity is 12.9%, and it has net margins of 25.3%.

Key information

5.2%

Earnings growth rate

5.2%

EPS growth rate

Banks Industry Growth	11.2%
Revenue growth rate	6.8%
Return on equity	12.9%
Net Margin	25.3%
Last Earnings Update	31 Dec 2023

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How Canandaigua National makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:CNND Revenue, expenses and earnings (USD Millions)
Date	Revenue	Earnings	G+A Expenses
31 Dec 23	177	45	103
30 Sep 23	182	47	106
30 Jun 23	187	49	109
31 Mar 23	188	48	112
31 Dec 22	190	48	114
30 Sep 22	187	46	114
30 Jun 22	184	44	114
31 Mar 22	180	44	111
31 Dec 21	176	45	108
30 Sep 21	170	46	102
30 Jun 21	164	47	96
31 Mar 21	159	44	93
31 Dec 20	154	42	91
30 Sep 20	151	40	89
30 Jun 20	149	39	88
31 Mar 20	147	39	87
31 Dec 19	145	39	85
30 Sep 19	145	39	85
30 Jun 19	144	40	84
31 Mar 19	141	38	83
31 Dec 18	138	36	82
30 Sep 18	133	32	79
30 Jun 18	128	27	76
31 Mar 18	124	25	75
31 Dec 17	121	22	73
30 Sep 17	119	23	73
30 Jun 17	118	24	72
31 Mar 17	116	23	71
31 Dec 16	115	22	70
30 Sep 16	113	23	68
30 Jun 16	111	23	66
31 Mar 16	109	22	66
31 Dec 15	107	21	66
30 Sep 15	106	21	65
30 Jun 15	105	21	64
31 Mar 15	104	21	63
31 Dec 14	103	21	61
30 Sep 14	101	18	62
30 Jun 14	100	19	61
31 Mar 14	100	19	61
31 Dec 13	99	19	60

Quality Earnings: CNND has high quality earnings.

Growing Profit Margin: CNND's current net profit margins (25.3%) are higher than last year (25.2%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: CNND's earnings have grown by 5.2% per year over the past 5 years.

Accelerating Growth: CNND's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: CNND had negative earnings growth (-6.5%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).

Return on Equity

High ROE: CNND's Return on Equity (12.9%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/24 19:28
End of Day Share Price	2024/12/20 00:00
Earnings	2023/12/31
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Canandaigua National Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution